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Saint-Michel-Chef-Chef
Medium city · 44730 · Pays de la Loire
👥 Population
5 714
2023 · INSEE
🏠 Median price /m²
4 259 €
📈 19% since 2015
💰 Gross yield
3.8 %
rent / purchase price
⚡ Avg. energy rating
D
🔴 33.3 % energy sieves (F-G) (F-G)
🎯 Investment score Low
Saint-Michel-Chef-Chef — Score 26/100.
Why this score? This score is penalized mainly by a high purchase price for the area (7/100) and a weak rental yield (10/100).
26
💰 Yield10
🌳 Quality of life34
📊 Dynamism65
💸 Affordability7
🛡️ Safety26
⚡ Energy rating22
🏠 Property prices
DVF · 30 Transactions · Saint-Michel-Chef-Chef
🏢 Apt. /m²
4 259 €
🏡 House /m²
4 000 €
📋 Transactions
30
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Nantes | 3 516 € | 4 157 € | 4661 | 327 734 |
| Saint-Nazaire | 3 018 € | 3 118 € | 1151 | 74 568 |
| Saint-Herblain | 2 543 € | 3 152 € | 664 | 50 973 |
| Rezé | 2 612 € | 3 402 € | 619 | 43 556 |
| Saint-Sébastien-sur-Loire | 3 294 € | 3 412 € | 380 | 28 596 |
| Orvault | 2 895 € | 3 505 € | 378 | 28 534 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
13.6 €/m²
monthly
💰 Gross yield
3.8 %
⏳ Payback period
26.1 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
42.0 %
🏖️ Secondary homes
54.4 %
Highly touristic market
🚪 Vacant homes
3.5 %
🏢 Apartments
13.3 %
82.9 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B1
Moderate tension
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
Yes
Rent control possible
🏢 Social housing units
178
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
36.240 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
74.650 %
🏘️ Housing tax
27.890 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.170 %
🌾 Land tax (unbuilt) REI
5.71 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
5 714
2023
📐 Area
25.26 km²
226 inh/km²
💶 Median income
24 210 €
📊 Median age
50.2 yrs
26.5% under 30
💼 Activity rate
74.1 %
ages 15-64
📉 Unemployment rate
9.6 %
2021 census
🎯 Poverty rateⓘShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
8.0 %
60% FILOSOFI threshold
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
1 207
SIRENE database 2026
✨ 2024 creations
113
+24.2% vs 2023
📊 2023 creations
91
💼 Economic density
211
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Pornic
À 6.53 km · Segment B
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Pornic
Secondary hub
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Pornic Agglo Pays de Retz
EPCI
📍 Rail access
Good
Station distance
🏥 Healthcare
BPE · FINESS
💊 Pharmacies
2
🏥 Établissements de santé
5
Source FINESS
💊 Pharmacies
2
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
122
📋 Commerce
22
📋 Enseignement
2
🏥 Sante
34
🚆 Transport
2
⚽ Sport
28
🎭 Culture
12
🛡️ Safety
SSMSI · SSMSI · Ministry of the Interior
| Indicator | Incidents | Rate ‰ | Nat. average | Gap |
|---|---|---|---|---|
| Destructions et dégradations volontaires | 50 | 8.80 ‰ | 7.2 ‰ | +22 % vs moy. |
| Vols sans violence contre des personnes | 27 | 4.70 ‰ | 7.3 ‰ | -36 % vs moy. |
| Escroqueries et fraudes aux moyens de paiement | 26 | 4.60 ‰ | 6.3 ‰ | -27 % vs moy. |
| Cambriolages de logement | 19 | 3.10 ‰ | 7.5 ‰ | -59 % vs moy. |
| Violences physiques intrafamiliales | 17 | 3.00 ‰ | 4.2 ‰ | -29 % vs moy. |
| Usage de stupéfiants | 16 | 2.80 ‰ | 8.4 ‰ | -67 % vs moy. |
| Vols dans les véhicules | 16 | 2.80 ‰ | 5.2 ‰ | -46 % vs moy. |
| Violences sexuelles | 10 | 1.80 ‰ | 2.4 ‰ | -25 % vs moy. |
| Usage de stupéfiants (AFD) | 10 | 1.80 ‰ | 7.5 ‰ | -76 % vs moy. |
| Vols de véhicule | 10 | 1.80 ‰ | 2.4 ‰ | -25 % vs moy. |
| Vols d'accessoires sur véhicules | 6 | 1.10 ‰ | 3.7 ‰ | -70 % vs moy. |
⚡ Energy performance
36 DPE · ADEME
📊 Energy rating distribution
A
2.8 %
B
0.0 %
C
11.1 %
11.1 %
D
27.8 %
27.8 %
E
25.0 %
25.0 %
F
22.2 %
22.2 %
G
11.1 %
11.1 %
33.3 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
⚠️ Natural and technological risks
Géorisques API · 18 risks identified
Transport de marchandises dangereuses
Foudre
Grêle
Rupture de barrage
Tassements différentiels
Tempête et grains (vent)
Engins de guerre
Mouvement de terrain
Neige et pluies verglaçantes
Par remontées de nappes naturelles
Par submersion marine
Par une crue à débordement lent de cours d'eau
Phénomène lié à l'atmosphère
Recul du trait de côte et de falaises
Inondation
Par ruissellement et coulée de boue
Risque industriel
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 99 421 analyses · VEOLIA
⚗️ Physicochemistry
✅ Compliant
📋 analyses
99 421
⚡ EV charging stations
IRVE
🔌 Stations
3
⚡ Charge points
4
🚀 Incl. fast charging
0
🎯 Municipalities with a similar score
Same region, score close to
Longué-Jumelles
49160
26/100
6 564 Inhabitants
Montval-sur-Loir
72500
26/100
5 641 Inhabitants
Saint-Père-en-Retz
44320
26/100
4 894 Inhabitants
L'Île-d'Yeu
85350
26/100
4 883 Inhabitants
Bonnétable
72110
26/100
3 703 Inhabitants
La Tranche-sur-Mer
85360
26/100
3 136 Inhabitants
Aron
53440
26/100
1 828 Inhabitants
Vezins
49340
26/100
1 758 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| La Plaine-sur-Mer | 5.3 km | 33/100 | 4 760 |
| Pornic | 6.8 km | 43/100 | 18 745 |
| Saint-Brevin-les-Pins | 8.5 km | 45/100 | 14 541 |
| Saint-Père-en-Retz | 8.5 km | 26/100 | 4 894 |
| Préfailles | 7.8 km | 25/100 | 1 321 |
| Corsept | 11.1 km | 46/100 | 2 594 |
| Chauvé | 8.4 km | 36/100 | 3 070 |
| La Bernerie-en-Retz | 11.7 km | 34/100 | 3 536 |
❓ Frequently asked questions about Saint-Michel-Chef-Chef
What is the price per m² in Saint-Michel-Chef-Chef? ▶
The median price per m² in Saint-Michel-Chef-Chef is 4 259 €.
What is the rental yield in Saint-Michel-Chef-Chef? ▶
The gross rental yield in Saint-Michel-Chef-Chef is 3.8%.
Is Saint-Michel-Chef-Chef a good real estate investment? ▶
Saint-Michel-Chef-Chef has a ScorCity score of 26/100, making it a risky investment.
What is the average energy rating in Saint-Michel-Chef-Chef? ▶
The most common energy rating class in Saint-Michel-Chef-Chef is D.
What are the natural risks in Saint-Michel-Chef-Chef? ▶
18 risks are identified in Saint-Michel-Chef-Chef: Transport de marchandises dangereuses, Foudre, Grêle.