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Saint-Joachim
Small town · 44720 · Pays de la Loire
👥 Population
4 112
2023 · INSEE
🏠 Median price /m²
2 929 €
📈 65% since 2015
💰 Gross yield
5.1 %
rent / purchase price
⚡ Avg. energy rating
D
🔴 22.2 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Saint-Joachim — Score 41/100.
Why this score? This score is penalized mainly by a high purchase price for the area (19/100) and a weak rental yield (25/100).
41
💰 Yield25
🌳 Quality of life38
📊 Dynamism56
💸 Affordability19
🛡️ Safety61
⚡ Energy rating58
🏠 Property prices
DVF · 4 Transactions · Saint-Joachim
🏢 Apt. /m²
2 929 €
🏡 House /m²
1 986 €
📋 Transactions
4
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Nantes | 3 516 € | 4 157 € | 4661 | 327 734 |
| Saint-Nazaire | 3 018 € | 3 118 € | 1151 | 74 568 |
| Saint-Herblain | 2 543 € | 3 152 € | 664 | 50 973 |
| Rezé | 2 612 € | 3 402 € | 619 | 43 556 |
| Saint-Sébastien-sur-Loire | 3 294 € | 3 412 € | 380 | 28 596 |
| Orvault | 2 895 € | 3 505 € | 378 | 28 534 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
12.47 €/m²
monthly
💰 Gross yield
5.1 %
⏳ Payback period
19.6 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
83.6 %
🏖️ Secondary homes
6.1 %
🚪 Vacant homes
10.3 %
🏢 Apartments
4.2 %
95.6 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B2
Low tension
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
Yes
Rent control possible
🏢 Social housing units
106
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
49.740 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
146.940 %
🏘️ Housing tax
27.870 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
10.000 %
🌾 Land tax (unbuilt) REI
119.68 %
🏢 CFE
25.66 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
4 112
2023
📐 Area
86.37 km²
48 inh/km²
💶 Median income
22 060 €
📊 Median age
43.1 yrs
33.5% under 30
💼 Activity rate
77.8 %
ages 15-64
📉 Unemployment rate
9.4 %
2021 census
🎯 Poverty rateⓘShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
10.0 %
60% FILOSOFI threshold
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
493
SIRENE database 2026
✨ 2024 creations
45
+4.7% vs 2023
📊 2023 creations
43
💼 Economic density
120
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Montoir-de-Bretagne
À 8.43 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Saint-Nazaire
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA de la Région Nazairienne et de l'Estuaire (CARENE)
EPCI
📍 Rail access
Good
Station distance
📊 Niveau social des établissements
Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.
🏫 Middle school IPS
| Middle school | Sector | IPS |
|---|---|---|
| COLLEGE RENE CHAR | public | 101.2 |
🏥 Healthcare
BPE · FINESS
💊 Pharmacies
1
🏥 Établissements de santé
5
Source FINESS
👵 EHPAD
1
💊 Pharmacies
1
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
54
📋 Commerce
11
📋 Enseignement
5
🏥 Sante
20
⚽ Sport
16
🎭 Culture
4
🏛️ Public services
Public Service Directory API · 1 services
| Category | Qty | Examples |
|---|---|---|
| 📋 service public | 1 | Police municipale - Saint-Joachim |
🛡️ Safety
SSMSI · SSMSI · Ministry of the Interior
| Indicator | Incidents | Rate ‰ | Nat. average | Gap |
|---|---|---|---|---|
| Destructions et dégradations volontaires | 25 | 6.10 ‰ | 7.2 ‰ | Dans la moyenne |
| Escroqueries et fraudes aux moyens de paiement | 21 | 5.10 ‰ | 6.3 ‰ | -19 % vs moy. |
| Violences physiques intrafamiliales | 18 | 4.40 ‰ | 4.2 ‰ | Dans la moyenne |
| Vols sans violence contre des personnes | 11 | 2.70 ‰ | 7.3 ‰ | -63 % vs moy. |
| Violences physiques hors cadre familial | 10 | 2.40 ‰ | 4.0 ‰ | -40 % vs moy. |
⚡ Energy performance
9 DPE · ADEME
📊 Energy rating distribution
A
11.1 %
11.1 %
B
0.0 %
C
11.1 %
11.1 %
D
44.4 %
44.4 %
E
11.1 %
11.1 %
F
22.2 %
22.2 %
G
0.0 %
22.2 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 5 protected monuments
| Building | Era |
|---|---|
| site archéologique;galgal | Néolithique |
| site archéologique;tumulus | Néolithique |
| site archéologique | Néolithique |
| site archéologique | Néolithique |
| site archéologique;galgal | Néolithique |
⚠️ Natural and technological risks
Géorisques API · 15 risks identified
Engins de guerre
Foudre
Grêle
Tassements différentiels
Tempête et grains (vent)
Transport de marchandises dangereuses
Mouvement de terrain
Neige et pluies verglaçantes
Par remontées de nappes naturelles
Par une crue à débordement lent de cours d'eau
Phénomène lié à l'atmosphère
Radon
Inondation
Séisme
Par ruissellement et coulée de boue
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 2 131 analyses · SAINT-NAZAIRE AGGLO - LA CARENE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
2 131
⚡ EV charging stations
IRVE
🔌 Stations
4
⚡ Charge points
6
🚀 Incl. fast charging
0
🎯 Municipalities with a similar score
Same region, score close to
Machecoul-Saint-Même
44270
41/100
7 689 Inhabitants
Mortagne-sur-Sèvre
85290
41/100
6 057 Inhabitants
La Haie-Fouassière
44690
41/100
4 775 Inhabitants
Saint-Aignan-Grandlieu
44860
41/100
3 996 Inhabitants
Bouvron
44130
41/100
3 153 Inhabitants
Mouzillon
44330
41/100
2 893 Inhabitants
L'Île-d'Olonne
85340
41/100
2 802 Inhabitants
Vendrennes
85250
41/100
1 799 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| La Chapelle-des-Marais | 7.0 km | 45/100 | 4 492 |
| Saint-Malo-de-Guersac | 5.4 km | 54/100 | 3 203 |
| Trignac | 7.4 km | 37/100 | 8 397 |
| Saint-André-des-Eaux | 7.3 km | 44/100 | 7 013 |
| Sainte-Reine-de-Bretagne | 8.9 km | 48/100 | 2 484 |
| Crossac | 7.7 km | 50/100 | 2 974 |
| Saint-Nazaire | 10.7 km | 51/100 | 74 568 |
| Saint-Lyphard | 7.6 km | 31/100 | 5 304 |
❓ Frequently asked questions about Saint-Joachim
What is the price per m² in Saint-Joachim? ▶
The median price per m² in Saint-Joachim is 2 929 €.
What is the rental yield in Saint-Joachim? ▶
The gross rental yield in Saint-Joachim is 5.1%.
Is Saint-Joachim a good real estate investment? ▶
Saint-Joachim has a ScorCity score of 41/100, making it a moderate investment.
What is the average energy rating in Saint-Joachim? ▶
The most common energy rating class in Saint-Joachim is D.
What are the natural risks in Saint-Joachim? ▶
15 risks are identified in Saint-Joachim: Engins de guerre, Foudre, Grêle.