View of Bellegarde, 45 — real-estate investment analysis Wikimedia Commons CC BY-SA

Bellegarde

Rural municipality · 45270 · Centre-Val de Loire

👥 Population
1 440
2023 · INSEE
🏠 Median price /m²
1 293 €
📈 -10% since 2015
💰 Gross yield
8.7 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 50.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Bellegarde — Score 49/100.

Why this score? This score is penalized mainly by improvable safety statistics (1/100) and an energy-inefficient housing stock (16/100).
49
💰 Yield74
🌳 Quality of life60
📊 Dynamism52
💸 Affordability75
🛡️ Safety1
⚡ Energy rating16
🧮 Simulate your rental yield

🏠 Property prices

DVF · 5 Transactions · Bellegarde

🏢 Apt. /m²
1 293 €
🏡 House /m²
1 484 €
📋 Transactions
5
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Orléans2 672 €2 624 €1743116 357
Olivet2 710 €2 752 €32623 507
Saint-Jean-de-Braye2 058 €2 285 €28623 147
Fleury-les-Aubrais1 713 €2 414 €27721 804
Saran4 148 €2 318 €13817 316
Saint-Jean-de-la-Ruelle1 717 €2 000 €16016 768

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
9.41 €/m²
monthly
💰 Gross yield
8.7 %
⏳ Payback period
11.5 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
77.3 %
🏖️ Secondary homes
9.8 %
🚪 Vacant homes
12.9 %
🏢 Apartments
24.4 %
75.2 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
191
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
51.410 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
71.500 %
🏘️ Housing tax
26.390 %
Secondary homes
🌾 Land tax (unbuilt) REI
3.00 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
1 440
2023
📐 Area
4.93 km²
292 inh/km²
💶 Median income
20 370 €
📊 Median age
48.6 yrs
30.7% under 30
💼 Activity rate
78.8 %
ages 15-64
📉 Unemployment rate
14.3 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
304
SIRENE database 2026
✨ 2024 creations
17
+0.0% vs 2023
📊 2023 creations
17
💼 Economic density
211
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Montargis
À 24.66 km · Segment A
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Canaux et Forêts en Gâtinais
EPCI
📍 Rail access
Average
Station distance

🎓 Education

National Education API

📚 Schools
🏫 Middle schools
1
🎓 High schools
🎯 Brevet exam (2021)Brevet (DNB) — French middle school exam. The rate shown is the average across public and private middle schools in the municipality, latest published session.
77.2 %
Average pass rate · 1 middle school

📊 Niveau social des établissements

Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.

🏫 Middle school IPS
Middle schoolSectorIPS
COLLEGE CHARLES DESVERGNESpublic100.3

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🔬 Laboratories
1
🏥 Établissements de santé
8
Source FINESS
👵 EHPAD
1
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
35
📋 Commerce
14
📋 Enseignement
4
🏥 Sante
22
🚆 Transport
1
⚽ Sport
14
🎭 Culture
3

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Destructions et dégradations volontaires149.70 ‰7.2 ‰+35 % vs moy.
Escroqueries et fraudes aux moyens de paiement106.90 ‰6.3 ‰Dans la moyenne
Violences physiques intrafamiliales85.60 ‰4.2 ‰+33 % vs moy.
Violences sexuelles74.90 ‰2.4 ‰+104 % vs moy.
Vols dans les véhicules74.90 ‰5.2 ‰Dans la moyenne
Vols sans violence contre des personnes64.20 ‰7.3 ‰-42 % vs moy.

⚡ Energy performance

6 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
16.7 %
16.7 %
D
0.0 %
E
33.3 %
33.3 %
F
16.7 %
16.7 %
G
33.3 %
33.3 %

50.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 2 protected monuments

BuildingEra
château2e moitié 14e siècle;17e siècle;1er quart 18e sièc
église12e siècle;13e siècle;15e siècle;18e siècle

⚠️ Natural and technological risks

Géorisques API · 4 risks identified

Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines)
Mouvement de terrain
Tassements différentiels
Transport de marchandises dangereuses

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 1 330 analyses · SUEZ EAU FRANCE MONTARGIS

⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 330

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Quiers-sur-Bezonde 0.9 km 59/100 1 183
Sury-aux-Bois 5.0 km 68/100 767
Boiscommun 7.7 km 41/100 1 151
Beaune-la-Rolande 10.8 km 27/100 1 992
Vieilles-Maisons-sur-Joudry 11.3 km 39/100 616
Nibelle 8.5 km 46/100 1 171
Bouzy-la-Forêt 12.7 km 40/100 1 218
Chailly-en-Gâtinais 9.6 km 46/100 694

❓ Frequently asked questions about Bellegarde

What is the price per m² in Bellegarde?

The median price per m² in Bellegarde is 1 293 €.

What is the rental yield in Bellegarde?

The gross rental yield in Bellegarde is 8.7%.

Is Bellegarde a good real estate investment?

Bellegarde has a ScorCity score of 49/100, making it a moderate investment.

What is the average energy rating in Bellegarde?

The most common energy rating class in Bellegarde is E.

What are the natural risks in Bellegarde?

4 risks are identified in Bellegarde: Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines), Mouvement de terrain, Tassements différentiels.