View of Cergy, 95 — real-estate investment analysis Wikimedia Commons CC BY-SA

Cergy

Large city · 95000 · Île-de-France

👥 Population
70 906
2023 · INSEE
🏠 Median price /m²
3 224 €
📈 -3% since 2015
💰 Gross yield
6.9 %
rent / purchase price
⚡ Avg. energy rating
B
✅ 7.0 % energy sieves (F-G) (F-G)
🎯 Investment score Good

Cergy — Score 61/100.

61
💰 Yield54
🌳 Quality of life81
📊 Dynamism100
💸 Affordability15
🛡️ Safety39
⚡ Energy rating81
🧮 Simulate your rental yield

🏠 Property prices

DVF · 433 Transactions · Cergy

🏢 Apt. /m²
3 224 €
🏡 House /m²
2 878 €
📋 Transactions
433
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Argenteuil3 437 €3 875 €967106 130
Cergy3 224 €2 878 €57170 906
Sarcelles1 985 €3 125 €30059 173
Garges-lès-Gonesse2 312 €3 258 €19041 791
Franconville3 000 €4 000 €41937 754
Bezons3 875 €4 573 €28236 434

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
18.49 €/m²
monthly
💰 Gross yield
6.9 %
⏳ Payback period
14.5 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
88.4 %
🏖️ Secondary homes
4.2 %
🚪 Vacant homes
7.5 %
🏢 Apartments
80.2 %
17.0 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
A
Strong tension
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
Yes
Rent control possible

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
47.560 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
61.140 %
🏘️ Housing tax
20.570 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
8.000 %
🌾 Land tax (unbuilt) REI
0.62 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
70 906
2023
📐 Area
14.55 km²
4873 inh/km²
💶 Median income
20 270 €
📊 Median age
29.8 yrs
49.5% under 30
💼 Activity rate
70.8 %
ages 15-64
📉 Unemployment rate
15.2 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
23.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
16 325
SIRENE database 2026
✨ 2024 creations
2 060
+11.5% vs 2023
📊 2023 creations
1 847
💼 Economic density
230
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Cergy Saint-Christophe
À 1.59 km · Segment B
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Paris
Secondary hub
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA de Cergy-Pontoise
EPCI
📍 Rail access
Excellent
Station distance

🎓 Education

National Education API

📚 Schools
6
🏫 Middle schools
5
🎓 High schools
3
🏆 Baccalaureate results
High schoolTypePass rateHonorsV.A.
LYCEE JULES VERNE (GENERAL ET TECHNO.)public96.0 %+1.0
LYCEE GALILEEpublic93.0 %+1.0
LYCEE ALFRED KASTLERpublic90.0 %+0.0
🎯 Brevet exam (2021)Brevet (DNB) — French middle school exam. The rate shown is the average across public and private middle schools in the municipality, latest published session.
79.5 %
Average pass rate · 5 middle schools

📊 Niveau social des établissements

Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.

🏫 Middle school IPS
Middle schoolSectorIPS
COLLEGE LES TOULEUSESpublic105.2
COLLEGE LES EXPLORATEURSpublic92.7
COLLEGE MOULIN A VENTpublic91.2
COLLEGE GERARD PHILIPEpublic87.9
COLLEGE LA JUSTICEpublic87.0

🏥 Healthcare

BPE · FINESS

🏥 Hospitals
1
💊 Pharmacies
14
🔬 Laboratories
5
🏥 Établissements de santé
100
Source FINESS
👵 EHPAD
1
💊 Pharmacies
14

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
930
📋 Commerce
274
📋 Enseignement
118
🏥 Sante
400
🚆 Transport
349
⚽ Sport
132
🎭 Culture
30

🏛️ Public services

Public Service Directory API · 7 services

CategoryQtyExamples
📋 service public5France services - Cergy, Greffe des associations - Val-d'Oise (Cergy-Pontoise), Plateforme de naturalisation - Val-d'Oise
📋 Service déconcentré1Direction territoriale de la protection judiciaire de la jeunesse (DTPJJ) - Val-d'Oise
🏛️ Préfecture, sous-préfecture1Direction du cabinet - Val-d'Oise

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Vols sans violence contre des personnes91412.90 ‰7.3 ‰+77 % vs moy.
Usage de stupéfiants6769.50 ‰8.4 ‰Dans la moyenne
Usage de stupéfiants (AFD)5117.20 ‰7.5 ‰Dans la moyenne
Destructions et dégradations volontaires4666.60 ‰7.2 ‰Dans la moyenne
Escroqueries et fraudes aux moyens de paiement3775.30 ‰6.3 ‰-16 % vs moy.
Violences physiques intrafamiliales3124.40 ‰4.2 ‰Dans la moyenne
Violences physiques hors cadre familial2353.30 ‰4.0 ‰-18 % vs moy.
Vols dans les véhicules2333.30 ‰5.2 ‰-37 % vs moy.
Trafic de stupéfiants2082.90 ‰2.2 ‰+32 % vs moy.
Vols d'accessoires sur véhicules2082.90 ‰3.7 ‰-22 % vs moy.
Vols de véhicule2032.90 ‰2.4 ‰+21 % vs moy.
Violences sexuelles1542.20 ‰2.4 ‰Dans la moyenne
Cambriolages de logement1384.30 ‰7.5 ‰-43 % vs moy.
Vols violents sans arme941.30 ‰1.0 ‰+30 % vs moy.
Vols avec armes160.20 ‰0.6 ‰-67 % vs moy.

⚡ Energy performance

327 DPE · ADEME

📊 Energy rating distribution
A
0.3 %
B
42.2 %
42.2 %
C
3.4 %
D
21.4 %
21.4 %
E
25.7 %
25.7 %
F
6.7 %
G
0.3 %

7.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 4 protected monuments

BuildingEra
église12e siècle;16e siècle
prieuré
menhir
eglise16e siècle

⚠️ Natural and technological risks

Géorisques API · 4 risks identified

Mouvement de terrain
Tassements différentiels
Transport de marchandises dangereuses
Inondation

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 37 876 analyses · CYO'

⚗️ Physicochemistry
✅ Compliant
📋 analyses
37 876

⚡ EV charging stations

IRVE

🔌 Stations
52
⚡ Charge points
250
🚀 Incl. fast charging
12

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Vauréal 1.7 km 54/100 16 079
Neuville-sur-Oise 2.4 km 41/100 2 058
Jouy-le-Moutier 2.9 km 50/100 17 854
Osny 3.5 km 45/100 17 954
Maurecourt 4.2 km 37/100 4 454
Puiseux-Pontoise 3.9 km 22/100 603
Courdimanche 3.4 km 41/100 7 311
Boisemont 3.7 km 29/100 892

❓ Frequently asked questions about Cergy

What is the price per m² in Cergy?

The median price per m² in Cergy is 3 224 €.

What is the rental yield in Cergy?

The gross rental yield in Cergy is 6.9%.

Is Cergy a good real estate investment?

Cergy has a ScorCity score of 61/100, making it an interesting investment.

What is the average energy rating in Cergy?

The most common energy rating class in Cergy is B.

What are the natural risks in Cergy?

4 risks are identified in Cergy: Mouvement de terrain, Tassements différentiels, Transport de marchandises dangereuses.