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Saint-Firmin-sur-Loire
Rural municipality · 45360 · Centre-Val de Loire
👥 Population
508
2023 · INSEE
🏠 Median price /m²
1 250 €
📈 -9% since 2015
💰 Gross yield
9.5 %
rent / purchase price
⚡ Avg. energy rating
—
✅ 0 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Saint-Firmin-sur-Loire — Score 57/100.
57
💰 Yield80
🌳 Quality of life53
📊 Dynamism51
💸 Affordability77
🛡️ Safety14
⚡ Energy rating50
🏠 Property prices
DVF · 2 Transactions · Saint-Firmin-sur-Loire
🏢 Apt. /m²
1 250 €
🏡 House /m²
2 209 €
📋 Transactions
2
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Orléans | 2 672 € | 2 624 € | 1743 | 116 357 |
| Olivet | 2 710 € | 2 752 € | 326 | 23 507 |
| Saint-Jean-de-Braye | 2 058 € | 2 285 € | 286 | 23 147 |
| Fleury-les-Aubrais | 1 713 € | 2 414 € | 277 | 21 804 |
| Saran | 4 148 € | 2 318 € | 138 | 17 316 |
| Saint-Jean-de-la-Ruelle | 1 717 € | 2 000 € | 160 | 16 768 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
9.89 €/m²
monthly
💰 Gross yield
9.5 %
⏳ Payback period
10.5 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
68.3 %
🏖️ Secondary homes
21.7 %
🚪 Vacant homes
10.0 %
🏢 Apartments
1.5 %
98.5 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
43.350 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
97.840 %
🏘️ Housing tax
21.020 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
15.000 %
🌾 Land tax (unbuilt) REI
53.46 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
508
2023
📐 Area
25.20 km²
20 inh/km²
💶 Median income
23 650 €
📊 Median age
47.3 yrs
26.8% under 30
💼 Activity rate
82.3 %
ages 15-64
📉 Unemployment rate
8.4 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
81
SIRENE database 2026
✨ 2024 creations
6
-33.3% vs 2023
📊 2023 creations
9
💼 Economic density
159
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Briare
À 5.11 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Gien
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Berry Loire Puisaye
EPCI
📍 Rail access
Good
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
11
📋 Commerce
1
⚽ Sport
1
🏛️ Historical heritage
Mérimée database · 1 protected monuments
| Building | Era |
|---|---|
| pont canal | 4e quart 19e siècle |
⚠️ Natural and technological risks
Géorisques API · 6 risks identified
Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines)
Mouvement de terrain
Nucléaire
Par une crue à débordement lent de cours d'eau
Tassements différentiels
Inondation
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 7 813 analyses · MAIRIE DE SAINT FIRMIN SUR LOIRE
🧪 Bacteriology
✅ Compliant
⚗️ Physicochemistry
✅ Compliant
📋 analyses
7 813
🎯 Municipalities with a similar score
Same region, score close to
Fleury-les-Aubrais
45400
57/100
21 804 Inhabitants
Saint-Avertin
37550
57/100
14 999 Inhabitants
Saint-Denis-en-Val
45560
57/100
7 766 Inhabitants
Déols
36130
57/100
7 600 Inhabitants
Mer
41500
57/100
6 250 Inhabitants
Loury
45470
57/100
2 616 Inhabitants
Dadonville
45300
57/100
2 354 Inhabitants
Chouzé-sur-Loire
37140
57/100
2 132 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Saint-Brisson-sur-Loire | 2.9 km | 44/100 | 962 |
| Briare | 5.1 km | 40/100 | 4 911 |
| Châtillon-sur-Loire | 5.1 km | 37/100 | 3 065 |
| Saint-Martin-sur-Ocre | 5.6 km | 27/100 | 1 222 |
| Autry-le-Châtel | 7.1 km | 52/100 | 845 |
| Ousson-sur-Loire | 7.4 km | 50/100 | 696 |
| Gien | 12.4 km | 72/100 | 13 459 |
| Poilly-lez-Gien | 9.8 km | 50/100 | 2 465 |
❓ Frequently asked questions about Saint-Firmin-sur-Loire
What is the price per m² in Saint-Firmin-sur-Loire? ▶
The median price per m² in Saint-Firmin-sur-Loire is 1 250 €.
What is the rental yield in Saint-Firmin-sur-Loire? ▶
The gross rental yield in Saint-Firmin-sur-Loire is 9.5%.
Is Saint-Firmin-sur-Loire a good real estate investment? ▶
Saint-Firmin-sur-Loire has a ScorCity score of 57/100, making it an interesting investment.
What are the natural risks in Saint-Firmin-sur-Loire? ▶
6 risks are identified in Saint-Firmin-sur-Loire: Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines), Mouvement de terrain, Nucléaire.