View of La Bernerie-en-Retz, 44 — real-estate investment analysis Wikimedia Commons CC BY-SA

La Bernerie-en-Retz

Small town · 44760 · Pays de la Loire

👥 Population
3 536
2023 · INSEE
🏠 Median price /m²
5 097 €
📈 36% since 2015
💰 Gross yield
3.0 %
rent / purchase price
⚡ Avg. energy rating
C
🟠 13.3 % energy sieves (F-G) (F-G)
🎯 Investment score Low

La Bernerie-en-Retz — Score 34/100.

Why this score? This score is penalized mainly by a high purchase price for the area (5/100) and a weak rental yield (6/100).
34
💰 Yield6
🌳 Quality of life36
📊 Dynamism59
💸 Affordability5
🛡️ Safety35
⚡ Energy rating81
🧮 Simulate your rental yield

🏠 Property prices

DVF · 10 Transactions · La Bernerie-en-Retz

🏢 Apt. /m²
5 097 €
🏡 House /m²
4 062 €
📋 Transactions
10
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Nantes3 516 €4 157 €4661327 734
Saint-Nazaire3 018 €3 118 €115174 568
Saint-Herblain2 543 €3 152 €66450 973
Rezé2 612 €3 402 €61943 556
Saint-Sébastien-sur-Loire3 294 €3 412 €38028 596
Orvault2 895 €3 505 €37828 534

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
12.74 €/m²
monthly
💰 Gross yield
3.0 %
⏳ Payback period
33.3 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
41.8 %
🏖️ Secondary homes
56.2 %
Highly touristic market
🚪 Vacant homes
2.0 %
🏢 Apartments
8.0 %
84.4 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B1
Moderate tension
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
Yes
Rent control possible
🏢 Social housing units
54
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
37.830 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
78.630 %
🏘️ Housing tax
26.970 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.170 %
🌾 Land tax (unbuilt) REI
23.04 %
🏢 CFE
25.89 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
3 536
2023
📐 Area
6.07 km²
583 inh/km²
💶 Median income
25 200 €
📊 Median age
60.2 yrs
19.9% under 30
💼 Activity rate
73.2 %
ages 15-64
📉 Unemployment rate
10.9 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
8.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
904
SIRENE database 2026
✨ 2024 creations
86
+10.3% vs 2023
📊 2023 creations
78
💼 Economic density
256
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
La Bernerie-en-Retz
À 0.37 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Pornic
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Pornic Agglo Pays de Retz
EPCI
📍 Rail access
Excellent
Station distance

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🏥 Établissements de santé
4
Source FINESS
👵 EHPAD
1
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
59
📋 Commerce
20
📋 Enseignement
1
🏥 Sante
31
🚆 Transport
3
⚽ Sport
16
🎭 Culture
8

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Destructions et dégradations volontaires308.50 ‰7.2 ‰+18 % vs moy.
Violences physiques intrafamiliales215.90 ‰4.2 ‰+40 % vs moy.
Escroqueries et fraudes aux moyens de paiement174.80 ‰6.3 ‰-24 % vs moy.
Vols sans violence contre des personnes164.50 ‰7.3 ‰-38 % vs moy.
Cambriolages de logement163.90 ‰7.5 ‰-48 % vs moy.
Vols de véhicule61.70 ‰2.4 ‰-29 % vs moy.
Vols dans les véhicules51.40 ‰5.2 ‰-73 % vs moy.

⚡ Energy performance

45 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
2.2 %
C
48.9 %
48.9 %
D
22.2 %
22.2 %
E
13.3 %
13.3 %
F
8.9 %
8.9 %
G
4.4 %

13.3 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 15 risks identified

Transport de marchandises dangereuses
Grêle
Tassements différentiels
Tempête et grains (vent)
Foudre
Mouvement de terrain
Neige et pluies verglaçantes
Par submersion marine
Par une crue à débordement lent de cours d'eau
Phénomène lié à l'atmosphère
Radon
Recul du trait de côte et de falaises
Inondation
Par ruissellement et coulée de boue
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 3 532 analyses · VEOLIA

⚗️ Physicochemistry
✅ Compliant
📋 analyses
3 532

⚡ EV charging stations

IRVE

🔌 Stations
4
⚡ Charge points
6
🚀 Incl. fast charging
0

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Pornic 5.3 km 43/100 18 745
Les Moutiers-en-Retz 4.8 km 32/100 1 939
Chauvé 8.4 km 36/100 3 070
Bouin 12.0 km 50/100 2 205
Saint-Michel-Chef-Chef 11.7 km 26/100 5 714
Chaumes-en-Retz 11.8 km 33/100 7 440
Villeneuve-en-Retz 11.4 km 47/100 5 120
Saint-Père-en-Retz 17.2 km 26/100 4 894

❓ Frequently asked questions about La Bernerie-en-Retz

What is the price per m² in La Bernerie-en-Retz?

The median price per m² in La Bernerie-en-Retz is 5 097 €.

What is the rental yield in La Bernerie-en-Retz?

The gross rental yield in La Bernerie-en-Retz is 3.0%.

Is La Bernerie-en-Retz a good real estate investment?

La Bernerie-en-Retz has a ScorCity score of 34/100, making it a risky investment.

What is the average energy rating in La Bernerie-en-Retz?

The most common energy rating class in La Bernerie-en-Retz is C.

What are the natural risks in La Bernerie-en-Retz?

15 risks are identified in La Bernerie-en-Retz: Transport de marchandises dangereuses, Grêle, Tassements différentiels.