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Billy
Rural municipality · 03260 · Auvergne-Rhône-Alpes
👥 Population
817
2023 · INSEE
🏠 Median price /m²
1 400 €
📈 75% since 2015
💰 Gross yield
7.6 %
rent / purchase price
⚡ Avg. energy rating
D
🟠 10.8 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Billy — Score 58/100.
58
💰 Yield75
🌳 Quality of life52
📊 Dynamism51
💸 Affordability78
🛡️ Safety11
⚡ Energy rating67
🏠 Property prices
DVF · 2 Transactions · Billy
🏢 Apt. /m²
1 400 €
🏡 House /m²
1 223 €
📋 Transactions
2
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.92 €/m²
monthly
💰 Gross yield
7.6 %
⏳ Payback period
13.1 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
80.2 %
🏖️ Secondary homes
5.3 %
🚪 Vacant homes
14.5 %
🏢 Apartments
2.7 %
96.9 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
41.910 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
77.740 %
🏘️ Housing tax
24.100 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
17.910 %
🌾 Land tax (unbuilt) REI
2.36 %
🏢 CFE
28.63 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
817
2023
📐 Area
10.24 km²
80 inh/km²
💶 Median income
22 090 €
📊 Median age
48.4 yrs
27.5% under 30
💼 Activity rate
78.1 %
ages 15-64
📉 Unemployment rate
9.6 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
110
SIRENE database 2026
✨ 2024 creations
9
+0.0% vs 2023
📊 2023 creations
9
💼 Economic density
135
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Saint-Germain-des-Fossés
À 2.63 km · Segment B
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Vichy
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Vichy Communauté
EPCI
📍 Rail access
Good
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
16
📋 Commerce
2
📋 Enseignement
1
🏥 Sante
3
⚽ Sport
4
🛡️ Safety
SSMSI · SSMSI · Ministry of the Interior
| Indicator | Incidents | Rate ‰ | Nat. average | Gap |
|---|---|---|---|---|
| Violences physiques intrafamiliales | 5 | 6.10 ‰ | 4.2 ‰ | +45 % vs moy. |
⚡ Energy performance
111 DPE · ADEME
📊 Energy rating distribution
A
0.9 %
B
0.9 %
C
24.3 %
24.3 %
D
44.1 %
44.1 %
E
18.9 %
18.9 %
F
8.1 %
8.1 %
G
2.7 %
10.8 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 4 protected monuments
| Building | Era |
|---|---|
| maison | 15e siècle |
| château | 13e siècle;14e siècle |
| maison | 16e siècle |
| porte de ville | — |
⚠️ Natural and technological risks
Géorisques API · 4 risks identified
Par une crue à débordement lent de cours d'eau
Transport de marchandises dangereuses
Inondation
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 252 analyses · SIVOM VAL D'ALLIER
⚗️ Physicochemistry
✅ Compliant
📋 analyses
252
🎯 Municipalities with a similar score
Same region, score close to
Chambéry
73000
58/100
59 964 Inhabitants
Montélimar
26200
58/100
40 595 Inhabitants
Moulins
03000
58/100
19 206 Inhabitants
Saint-Jean-de-Maurienne
73300
58/100
7 524 Inhabitants
Loriol-sur-Drôme
26270
58/100
6 614 Inhabitants
Fraisses
42490
58/100
3 872 Inhabitants
Thurins
69510
58/100
3 404 Inhabitants
Saint-Genix-les-Villages
73240
58/100
3 095 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Saint-Germain-des-Fossés | 4.1 km | 60/100 | 3 579 |
| Creuzier-le-Neuf | 6.2 km | 51/100 | 1 225 |
| Rongères | 7.5 km | 41/100 | 555 |
| Creuzier-le-Vieux | 7.6 km | 50/100 | 3 205 |
| Magnet | 5.5 km | 51/100 | 1 053 |
| Saint-Rémy-en-Rollat | 6.7 km | 55/100 | 1 774 |
| Saint-Gérand-le-Puy | 6.6 km | 31/100 | 963 |
| Charmeil | 9.0 km | 63/100 | 947 |
❓ Frequently asked questions about Billy
What is the price per m² in Billy? ▶
The median price per m² in Billy is 1 400 €.
What is the rental yield in Billy? ▶
The gross rental yield in Billy is 7.6%.
Is Billy a good real estate investment? ▶
Billy has a ScorCity score of 58/100, making it an interesting investment.
What is the average energy rating in Billy? ▶
The most common energy rating class in Billy is D.
What are the natural risks in Billy? ▶
4 risks are identified in Billy: Par une crue à débordement lent de cours d'eau, Transport de marchandises dangereuses, Inondation.