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Vichy
Large city · 03200 · Auvergne-Rhône-Alpes
👥 Population
25 115
2023 · INSEE
🏠 Median price /m²
2 068 €
📈 14% since 2015
💰 Gross yield
6.1 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 19.9 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Vichy — Score 55/100.
55
💰 Yield40
🌳 Quality of life87
📊 Dynamism100
💸 Affordability40
🛡️ Safety10
⚡ Energy rating61
🏠 Property prices
DVF · 748 Transactions · Vichy
🏢 Apt. /m²
2 068 €
🏡 House /m²
1 902 €
📋 Transactions
748
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
10.45 €/m²
monthly
💰 Gross yield
6.1 %
⏳ Payback period
16.5 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
70.4 %
🏖️ Secondary homes
8.7 %
🚪 Vacant homes
20.9 %
🏢 Apartments
78.7 %
20.4 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B2
Low tension
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
1 970
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
48.660 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
67.990 %
🏘️ Housing tax
30.550 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
6.750 %
🌾 Land tax (unbuilt) REI
0.28 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
25 115
2023
📐 Area
5.91 km²
4250 inh/km²
💶 Median income
20 190 €
📊 Median age
52.4 yrs
29.1% under 30
💼 Activity rate
66.6 %
ages 15-64
📉 Unemployment rate
21.4 %
2021 census
🎯 Poverty rateⓘShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
23.0 %
60% FILOSOFI threshold
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
7 432
SIRENE database 2026
✨ 2024 creations
740
+22.1% vs 2023
📊 2023 creations
606
💼 Economic density
296
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Vichy
À 0.66 km · Segment A
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Vichy
Main hub
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Vichy Communauté
EPCI
📍 Rail access
Excellent
Station distance
🎓 Education
National Education API
📚 Schools
1
🏫 Middle schools
3
🎓 High schools
—
🎯 Brevet exam (2021)ⓘBrevet (DNB) — French middle school exam. The rate shown is the average across public and private middle schools in the municipality, latest published session.
88.1 %
Average pass rate · 3 middle schools
📊 Niveau social des établissements
Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.
🏫 Middle school IPS
| Middle school | Sector | IPS |
|---|---|---|
| COLLEGE PRIVE SAINT DOMINIQUE | privé sous contrat | 109.5 |
| COLLEGE LES CELESTINS | public | 102.1 |
| COLLEGE JULES FERRY | public | 93.1 |
🏥 Healthcare
BPE · FINESS
🏥 Hospitals
5
💊 Pharmacies
12
🔬 Laboratories
3
🏥 Établissements de santé
77
Source FINESS
👵 EHPAD
4
💊 Pharmacies
12
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
551
📋 Commerce
391
📋 Enseignement
36
🏥 Sante
392
🚆 Transport
8
⚽ Sport
62
🎭 Culture
32
🏛️ Public services
Public Service Directory API · 2 services
| Category | Qty | Examples |
|---|---|---|
| 📋 service public | 2 | Agence France Travail VICHY, Agence départementale d'information sur le logement (ADIL) - Allier - Vichy |
🛡️ Safety
SSMSI · SSMSI · Ministry of the Interior
| Indicator | Incidents | Rate ‰ | Nat. average | Gap |
|---|---|---|---|---|
| Vols sans violence contre des personnes | 421 | 16.80 ‰ | 7.3 ‰ | +130 % vs moy. |
| Destructions et dégradations volontaires | 327 | 13.00 ‰ | 7.2 ‰ | +81 % vs moy. |
