Wikimedia Commons CC BY-SA
Charmeil
Rural municipality · 03110 · Auvergne-Rhône-Alpes
👥 Population
947
2023 · INSEE
🏠 Median price /m²
10 400 €
📈 559% since 2015
💰 Gross yield
1.3 %
rent / purchase price
⚡ Avg. energy rating
B
🟠 13.6 % energy sieves (F-G) (F-G)
🎯 Investment score Good
Charmeil — Score 63/100.
63
💰 Yield75
🌳 Quality of life77
📊 Dynamism51
💸 Affordability66
🛡️ Safety14
⚡ Energy rating90
🏠 Property prices
DVF · 6 Transactions · Charmeil
🏢 Apt. /m²
10 400 €
🏡 House /m²
1 498 €
📋 Transactions
6
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
11.05 €/m²
monthly
💰 Gross yield
1.3 %
⏳ Payback period
78.4 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
92.5 %
🏖️ Secondary homes
1.5 %
🚪 Vacant homes
6.0 %
🏢 Apartments
2.6 %
96.9 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
12
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
31.730 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
64.460 %
🏘️ Housing tax
20.290 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
11.300 %
🌾 Land tax (unbuilt) REI
2.36 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
947
2023
📐 Area
7.41 km²
128 inh/km²
💶 Median income
24 160 €
📊 Median age
48.2 yrs
27.1% under 30
💼 Activity rate
77.1 %
ages 15-64
📉 Unemployment rate
8.7 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
226
SIRENE database 2026
✨ 2024 creations
22
+37.5% vs 2023
📊 2023 creations
16
💼 Economic density
239
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Vichy
À 4.47 km · Segment A
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Vichy
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Vichy Communauté
EPCI
📍 Rail access
Good
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
20
📋 Commerce
25
📋 Enseignement
1
🏥 Sante
4
🚆 Transport
1
⚽ Sport
7
🏛️ Public services
Public Service Directory API · 1 services
| Category | Qty | Examples |
|---|---|---|
| 📋 service public | 1 | Mairie - Charmeil |
⚡ Energy performance
22 DPE · ADEME
📊 Energy rating distribution
A
31.8 %
31.8 %
B
45.5 %
45.5 %
C
0.0 %
D
4.5 %
E
4.5 %
F
13.6 %
13.6 %
G
0.0 %
13.6 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
⚠️ Natural and technological risks
Géorisques API · 4 risks identified
Par une crue à débordement lent de cours d'eau
Transport de marchandises dangereuses
Inondation
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 648 analyses · SMEA - COMMISSION LOCALE DE VENDAT
⚗️ Physicochemistry
✅ Compliant
📋 analyses
648
⚡ EV charging stations
IRVE
🔌 Stations
8
⚡ Charge points
64
🚀 Incl. fast charging
4
🎯 Municipalities with a similar score
Same region, score close to
Bourg-en-Bresse
01000
63/100
42 372 Inhabitants
Fontaine
38600
63/100
22 020 Inhabitants
Sainte-Florine
43250
63/100
3 283 Inhabitants
Saint-Genest-Malifaux
42660
63/100
2 921 Inhabitants
Ennezat
63720
63/100
2 748 Inhabitants
Alissas
07210
63/100
1 519 Inhabitants
Mazeyrat-d'Allier
43300
63/100
1 432 Inhabitants
Villebret
03310
63/100
1 335 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Saint-Rémy-en-Rollat | 3.9 km | 55/100 | 1 774 |
| Bellerive-sur-Allier | 4.3 km | 52/100 | 8 943 |
| Vichy | 3.8 km | 55/100 | 25 115 |
| Creuzier-le-Vieux | 3.5 km | 50/100 | 3 205 |
| Vendat | 3.6 km | 37/100 | 2 292 |
| Saint-Germain-des-Fossés | 5.1 km | 60/100 | 3 579 |
| Espinasse-Vozelle | 5.5 km | 52/100 | 995 |
| Serbannes | 7.0 km | 55/100 | 854 |
❓ Frequently asked questions about Charmeil
What is the price per m² in Charmeil? ▶
The median price per m² in Charmeil is 10 400 €.
What is the rental yield in Charmeil? ▶
The gross rental yield in Charmeil is 1.3%.
Is Charmeil a good real estate investment? ▶
Charmeil has a ScorCity score of 63/100, making it an interesting investment.
What is the average energy rating in Charmeil? ▶
The most common energy rating class in Charmeil is B.
What are the natural risks in Charmeil? ▶
4 risks are identified in Charmeil: Par une crue à débordement lent de cours d'eau, Transport de marchandises dangereuses, Inondation.