View of Semoy, 45 — real-estate investment analysis Wikimedia Commons CC BY-SA

Semoy

Small town · 45400 · Centre-Val de Loire

👥 Population
3 269
2023 · INSEE
🏠 Median price /m²
7 667 €
📈 242% since 2015
💰 Gross yield
1.9 %
rent / purchase price
⚡ Avg. energy rating
D
✅ 6.2 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Semoy — Score 36/100.

Why this score? This score is penalized mainly by a weak rental yield (2/100) and a high purchase price for the area (2/100).
36
💰 Yield2
🌳 Quality of life44
📊 Dynamism54
💸 Affordability2
🛡️ Safety60
⚡ Energy rating77
🧮 Simulate your rental yield

🏠 Property prices

DVF · 3 Transactions · Semoy

🏢 Apt. /m²
7 667 €
🏡 House /m²
2 727 €
📋 Transactions
3
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Orléans2 672 €2 624 €1743116 357
Olivet2 710 €2 752 €32623 507
Saint-Jean-de-Braye2 058 €2 285 €28623 147
Fleury-les-Aubrais1 713 €2 414 €27721 804
Saran4 148 €2 318 €13817 316
Saint-Jean-de-la-Ruelle1 717 €2 000 €16016 768

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
12.38 €/m²
monthly
💰 Gross yield
1.9 %
⏳ Payback period
51.6 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
94.4 %
🏖️ Secondary homes
0.8 %
🚪 Vacant homes
4.8 %
🏢 Apartments
9.6 %
89.9 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B1
Moderate tension
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
Yes
Rent control possible
🏢 Social housing units
168
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
54.810 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
111.100 %
🏘️ Housing tax
24.400 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
5.800 %
🏢 CFE
1.09 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
3 269
2023
📐 Area
7.74 km²
422 inh/km²
💶 Median income
26 890 €
📊 Median age
45.5 yrs
31.6% under 30
💼 Activity rate
75.0 %
ages 15-64
📉 Unemployment rate
6.8 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
6.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
583
SIRENE database 2026
✨ 2024 creations
53
+1.9% vs 2023
📊 2023 creations
52
💼 Economic density
178
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Les Aubrais
À 4.49 km · Segment A
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Orléans
Secondary hub
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
Orléans Métropole
EPCI
📍 Rail access
Good
Station distance

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🏥 Établissements de santé
4
Source FINESS
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
61
📋 Commerce
11
📋 Enseignement
4
🏥 Sante
16
🚆 Transport
4
⚽ Sport
16

🏛️ Public services

Public Service Directory API · 1 services

CategoryQtyExamples
📋 service public1Centre communal d'action sociale (CCAS) - Semoy

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Escroqueries et fraudes aux moyens de paiement268.00 ‰6.3 ‰+27 % vs moy.
Cambriolages de logement1812.90 ‰7.5 ‰+72 % vs moy.
Vols dans les véhicules164.90 ‰5.2 ‰Dans la moyenne
Violences physiques intrafamiliales92.80 ‰4.2 ‰-33 % vs moy.

⚡ Energy performance

16 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
6.2 %
C
31.2 %
31.2 %
D
43.8 %
43.8 %
E
12.5 %
12.5 %
F
6.2 %
G
0.0 %

6.2 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 7 risks identified

Mouvement de terrain
Effet de surpression
Effet thermique
Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines)
Transport de marchandises dangereuses
Tassements différentiels
Risque industriel

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 6 821 analyses · ORLEANS METROPOLE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
6 821

⚡ EV charging stations

IRVE

🔌 Stations
4
⚡ Charge points
16
🚀 Incl. fast charging
0

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Saint-Jean-de-Braye 1.7 km 68/100 23 147
Combleux 4.4 km 28/100 547
Chanteau 4.8 km 37/100 1 590
Fleury-les-Aubrais 3.3 km 57/100 21 804
Boigny-sur-Bionne 4.0 km 38/100 2 194
Marigny-les-Usages 4.5 km 46/100 1 887
Saint-Denis-en-Val 6.4 km 57/100 7 766
Saint-Jean-le-Blanc 6.4 km 50/100 9 562

❓ Frequently asked questions about Semoy

What is the price per m² in Semoy?

The median price per m² in Semoy is 7 667 €.

What is the rental yield in Semoy?

The gross rental yield in Semoy is 1.9%.

Is Semoy a good real estate investment?

Semoy has a ScorCity score of 36/100, making it a risky investment.

What is the average energy rating in Semoy?

The most common energy rating class in Semoy is D.

What are the natural risks in Semoy?

7 risks are identified in Semoy: Mouvement de terrain, Effet de surpression, Effet thermique.