| Usage de stupéfiants | 219 | 8.70 ‰ | 8.4 ‰ | Dans la moyenne |
| Escroqueries et fraudes aux moyens de paiement | 216 | 8.60 ‰ | 6.3 ‰ | +37 % vs moy. |
| Usage de stupéfiants (AFD) | 158 | 6.30 ‰ | 7.5 ‰ | -16 % vs moy. |
| Violences physiques intrafamiliales | 126 | 5.00 ‰ | 4.2 ‰ | +19 % vs moy. |
| Violences physiques hors cadre familial | 118 | 4.70 ‰ | 4.0 ‰ | +18 % vs moy. |
| Cambriolages de logement | 94 | 4.20 ‰ | 7.5 ‰ | -44 % vs moy. |
| Violences sexuelles | 65 | 2.60 ‰ | 2.4 ‰ | Dans la moyenne |
| Vols dans les véhicules | 47 | 1.90 ‰ | 5.2 ‰ | -63 % vs moy. |
| Vols de véhicule | 21 | 0.80 ‰ | 2.4 ‰ | -67 % vs moy. |
| Vols violents sans arme | 21 | 0.80 ‰ | 1.0 ‰ | -20 % vs moy. |
| Trafic de stupéfiants | 10 | 0.40 ‰ | 2.2 ‰ | -82 % vs moy. |
| Vols d'accessoires sur véhicules | 8 | 0.30 ‰ | 3.7 ‰ | -92 % vs moy. |
⚡ Energy performance
584 DPE · ADEME
📊 Energy rating distribution
A
19.9 %
19.9 %
B
1.0 %
C
5.8 %
D
22.1 %
22.1 %
E
31.3 %
31.3 %
F
10.3 %
10.3 %
G
9.6 %
9.6 %
19.9 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 51 protected monuments
| Building | Era |
|---|---|
| maison | 4e quart 19e siècle |
| maison | 3e quart 19e siècle |
| maison | 3e quart 19e siècle |
| station thermale;théâtre;casino | 2e moitié 19e siècle;1er quart 20e siècle |
| maison | 1er quart 20e siècle |
| maison | 4e quart 19e siècle |
| maison | 4e quart 19e siècle |
| maison | 1er quart 20e siècle |
| temple | 1er quart 20e siècle |
| maison | 1er quart 20e siècle |
⚠️ Natural and technological risks
Géorisques API · 5 risks identified
Par une crue à débordement lent de cours d'eau
Rupture de barrage
Transport de marchandises dangereuses
Inondation
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 24 404 analyses · VICHY-COMMUNAUTE-EDCH-SECTEUR 3
⚗️ Physicochemistry
✅ Compliant
📋 analyses
24 404
⚡ EV charging stations
IRVE
🔌 Stations
51
⚡ Charge points
273
🚀 Incl. fast charging
23
🎯 Municipalities with a similar score
Same region, score close to
Vienne
38200
55/100
31 778 Inhabitants
Beaumont
63110
55/100
10 728 Inhabitants
Andrézieux-Bouthéon
42160
55/100
10 425 Inhabitants
Lempdes
63370
55/100
8 709 Inhabitants
Romagnat
63540
55/100
7 894 Inhabitants
Bourg-Saint-Andéol
07700
55/100
7 661 Inhabitants
Viviers
07220
55/100
3 633 Inhabitants
Bourg-Argental
42220
55/100
2 886 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Bellerive-sur-Allier | 2.2 km | 52/100 | 8 943 |
| Creuzier-le-Vieux | 3.6 km | 50/100 | 3 205 |
| Charmeil | 3.8 km | 63/100 | 947 |
| Abrest | 4.4 km | 45/100 | 2 915 |
| Cusset | 4.0 km | 70/100 | 13 316 |
| Hauterive | 6.1 km | 56/100 | 1 186 |
| Le Vernet | 4.9 km | 32/100 | 1 919 |
| Creuzier-le-Neuf | 6.0 km | 51/100 | 1 225 |
❓ Frequently asked questions about Vichy
What is the price per m² in Vichy? ▶
The median price per m² in Vichy is 2 068 €.
What is the rental yield in Vichy? ▶
The gross rental yield in Vichy is 6.1%.
Is Vichy a good real estate investment? ▶
Vichy has a ScorCity score of 55/100, making it an interesting investment.
What is the average energy rating in Vichy? ▶
The most common energy rating class in Vichy is E.
What are the natural risks in Vichy? ▶
5 risks are identified in Vichy: Par une crue à débordement lent de cours d'eau, Rupture de barrage, Transport de marchandises dangereuses.