View of Saint-Germain-en-Laye, 78 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Germain-en-Laye

Large city · 78100 · Île-de-France

👥 Population
45 931
2023 · INSEE
🏠 Median price /m²
6 538 €
📈 -1% since 2015
💰 Gross yield
4.3 %
rent / purchase price
⚡ Avg. energy rating
E
🟠 11.8 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Saint-Germain-en-Laye — Score 43/100.

Why this score? This score is penalized mainly by a high purchase price for the area (3/100) and a weak rental yield (15/100).
43
💰 Yield15
🌳 Quality of life86
📊 Dynamism99
💸 Affordability3
🛡️ Safety44
⚡ Energy rating28
🧮 Simulate your rental yield

🏠 Property prices

DVF · 411 Transactions · Saint-Germain-en-Laye

🏢 Apt. /m²
6 538 €
🏡 House /m²
7 105 €
📋 Transactions
411
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Versailles6 660 €9 062 €87684 095
Sartrouville3 841 €5 082 €53652 763
Saint-Germain-en-Laye6 538 €7 105 €48645 931
Mantes-la-Jolie2 656 €2 917 €33443 526
Poissy3 606 €4 843 €38640 983
Conflans-Sainte-Honorine3 111 €4 177 €36336 958

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
23.54 €/m²
monthly
💰 Gross yield
4.3 %
⏳ Payback period
23.1 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
91.3 %
🏖️ Secondary homes
3.6 %
🚪 Vacant homes
5.1 %
🏢 Apartments
80.0 %
18.9 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
Abis
Very strong tension
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
Yes
Rent control possible

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
24.900 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
77.340 %
🏘️ Housing tax
21.400 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
4.240 %
🌾 Land tax (unbuilt) REI
1.03 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
45 931
2023
📐 Area
53.09 km²
865 inh/km²
💶 Median income
33 250 €
📊 Median age
39.9 yrs
36.4% under 30
💼 Activity rate
76.3 %
ages 15-64
📉 Unemployment rate
9.7 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
9.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
12 787
SIRENE database 2026
✨ 2024 creations
1 262
+7.0% vs 2023
📊 2023 creations
1 179
💼 Economic density
278
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Achères Grand Cormier
À 2.86 km · Segment B
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Paris
Secondary hub
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Saint Germain Boucles de Seine
EPCI
📍 Rail access
Good
Station distance

🎓 Education

National Education API

📚 Schools
3
🏫 Middle schools
7
🎓 High schools
8
🏆 Baccalaureate results
High schoolTypePass rateHonorsV.A.
LYCEE SAINT EREMBERTprivé sous contrat100.0 %+1.0
LYCEE INTERNATIONALpublic100.0 %+1.0
LYCEE NOTRE DAMEprivé sous contrat100.0 %+0.0
LYCEE SAINT-AUGUSTINprivé sous contrat99.0 %+1.0
LYCEE SAINT THOMAS DE VILLENEUVEprivé sous contrat98.0 %+0.0
LYCEE JEANNE D'ALBRETpublic98.0 %+0.0
LYCEE JEAN-BAPTISTE POQUELIN (GENERAL ET TECHNO.)public97.0 %+1.0
LYCEE LEONARD DE VINCI (GENERAL ET TECHNO.)public92.0 %-1.0
🎯 Brevet exam (2021)Brevet (DNB) — French middle school exam. The rate shown is the average across public and private middle schools in the municipality, latest published session.
97.8 %
Average pass rate · 8 middle schools

📊 Niveau social des établissements

Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.

🏫 Middle school IPS
Middle schoolSectorIPS
COLLEGE PRIVE NOTRE DAMEprivé sous contrat152.0
COLLEGE PRIVE SAINT EREMBERTprivé sous contrat151.1
COLLEGE PRIVE SAINT AUGUSTINprivé sous contrat149.4
COLLEGE INTERNATIONALpublic149.3
COLLEGE MARCEL ROBYpublic140.3
COLLEGE LES HAUTS GRILLETSpublic130.0
COLLEGE CLAUDE DEBUSSYpublic126.4

🏥 Healthcare

BPE · FINESS

🏥 Hospitals
3
💊 Pharmacies
12
🔬 Laboratories
4
🏥 Établissements de santé
74
Source FINESS
👵 EHPAD
3
💊 Pharmacies
12

