View of Bellerive-sur-Allier, 03 — real-estate investment analysis Wikimedia Commons CC BY-SA

Bellerive-sur-Allier

Medium city · 03700 · Auvergne-Rhône-Alpes

👥 Population
8 943
2023 · INSEE
🏠 Median price /m²
1 912 €
📈 13% since 2015
💰 Gross yield
7.3 %
rent / purchase price
⚡ Avg. energy rating
D
🔴 16.9 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Bellerive-sur-Allier — Score 52/100.

52
💰 Yield59
🌳 Quality of life63
📊 Dynamism64
💸 Affordability47
🛡️ Safety18
⚡ Energy rating59
🧮 Simulate your rental yield

🏠 Property prices

DVF · 22 Transactions · Bellerive-sur-Allier

🏢 Apt. /m²
1 912 €
🏡 House /m²
1 863 €
📋 Transactions
22
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
11.61 €/m²
monthly
💰 Gross yield
7.3 %
⏳ Payback period
13.7 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
86.6 %
🏖️ Secondary homes
4.9 %
🚪 Vacant homes
8.5 %
🏢 Apartments
30.1 %
69.6 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B2
Low tension
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
677
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
43.460 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
81.700 %
🏘️ Housing tax
26.190 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
6.750 %
🌾 Land tax (unbuilt) REI
7.52 %
🏢 CFE
28.63 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
8 943
2023
📐 Area
18.82 km²
475 inh/km²
💶 Median income
23 070 €
📊 Median age
52.6 yrs
26.8% under 30
💼 Activity rate
72.1 %
ages 15-64
📉 Unemployment rate
14.8 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
17.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
1 702
SIRENE database 2026
✨ 2024 creations
119
-9.2% vs 2023
📊 2023 creations
131
💼 Economic density
190
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Vichy
À 2.28 km · Segment A
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Vichy
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Vichy Communauté
EPCI
📍 Rail access
Good
Station distance

🎓 Education

National Education API

📚 Schools
2
🏫 Middle schools
1
🎓 High schools
🎯 Brevet exam (2021)Brevet (DNB) — French middle school exam. The rate shown is the average across public and private middle schools in the municipality, latest published session.
97.2 %
Average pass rate · 1 middle school

📊 Niveau social des établissements

Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.

🏫 Middle school IPS
Middle schoolSectorIPS
COLLEGE JEAN ROSTANDpublic98.6

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
4
🔬 Laboratories
2
🏥 Établissements de santé
18
Source FINESS
👵 EHPAD
3
💊 Pharmacies
4

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
131
📋 Commerce
60
📋 Enseignement
8
🏥 Sante
87
🚆 Transport
5
⚽ Sport
49
🎭 Culture
9

🏛️ Public services

Public Service Directory API · 1 services

CategoryQtyExamples
📋 service public1Police municipale - Bellerive-sur-Allier

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Escroqueries et fraudes aux moyens de paiement677.50 ‰6.3 ‰+19 % vs moy.
Cambriolages de logement6112.50 ‰7.5 ‰+67 % vs moy.
Vols sans violence contre des personnes576.40 ‰7.3 ‰Dans la moyenne
Destructions et dégradations volontaires546.00 ‰7.2 ‰-17 % vs moy.
Violences physiques intrafamiliales384.20 ‰4.2 ‰Dans la moyenne
Usage de stupéfiants273.00 ‰8.4 ‰-64 % vs moy.
Violences physiques hors cadre familial262.90 ‰4.0 ‰-28 % vs moy.
Vols dans les véhicules171.90 ‰5.2 ‰-63 % vs moy.
Violences sexuelles141.60 ‰2.4 ‰-33 % vs moy.
Usage de stupéfiants (AFD)131.50 ‰7.5 ‰-80 % vs moy.

⚡ Energy performance

254 DPE · ADEME

📊 Energy rating distribution
A
2.0 %
B
3.1 %
C
13.0 %
13.0 %
D
35.4 %
35.4 %
E
29.5 %
29.5 %
F
11.8 %
11.8 %
G
5.1 %

16.9 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 2 protected monuments

BuildingEra
golf20e siècle
établissement de tir20e siècle

⚠️ Natural and technological risks

Géorisques API · 6 risks identified

Par une crue torrentielle ou à montée rapide de cours d'eau
Par une crue à débordement lent de cours d'eau
Rupture de barrage
Transport de marchandises dangereuses
Inondation
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 10 900 analyses · VICHY-COMMUNAUTE-EDCH-SECTEUR 3

⚗️ Physicochemistry
✅ Compliant
📋 analyses
10 900

⚡ EV charging stations

IRVE

🔌 Stations
22
⚡ Charge points
104
🚀 Incl. fast charging
12

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Vichy 2.2 km 55/100 25 115
Charmeil 4.3 km 63/100 947
Serbannes 4.4 km 55/100 854
Abrest 4.6 km 45/100 2 915
Hauterive 5.5 km 56/100 1 186
Creuzier-le-Vieux 5.5 km 50/100 3 205
Brugheas 6.1 km 39/100 1 564
Vendat 6.2 km 37/100 2 292

❓ Frequently asked questions about Bellerive-sur-Allier

What is the price per m² in Bellerive-sur-Allier?

The median price per m² in Bellerive-sur-Allier is 1 912 €.

What is the rental yield in Bellerive-sur-Allier?

The gross rental yield in Bellerive-sur-Allier is 7.3%.

Is Bellerive-sur-Allier a good real estate investment?

Bellerive-sur-Allier has a ScorCity score of 52/100, making it a moderate investment.

What is the average energy rating in Bellerive-sur-Allier?

The most common energy rating class in Bellerive-sur-Allier is D.

What are the natural risks in Bellerive-sur-Allier?

6 risks are identified in Bellerive-sur-Allier: Par une crue torrentielle ou à montée rapide de cours d'eau, Par une crue à débordement lent de cours d'eau, Rupture de barrage.