Wikimedia Commons CC BY-SA
Bernes-sur-Oise
Small town · 95340 · Île-de-France
👥 Population
2 684
2023 · INSEE
🏠 Median price /m²
4 388 €
📈 75% since 2015
💰 Gross yield
4.3 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 23.3 % energy sieves (F-G) (F-G)
🎯 Investment score Low
Bernes-sur-Oise — Score 35/100.
Why this score? This score is penalized mainly by a high purchase price for the area (7/100) and a weak rental yield (14/100).
35
💰 Yield14
🌳 Quality of life48
📊 Dynamism54
💸 Affordability7
🛡️ Safety80
⚡ Energy rating20
🏠 Property prices
DVF · 10 Transactions · Bernes-sur-Oise
🏢 Apt. /m²
4 388 €
🏡 House /m²
2 898 €
📋 Transactions
10
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Argenteuil | 3 437 € | 3 875 € | 967 | 106 130 |
| Cergy | 3 224 € | 2 878 € | 571 | 70 906 |
| Sarcelles | 1 985 € | 3 125 € | 300 | 59 173 |
| Garges-lès-Gonesse | 2 312 € | 3 258 € | 190 | 41 791 |
| Franconville | 3 000 € | 4 000 € | 419 | 37 754 |
| Bezons | 3 875 € | 4 573 € | 282 | 36 434 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
15.55 €/m²
monthly
💰 Gross yield
4.3 %
⏳ Payback period
23.5 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
96.3 %
🏖️ Secondary homes
0.5 %
🚪 Vacant homes
3.2 %
🏢 Apartments
15.8 %
83.0 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
A
Strong tension
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
37.030 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
82.190 %
🏘️ Housing tax
23.400 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.940 %
🌾 Land tax (unbuilt) REI
1.50 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
2 684
2023
📐 Area
5.51 km²
487 inh/km²
💶 Median income
24 210 €
📊 Median age
35.3 yrs
41.7% under 30
💼 Activity rate
74.4 %
ages 15-64
📉 Unemployment rate
8.4 %
2021 census
🎯 Poverty rateⓘShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
10.0 %
60% FILOSOFI threshold
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
442
SIRENE database 2026
✨ 2024 creations
43
+7.5% vs 2023
📊 2023 creations
40
💼 Economic density
165
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Bruyères-sur-Oise
À 2.37 km · Segment B
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Paris
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC du Haut Val d'Oise
EPCI
📍 Rail access
Good
Station distance
🎓 Education
National Education API
📚 Schools
—
🏫 Middle schools
1
🎓 High schools
—
🎯 Brevet exam (2021)ⓘBrevet (DNB) — French middle school exam. The rate shown is the average across public and private middle schools in the municipality, latest published session.
90.9 %
Average pass rate · 1 middle school
📊 Niveau social des établissements
Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.
🏫 Middle school IPS
| Middle school | Sector | IPS |
|---|---|---|
| COLLEGE PIERRE PERRET | public | 107.4 |
🏥 Healthcare
FINESS
🏥 Établissements de santé
4
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
43
📋 Commerce
4
📋 Enseignement
4
🏥 Sante
20
🚆 Transport
7
⚽ Sport
7
🛡️ Safety
SSMSI · SSMSI · Ministry of the Interior
| Indicator | Incidents | Rate ‰ | Nat. average | Gap |
|---|---|---|---|---|
| Escroqueries et fraudes aux moyens de paiement | 11 | 4.10 ‰ | 6.3 ‰ | -35 % vs moy. |
| Vols sans violence contre des personnes | 10 | 3.70 ‰ | 7.3 ‰ | -49 % vs moy. |
| Destructions et dégradations volontaires | 6 | 2.20 ‰ | 7.2 ‰ | -69 % vs moy. |
| Violences physiques intrafamiliales | 6 | 2.20 ‰ | 4.2 ‰ | -48 % vs moy. |
| Violences physiques hors cadre familial | 5 | 1.90 ‰ | 4.0 ‰ | -52 % vs moy. |
⚡ Energy performance
43 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
30.2 %
30.2 %
E
46.5 %
46.5 %
F
16.3 %
16.3 %
G
7.0 %
23.3 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
⚠️ Natural and technological risks
Géorisques API · 2 risks identified
Transport de marchandises dangereuses
Inondation
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 1 848 analyses · SUEZ EAU FRANCE - HAUT DE FRANCE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 848
⚡ EV charging stations
IRVE
🔌 Stations
2
⚡ Charge points
4
🚀 Incl. fast charging
0
🎯 Municipalities with a similar score
Same region, score close to
Mitry-Mory
77290
35/100
20 456 Inhabitants
Thorigny-sur-Marne
77400
35/100
10 440 Inhabitants
Serris
77700
35/100
10 326 Inhabitants
La Ferté-sous-Jouarre
77260
35/100
10 254 Inhabitants
Magny-le-Hongre
77700
35/100
9 060 Inhabitants
Lisses
91090
35/100
7 373 Inhabitants
Magny-en-Vexin
95420
35/100
5 779 Inhabitants
Quincy-Voisins
77860
35/100
5 547 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Le Mesnil-en-Thelle | 1.4 km | 37/100 | 2 439 |
| Beaumont-sur-Oise | 3.4 km | 40/100 | 10 232 |
| Bruyères-sur-Oise | 2.5 km | 38/100 | 4 921 |
| Persan | 3.2 km | 38/100 | 14 359 |
| Nointel | 4.3 km | 36/100 | 903 |
| Noisy-sur-Oise | 4.2 km | 23/100 | 549 |
| Crouy-en-Thelle | 4.7 km | 21/100 | 1 092 |
| Boran-sur-Oise | 3.5 km | 32/100 | 2 135 |
❓ Frequently asked questions about Bernes-sur-Oise
What is the price per m² in Bernes-sur-Oise? ▶
The median price per m² in Bernes-sur-Oise is 4 388 €.
What is the rental yield in Bernes-sur-Oise? ▶
The gross rental yield in Bernes-sur-Oise is 4.3%.
Is Bernes-sur-Oise a good real estate investment? ▶
Bernes-sur-Oise has a ScorCity score of 35/100, making it a risky investment.
What is the average energy rating in Bernes-sur-Oise? ▶
The most common energy rating class in Bernes-sur-Oise is E.
What are the natural risks in Bernes-sur-Oise? ▶
2 risks are identified in Bernes-sur-Oise: Transport de marchandises dangereuses, Inondation.