View of Saignes, 15 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saignes

Rural municipality · 15240 · Auvergne-Rhône-Alpes

👥 Population
835
2023 · INSEE
🏠 Median price /m²
1 102 €
📈 -5% since 2015
💰 Gross yield
7.9 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 40.7 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Saignes — Score 49/100.

Why this score? This score is penalized mainly by improvable safety statistics (14/100) and an energy-inefficient housing stock (16/100).
49
💰 Yield67
🌳 Quality of life52
📊 Dynamism51
💸 Affordability83
🛡️ Safety14
⚡ Energy rating16
🧮 Simulate your rental yield

🏠 Property prices

DVF · 2 Transactions · Saignes

🏢 Apt. /m²
1 102 €
🏡 House /m²
1 111 €
📋 Transactions
2
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Aurillac1 500 €1 714 €55626 214
Saint-Flour1 339 €1 528 €746 391
Arpajon-sur-Cère1 576 €1 508 €786 361
Ytrac— €1 917 €524 339
Mauriac2 326 €1 278 €643 449
Riom-ès-Montagnes723 €1 047 €422 405

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
7.24 €/m²
monthly
💰 Gross yield
7.9 %
⏳ Payback period
12.7 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
72.6 %
🏖️ Secondary homes
11.4 %
🚪 Vacant homes
16.0 %
🏢 Apartments
19.8 %
80.1 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
29
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
51.900 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
221.070 %
🏘️ Housing tax
34.100 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
11.500 %
🌾 Land tax (unbuilt) REI
26.60 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
835
2023
📐 Area
6.90 km²
121 inh/km²
💶 Median income
21 330 €
📊 Median age
60.4 yrs
16.8% under 30
💼 Activity rate
78.2 %
ages 15-64
📉 Unemployment rate
7.4 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
149
SIRENE database 2026
✨ 2024 creations
12
+20.0% vs 2023
📊 2023 creations
10
💼 Economic density
178
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Ussel
À 28.15 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Bort-les-Orgues
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Sumène - Artense
EPCI
📍 Rail access
Average
Station distance

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🏥 Établissements de santé
3
Source FINESS
👵 EHPAD
1
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
23
📋 Commerce
6
📋 Enseignement
1
🏥 Sante
9
🚆 Transport
1
⚽ Sport
11
🎭 Culture
1

⚡ Energy performance

27 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
7.4 %
C
3.7 %
D
14.8 %
14.8 %
E
33.3 %
33.3 %
F
22.2 %
22.2 %
G
18.5 %
18.5 %

40.7 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 1 protected monuments

BuildingEra
château12e siècle;15e siècle;19e siècle

⚠️ Natural and technological risks

Géorisques API · 5 risks identified

Eboulement ou chutes de pierres et de blocs
Feu de forêt
Mouvement de terrain
Radon
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 3 602 analyses · MAIRIE DE SAIGNES

⚗️ Physicochemistry
✅ Compliant
📋 analyses
3 602

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Ydes 2.7 km 55/100 1 641
Vebret 3.4 km 55/100 516
Bort-les-Orgues 6.7 km 61/100 2 483
Champagnac 7.4 km 41/100 1 020
Menet 8.6 km 69/100 521
Sarroux - Saint Julien 11.8 km 52/100 866
Lanobre 12.8 km 33/100 1 351
Anglards-de-Salers 15.0 km 62/100 727

❓ Frequently asked questions about Saignes

What is the price per m² in Saignes?

The median price per m² in Saignes is 1 102 €.

What is the rental yield in Saignes?

The gross rental yield in Saignes is 7.9%.

Is Saignes a good real estate investment?

Saignes has a ScorCity score of 49/100, making it a moderate investment.

What is the average energy rating in Saignes?

The most common energy rating class in Saignes is E.

What are the natural risks in Saignes?

5 risks are identified in Saignes: Eboulement ou chutes de pierres et de blocs, Feu de forêt, Mouvement de terrain.