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
736
📋 Commerce
346
📋 Enseignement
69
🏥 Sante
550
🚆 Transport
83
⚽ Sport
80
🎭 Culture
33

🏛️ Public services

Public Service Directory API · 5 services

CategoryQtyExamples
📋 service public4Mission locale pour l'insertion professionnelle et sociale des jeunes (16-25 ans) - Saint-Germain-en-Laye, Mairie déléguée - Fourqueux, Centre de protection maternelle et infantile (PMI) - Saint-Germain-en-Laye
🏛️ Préfecture, sous-préfecture1Sous-préfecture - Saint-Germain-en-Laye

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Vols sans violence contre des personnes53311.60 ‰7.3 ‰+59 % vs moy.
Escroqueries et fraudes aux moyens de paiement3567.80 ‰6.3 ‰+24 % vs moy.
Destructions et dégradations volontaires2856.20 ‰7.2 ‰Dans la moyenne
Usage de stupéfiants2846.20 ‰8.4 ‰-26 % vs moy.
Usage de stupéfiants (AFD)2134.60 ‰7.5 ‰-39 % vs moy.
Violences physiques intrafamiliales1553.40 ‰4.2 ‰-19 % vs moy.
Cambriolages de logement1386.20 ‰7.5 ‰-17 % vs moy.
Violences physiques hors cadre familial1373.00 ‰4.0 ‰-25 % vs moy.
Vols dans les véhicules771.70 ‰5.2 ‰-67 % vs moy.
Violences sexuelles731.60 ‰2.4 ‰-33 % vs moy.
Vols de véhicule491.10 ‰2.4 ‰-54 % vs moy.
Vols d'accessoires sur véhicules360.80 ‰3.7 ‰-78 % vs moy.
Vols violents sans arme250.50 ‰1.0 ‰-50 % vs moy.
Trafic de stupéfiants230.50 ‰2.2 ‰-77 % vs moy.

⚡ Energy performance

652 DPE · ADEME

📊 Energy rating distribution
A
0.9 %
B
0.3 %
C
0.9 %
D
12.3 %
12.3 %
E
73.8 %
73.8 %
F
10.9 %
10.9 %
G
0.9 %

11.8 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 31 protected monuments

BuildingEra
château13e siècle;15e siècle;16e siècle;17e siècle;3e qua
écurie2e moitié 18e siècle
immeuble4e quart 19e siècle
maison3e quart 19e siècle
hôtel
maison
hôtel17e siècle;18e siècle
château;rendez-vous de chasse2e moitié 17e siècle;4e quart 18e siècle
aqueduc4e quart 17e siècle;4e quart 18e siècle
porte de ville18e siècle

⚠️ Natural and technological risks

Géorisques API · 1 risks identified

Transport de marchandises dangereuses

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 26 658 analyses · SUEZ EAU FRANCE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
26 658

⚡ EV charging stations

IRVE

🔌 Stations
211
⚡ Charge points
884
🚀 Incl. fast charging
4

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Le Mesnil-le-Roi 1.5 km 39/100 6 332
Montesson 2.8 km 44/100 14 549
Le Pecq 4.3 km 46/100 16 059
Le Vésinet 4.7 km 36/100 15 554
Le Port-Marly 5.6 km 33/100 5 559
Achères 5.7 km 45/100 22 241
Maisons-Laffitte 4.1 km 48/100 23 093
Chatou 5.1 km 47/100 30 598

❓ Frequently asked questions about Saint-Germain-en-Laye

What is the price per m² in Saint-Germain-en-Laye?

The median price per m² in Saint-Germain-en-Laye is 6 538 €.

What is the rental yield in Saint-Germain-en-Laye?

The gross rental yield in Saint-Germain-en-Laye is 4.3%.

Is Saint-Germain-en-Laye a good real estate investment?

Saint-Germain-en-Laye has a ScorCity score of 43/100, making it a moderate investment.

What is the average energy rating in Saint-Germain-en-Laye?

The most common energy rating class in Saint-Germain-en-Laye is E.

What are the natural risks in Saint-Germain-en-Laye?

1 risks are identified in Saint-Germain-en-Laye: Transport de marchandises dangereuses.