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Saint-Germain-sur-Morin
Small town · 77860 · Île-de-France
👥 Population
3 902
2023 · INSEE
🏠 Median price /m²
4 167 €
📈 25% since 2015
💰 Gross yield
4.9 %
rent / purchase price
⚡ Avg. energy rating
E
✅ 10.0 % energy sieves (F-G) (F-G)
🎯 Investment score Low
Saint-Germain-sur-Morin — Score 38/100.
Why this score? This score is penalized mainly by a high purchase price for the area (8/100) and a weak rental yield (22/100).
38
💰 Yield22
🌳 Quality of life47
📊 Dynamism57
💸 Affordability8
🛡️ Safety48
⚡ Energy rating58
🏠 Property prices
DVF · 18 Transactions · Saint-Germain-sur-Morin
🏢 Apt. /m²
4 167 €
🏡 House /m²
3 323 €
📋 Transactions
18
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Meaux | 3 121 € | 2 812 € | 600 | 56 905 |
| Chelles | 3 548 € | 3 750 € | 531 | 54 620 |
| Melun | 2 827 € | 3 000 € | 496 | 45 995 |
| Pontault-Combault | 4 022 € | 3 726 € | 349 | 39 096 |
| Savigny-le-Temple | 2 700 € | 2 855 € | 202 | 31 148 |
| Bussy-Saint-Georges | 4 376 € | 4 088 € | 344 | 27 498 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
17.0 €/m²
monthly
💰 Gross yield
4.9 %
⏳ Payback period
20.4 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
93.3 %
🏖️ Secondary homes
2.1 %
🚪 Vacant homes
4.6 %
🏢 Apartments
20.1 %
79.1 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
A
Strong tension
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
Yes
Rent control possible
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
60.460 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
123.370 %
🏘️ Housing tax
26.090 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
8.500 %
🌾 Land tax (unbuilt) REI
7.75 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
3 902
2023
📐 Area
4.78 km²
816 inh/km²
💶 Median income
28 340 €
📊 Median age
37.9 yrs
38.0% under 30
💼 Activity rate
81.1 %
ages 15-64
📉 Unemployment rate
6.1 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
711
SIRENE database 2026
✨ 2024 creations
78
+52.9% vs 2023
📊 2023 creations
51
💼 Economic density
182
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Couilly - Saint-Germain - Quincy
À 1.26 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Paris
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Val d'Europe Agglomération
EPCI
📍 Rail access
Excellent
Station distance
📊 Niveau social des établissements
Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.
🏫 Middle school IPS
| Middle school | Sector | IPS |
|---|---|---|
| COLLEGE STEPHANE HESSEL | public | 118.5 |
🏥 Healthcare
BPE · FINESS
💊 Pharmacies
1
🔬 Laboratories
1
🏥 Établissements de santé
2
Source FINESS
💊 Pharmacies
1
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
78
📋 Commerce
7
📋 Enseignement
3
🏥 Sante
23
🚆 Transport
8
⚽ Sport
12
🎭 Culture
1
🛡️ Safety
SSMSI · SSMSI · Ministry of the Interior
| Indicator | Incidents | Rate ‰ | Nat. average | Gap |
|---|---|---|---|---|
| Escroqueries et fraudes aux moyens de paiement | 23 | 5.90 ‰ | 6.3 ‰ | Dans la moyenne |
| Vols de véhicule | 22 | 5.60 ‰ | 2.4 ‰ | +133 % vs moy. |
| Destructions et dégradations volontaires | 18 | 4.60 ‰ | 7.2 ‰ | -36 % vs moy. |
| Vols sans violence contre des personnes | 12 | 3.10 ‰ | 7.3 ‰ | -58 % vs moy. |
| Cambriolages de logement | 10 | 6.30 ‰ | 7.5 ‰ | -16 % vs moy. |
| Usage de stupéfiants | 8 | 2.10 ‰ | 8.4 ‰ | -75 % vs moy. |
| Violences physiques intrafamiliales | 7 | 1.80 ‰ | 4.2 ‰ | -57 % vs moy. |
⚡ Energy performance
10 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
10.0 %
10.0 %
D
30.0 %
30.0 %
E
50.0 %
50.0 %
F
10.0 %
10.0 %
G
0.0 %
10.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
⚠️ Natural and technological risks
Géorisques API · 6 risks identified
Mouvement de terrain
Par une crue torrentielle ou à montée rapide de cours d'eau
Par une crue à débordement lent de cours d'eau
Tassements différentiels
Transport de marchandises dangereuses
Inondation
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 1 251 analyses · SAUR CENTRE ILE DE FRANCE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 251
🎯 Municipalities with a similar score
Same region, score close to
Saint-Ouen-sur-Seine
93400
38/100
53 615 Inhabitants
Bagneux
92220
38/100
44 572 Inhabitants
Saint-Cloud
92210
38/100
29 855 Inhabitants
Persan
95340
38/100
14 359 Inhabitants
Vernouillet
78540
38/100
9 699 Inhabitants
Magny-les-Hameaux
78114
38/100
9 386 Inhabitants
Noisy-le-Roi
78590
38/100
7 713 Inhabitants
Bouffémont
95570
38/100
6 593 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Couilly-Pont-aux-Dames | 1.7 km | 30/100 | 2 064 |
| Coutevroult | 2.5 km | 36/100 | 1 187 |
| Montry | 2.0 km | 44/100 | 3 945 |
| Condé-Sainte-Libiaire | 2.7 km | 40/100 | 1 500 |
| Magny-le-Hongre | 2.0 km | 35/100 | 9 060 |
| Villiers-sur-Morin | 3.2 km | 31/100 | 2 083 |
| Bailly-Romainvilliers | 3.7 km | 41/100 | 6 980 |
| Esbly | 3.7 km | 39/100 | 6 072 |
❓ Frequently asked questions about Saint-Germain-sur-Morin
What is the price per m² in Saint-Germain-sur-Morin? ▶
The median price per m² in Saint-Germain-sur-Morin is 4 167 €.
What is the rental yield in Saint-Germain-sur-Morin? ▶
The gross rental yield in Saint-Germain-sur-Morin is 4.9%.
Is Saint-Germain-sur-Morin a good real estate investment? ▶
Saint-Germain-sur-Morin has a ScorCity score of 38/100, making it a risky investment.
What is the average energy rating in Saint-Germain-sur-Morin? ▶
The most common energy rating class in Saint-Germain-sur-Morin is E.
What are the natural risks in Saint-Germain-sur-Morin? ▶
6 risks are identified in Saint-Germain-sur-Morin: Mouvement de terrain, Par une crue torrentielle ou à montée rapide de cours d'eau, Par une crue à débordement lent de cours d'eau.