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Sainte-Gemmes-sur-Loire
Small town · 49130 · Pays de la Loire
👥 Population
3 685
2023 · INSEE
🏠 Median price /m²
2 576 €
📈 -5% since 2015
💰 Gross yield
6.3 %
rent / purchase price
⚡ Avg. energy rating
C
🟠 11.1 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Sainte-Gemmes-sur-Loire — Score 48/100.
Why this score? This score is penalized mainly by improvable safety statistics (24/100) and a high purchase price for the area (25/100).
48
💰 Yield44
🌳 Quality of life51
📊 Dynamism56
💸 Affordability25
🛡️ Safety24
⚡ Energy rating89
🏠 Property prices
DVF · 7 Transactions · Sainte-Gemmes-sur-Loire
🏢 Apt. /m²
2 576 €
🏡 House /m²
3 269 €
📋 Transactions
7
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Angers | 3 413 € | 3 235 € | 2476 | 159 022 |
| Cholet | 2 333 € | 2 179 € | 780 | 54 404 |
| Saumur | 2 016 € | 2 037 € | 537 | 26 241 |
| Sèvremoine | — € | 1 953 € | 292 | 25 797 |
| Beaupréau-en-Mauges | 2 373 € | 1 850 € | 296 | 23 989 |
| Chemillé-en-Anjou | 1 379 € | 1 758 € | 257 | 21 999 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
13.47 €/m²
monthly
💰 Gross yield
6.3 %
⏳ Payback period
15.9 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
90.5 %
🏖️ Secondary homes
1.7 %
🚪 Vacant homes
7.8 %
🏢 Apartments
21.3 %
77.2 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B1
Moderate tension
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
205
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
48.460 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
84.650 %
🏘️ Housing tax
22.760 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
7.600 %
🌾 Land tax (unbuilt) REI
5.48 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
3 685
2023
📐 Area
14.71 km²
251 inh/km²
💶 Median income
26 120 €
📊 Median age
48.3 yrs
29.4% under 30
💼 Activity rate
73.2 %
ages 15-64
📉 Unemployment rate
10.2 %
2021 census
🎯 Poverty rateⓘShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
6.0 %
60% FILOSOFI threshold
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
928
SIRENE database 2026
✨ 2024 creations
72
+10.8% vs 2023
📊 2023 creations
65
💼 Economic density
252
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Angers Saint-Laud
À 4.02 km · Segment A
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Angers
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CU Angers Loire Métropole
EPCI
📍 Rail access
Good
Station distance
🏥 Healthcare
BPE · FINESS
🏥 Hospitals
1
💊 Pharmacies
1
🏥 Établissements de santé
11
Source FINESS
👵 EHPAD
1
💊 Pharmacies
1
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
71
📋 Commerce
14
📋 Enseignement
5
🏥 Sante
29
⚽ Sport
25
🎭 Culture
1
🛡️ Safety
SSMSI · SSMSI · Ministry of the Interior
| Indicator | Incidents | Rate ‰ | Nat. average | Gap |
|---|---|---|---|---|
| Escroqueries et fraudes aux moyens de paiement | 33 | 9.00 ‰ | 6.3 ‰ | +43 % vs moy. |
| Vols sans violence contre des personnes | 31 | 8.40 ‰ | 7.3 ‰ | Dans la moyenne |
| Violences physiques intrafamiliales | 17 | 4.60 ‰ | 4.2 ‰ | Dans la moyenne |
| Violences sexuelles | 16 | 4.30 ‰ | 2.4 ‰ | +79 % vs moy. |
| Destructions et dégradations volontaires | 15 | 4.10 ‰ | 7.2 ‰ | -43 % vs moy. |
| Cambriolages de logement | 11 | 6.30 ‰ | 7.5 ‰ | -16 % vs moy. |
| Vols d'accessoires sur véhicules | 9 | 2.40 ‰ | 3.7 ‰ | -35 % vs moy. |
| Violences physiques hors cadre familial | 8 | 2.20 ‰ | 4.0 ‰ | -45 % vs moy. |
⚡ Energy performance
27 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
3.7 %
C
63.0 %
63.0 %
D
11.1 %
11.1 %
E
11.1 %
11.1 %
F
11.1 %
11.1 %
G
0.0 %
11.1 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 3 protected monuments
| Building | Era |
|---|---|
| manoir | 15e siècle |
| château | — |
| site archéologique | Gallo-romain;1er siècle;4e siècle |
⚠️ Natural and technological risks
Géorisques API · 11 risks identified
Transport de marchandises dangereuses
Grêle
Tempête et grains (vent)
Foudre
Mouvement de terrain
Par une crue à débordement lent de cours d'eau
Phénomène lié à l'atmosphère
Radon
Tassements différentiels
Inondation
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 2 246 analyses · ANGERS LOIRE METROPOLE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
2 246
⚡ EV charging stations
IRVE
🔌 Stations
5
⚡ Charge points
7
🚀 Incl. fast charging
0
🎯 Municipalities with a similar score
Same region, score close to
Les Sables-d'Olonne
85100
48/100
49 603 Inhabitants
Les Herbiers
85500
48/100
16 521 Inhabitants
Sainte-Luce-sur-Loire
44980
48/100
16 400 Inhabitants
Héric
44810
48/100
6 585 Inhabitants
Bonchamp-lès-Laval
53960
48/100
6 302 Inhabitants
Le Fenouiller
85800
48/100
4 978 Inhabitants
Aigrefeuille-sur-Maine
44140
48/100
4 156 Inhabitants
Le May-sur-Èvre
49122
48/100
3 920 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Mûrs-Erigné | 4.1 km | 31/100 | 6 408 |
| Angers | 5.8 km | 57/100 | 159 022 |
| Bouchemaine | 4.1 km | 34/100 | 6 580 |
| Les Ponts-de-Cé | 4.5 km | 53/100 | 13 149 |
| Mozé-sur-Louet | 7.3 km | 50/100 | 2 031 |
| Denée | 6.5 km | 29/100 | 1 449 |
| Beaucouzé | 7.0 km | 36/100 | 5 732 |
| Avrillé | 8.5 km | 56/100 | 15 251 |
❓ Frequently asked questions about Sainte-Gemmes-sur-Loire
What is the price per m² in Sainte-Gemmes-sur-Loire? ▶
The median price per m² in Sainte-Gemmes-sur-Loire is 2 576 €.
What is the rental yield in Sainte-Gemmes-sur-Loire? ▶
The gross rental yield in Sainte-Gemmes-sur-Loire is 6.3%.
Is Sainte-Gemmes-sur-Loire a good real estate investment? ▶
Sainte-Gemmes-sur-Loire has a ScorCity score of 48/100, making it a moderate investment.
What is the average energy rating in Sainte-Gemmes-sur-Loire? ▶
The most common energy rating class in Sainte-Gemmes-sur-Loire is C.
What are the natural risks in Sainte-Gemmes-sur-Loire? ▶
11 risks are identified in Sainte-Gemmes-sur-Loire: Transport de marchandises dangereuses, Grêle, Tempête et grains (vent).