View of Saint-Étienne-de-Mer-Morte, 44 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Étienne-de-Mer-Morte

Rural municipality · 44270 · Pays de la Loire

👥 Population
1 782
2023 · INSEE
🏠 Median price /m²
2 364 €
📈 37% since 2015
💰 Gross yield
5.3 %
rent / purchase price
⚡ Avg. energy rating
✅ 0 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Saint-Étienne-de-Mer-Morte — Score 32/100.

Why this score? This score is penalized mainly by improvable safety statistics (3/100) and a weak rental yield (28/100).
32
💰 Yield28
🌳 Quality of life30
📊 Dynamism53
💸 Affordability31
🛡️ Safety3
⚡ Energy rating50
🧮 Simulate your rental yield

🏠 Property prices

DVF · 26 Transactions · Saint-Étienne-de-Mer-Morte

🏡 House /m²
2 364 €
📋 Transactions
26
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Nantes3 516 €4 157 €4661327 734
Saint-Nazaire3 018 €3 118 €115174 568
Saint-Herblain2 543 €3 152 €66450 973
Rezé2 612 €3 402 €61943 556
Saint-Sébastien-sur-Loire3 294 €3 412 €38028 596
Orvault2 895 €3 505 €37828 534

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
10.46 €/m²
monthly
💰 Gross yield
5.3 %
⏳ Payback period
18.8 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
90.8 %
🏖️ Secondary homes
2.7 %
🚪 Vacant homes
6.5 %
🏢 Apartments
1.6 %
97.7 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
13
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
35.360 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
64.370 %
🏘️ Housing tax
23.840 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
15.810 %
🌾 Land tax (unbuilt) REI
12.41 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
1 782
2023
📐 Area
27.51 km²
65 inh/km²
💶 Median income
21 470 €
📊 Median age
36.2 yrs
40.1% under 30
💼 Activity rate
80.8 %
ages 15-64
📉 Unemployment rate
9.5 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
266
SIRENE database 2026
✨ 2024 creations
15
-6.2% vs 2023
📊 2023 creations
16
💼 Economic density
149
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Machecoul
À 9.39 km · Segment B
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Sud Retz Atlantique
EPCI
📍 Rail access
Good
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
24
📋 Commerce
4
📋 Enseignement
2
🏥 Sante
4
⚽ Sport
9

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Escroqueries et fraudes aux moyens de paiement126.70 ‰6.3 ‰Dans la moyenne
Cambriolages de logement79.10 ‰7.5 ‰+21 % vs moy.
Violences physiques intrafamiliales73.90 ‰4.2 ‰Dans la moyenne
Destructions et dégradations volontaires63.40 ‰7.2 ‰-53 % vs moy.

⚠️ Natural and technological risks

Géorisques API · 13 risks identified

Foudre
Grêle
Radon
Tassements différentiels
Tempête et grains (vent)
Mouvement de terrain
Neige et pluies verglaçantes
Par remontées de nappes naturelles
Par une crue à débordement lent de cours d'eau
Phénomène lié à l'atmosphère
Inondation
Séisme
Par ruissellement et coulée de boue

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 2 272 analyses · SAUR

⚗️ Physicochemistry
✅ Compliant
📋 analyses
2 272

⚡ EV charging stations

IRVE

🔌 Stations
4
⚡ Charge points
6
🚀 Incl. fast charging
0

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
La Marne 4.7 km 41/100 1 586
Touvois 4.8 km 36/100 1 970
Paulx 5.3 km 51/100 2 054
Froidfond 8.2 km 47/100 2 208
Falleron 9.4 km 41/100 1 725
La Limouzinière 7.6 km 44/100 2 459
Machecoul-Saint-Même 9.5 km 41/100 7 689
Saint-Lumine-de-Coutais 12.4 km 42/100 2 396

❓ Frequently asked questions about Saint-Étienne-de-Mer-Morte

What is the price per m² in Saint-Étienne-de-Mer-Morte?

The median price per m² in Saint-Étienne-de-Mer-Morte is 2 364 €.

What is the rental yield in Saint-Étienne-de-Mer-Morte?

The gross rental yield in Saint-Étienne-de-Mer-Morte is 5.3%.

Is Saint-Étienne-de-Mer-Morte a good real estate investment?

Saint-Étienne-de-Mer-Morte has a ScorCity score of 32/100, making it a risky investment.

What are the natural risks in Saint-Étienne-de-Mer-Morte?

13 risks are identified in Saint-Étienne-de-Mer-Morte: Foudre, Grêle, Radon.