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Saint-Michel
Rural municipality · 45340 · Centre-Val de Loire
👥 Population
151
2023 · INSEE
🏠 Median price /m²
2 460 €
📈 17% since 2015
💰 Gross yield
4.1 %
rent / purchase price
⚡ Avg. energy rating
D
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Low
Saint-Michel — Score 32/100.
Why this score? This score is penalized mainly by a weak rental yield (12/100) and improvable safety statistics (14/100).
32
💰 Yield12
🌳 Quality of life46
📊 Dynamism50
💸 Affordability28
🛡️ Safety14
⚡ Energy rating58
🏠 Property prices
DVF · 4 Transactions · Saint-Michel
🏡 House /m²
2 460 €
📋 Transactions
4
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Orléans | 2 672 € | 2 624 € | 1743 | 116 357 |
| Olivet | 2 710 € | 2 752 € | 326 | 23 507 |
| Saint-Jean-de-Braye | 2 058 € | 2 285 € | 286 | 23 147 |
| Fleury-les-Aubrais | 1 713 € | 2 414 € | 277 | 21 804 |
| Saran | 4 148 € | 2 318 € | 138 | 17 316 |
| Saint-Jean-de-la-Ruelle | 1 717 € | 2 000 € | 160 | 16 768 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.38 €/m²
monthly
💰 Gross yield
4.1 %
⏳ Payback period
24.5 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
80.7 %
🏖️ Secondary homes
11.6 %
🚪 Vacant homes
7.7 %
🏢 Apartments
1.3 %
98.7 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
36.530 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
79.080 %
🏘️ Housing tax
19.490 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.060 %
🏢 CFE
22.90 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
151
2023
📐 Area
5.13 km²
29 inh/km²
💶 Median income
21 780 €
📊 Median age
46.8 yrs
25.5% under 30
💼 Activity rate
83.6 %
ages 15-64
📉 Unemployment rate
1.6 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
27
SIRENE database 2026
✨ 2024 creations
2
+0.0% vs 2023
📊 2023 creations
2
💼 Economic density
179
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Malesherbes
À 25.79 km · Segment B
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC du Pithiverais-Gâtinais
EPCI
📍 Rail access
Average
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
3
⚡ Energy performance
1 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
100.0 %
100.0 %
E
0.0 %
F
0.0 %
G
0.0 %
0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 1 protected monuments
| Building | Era |
|---|---|
| château | 15e siècle;16e siècle;19e siècle |
⚠️ Natural and technological risks
Géorisques API · 2 risks identified
Mouvement de terrain
Tassements différentiels
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 389 analyses · SMAEP DE LA RÉGION DE BOISCOMMUN
⚗️ Physicochemistry
✅ Compliant
📋 analyses
389
🎯 Municipalities with a similar score
Same region, score close to
Loches
37600
32/100
6 234 Inhabitants
Aubigny-sur-Nère
18700
32/100
5 451 Inhabitants
Monnaie
37380
32/100
4 833 Inhabitants
Véretz
37270
32/100
4 644 Inhabitants
Les Villages Vovéens
28150
32/100
4 009 Inhabitants
Ferrières-en-Gâtinais
45210
32/100
3 839 Inhabitants
Vernou-sur-Brenne
37210
32/100
2 870 Inhabitants
Saint-Étienne-de-Chigny
37230
32/100
1 579 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Boiscommun | 2.8 km | 41/100 | 1 151 |
| Nancray-sur-Rimarde | 3.4 km | 52/100 | 569 |
| Boynes | 6.1 km | 40/100 | 1 289 |
| Beaune-la-Rolande | 5.1 km | 27/100 | 1 992 |
| Nibelle | 6.8 km | 46/100 | 1 171 |
| Chambon-la-Forêt | 6.5 km | 36/100 | 965 |
| Yèvre-la-Ville | 9.3 km | 49/100 | 652 |
| Quiers-sur-Bezonde | 9.4 km | 59/100 | 1 183 |
❓ Frequently asked questions about Saint-Michel
What is the price per m² in Saint-Michel? ▶
The median price per m² in Saint-Michel is 2 460 €.
What is the rental yield in Saint-Michel? ▶
The gross rental yield in Saint-Michel is 4.1%.
Is Saint-Michel a good real estate investment? ▶
Saint-Michel has a ScorCity score of 32/100, making it a risky investment.
What is the average energy rating in Saint-Michel? ▶
The most common energy rating class in Saint-Michel is D.
What are the natural risks in Saint-Michel? ▶
2 risks are identified in Saint-Michel: Mouvement de terrain, Tassements différentiels.