Saint-Germain-des-Fossés

Small town · 03260 · Auvergne-Rhône-Alpes

👥 Population
3 579
2023 · INSEE
🏠 Median price /m²
950 €
📈 -29% since 2015
💰 Gross yield
12.1 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 27.9 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Saint-Germain-des-Fossés — Score 59/100.

59
💰 Yield90
🌳 Quality of life32
📊 Dynamism56
💸 Affordability88
🛡️ Safety39
⚡ Energy rating30
🧮 Simulate your rental yield

🏠 Property prices

DVF · 14 Transactions · Saint-Germain-des-Fossés

🏢 Apt. /m²
950 €
🏡 House /m²
1 571 €
📋 Transactions
14
🏘️ Total housing stock
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
9.57 €/m²
monthly
💰 Gross yield
12.1 %
⏳ Payback period
8.3 years

⚡ Energy performance

43 DPE · ADEME

📊 Energy rating distribution
A
20.9 %
20.9 %
B
0.0 %
C
0.0 %
D
20.9 %
20.9 %
E
30.2 %
30.2 %
F
18.6 %
18.6 %
G
9.3 %
9.3 %

27.9 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
3 579
2023
📐 Area
7.98 km²
448 inh/km²
🎂 Average age
None
💶 Median income

📊 Social Position Index (IPS)

Socio-economic indicator by institution

🏫 Middle school IPS
Middle schoolSectorIPS
COLLEGE JEAN DE LA FONTAINEpublic99.6

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
2

⚠️ Natural and technological risks

Géorisques API · 4 risks identified

Par une crue à débordement lent de cours d'eau
Transport de marchandises dangereuses
Inondation
Séisme

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Escroqueries et fraudes aux moyens de paiement287.80 ‰6.3 ‰+24 % vs moy.
Destructions et dégradations volontaires195.30 ‰7.2 ‰-26 % vs moy.
Usage de stupéfiants133.60 ‰8.4 ‰-57 % vs moy.
Violences physiques hors cadre familial123.40 ‰4.0 ‰Dans la moyenne
Vols sans violence contre des personnes123.40 ‰7.3 ‰-53 % vs moy.
Usage de stupéfiants (AFD)82.20 ‰7.5 ‰-71 % vs moy.
Violences physiques intrafamiliales72.00 ‰4.2 ‰-52 % vs moy.
Cambriolages de logement73.60 ‰7.5 ‰-52 % vs moy.

💧 Drinking water quality

API Hub'Eau · 4 747 analyses · SIVOM VAL D'ALLIER

⚗️ Physicochemistry
✅ Compliant
📋 analyses
4 747

💶 Local taxation

REI · DGFIP

🌾 Land tax (unbuilt)
40.91 %
🏢 CFE
0.64 %

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

🏛️ Historical heritage

Mérimée database · 1 protected monuments

BuildingEra
église12e siècle;15e siècle;16e siècle;18e siècle

⚡ EV charging stations

IRVE

🔌 Stations
2
⚡ Charge points
4
🚀 Incl. fast charging
0

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
56
📋 Commerce
15
📋 Enseignement
4
🏥 Sante
34
🚆 Transport
2
⚽ Sport
17

🎯 Municipalities with a similar score

Same region, score close to

⚖️ Compare municipalities →

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Creuzier-le-Vieux 3.6 km 50/100 3 205
Creuzier-le-Neuf 3.1 km 49/100 1 225
Billy 4.1 km 56/100 817
Charmeil 5.1 km 62/100 947
Saint-Rémy-en-Rollat 4.2 km 54/100 1 774
Vichy 7.1 km 54/100 25 115
Cusset 7.7 km 69/100 13 316
Bellerive-sur-Allier 8.7 km 52/100 8 943

❓ Frequently asked questions about Saint-Germain-des-Fossés

What is the price per m² in Saint-Germain-des-Fossés?

The median price per m² in Saint-Germain-des-Fossés is 950 €.

What is the rental yield in Saint-Germain-des-Fossés?

The gross rental yield in Saint-Germain-des-Fossés is 12.1%.

Is Saint-Germain-des-Fossés a good real estate investment?

Saint-Germain-des-Fossés has a ScorCity score of 59/100, making it an interesting investment.

What is the average energy rating in Saint-Germain-des-Fossés?

The most common energy rating class in Saint-Germain-des-Fossés is E.

What are the natural risks in Saint-Germain-des-Fossés?

4 risks are identified in Saint-Germain-des-Fossés: Par une crue à débordement lent de cours d'eau, Transport de marchandises dangereuses, Inondation.