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Champagnac
Rural municipality · 15350 · Auvergne-Rhône-Alpes
👥 Population
1 020
2023 · INSEE
🏠 Median price /m²
1 065 €
📈 62% since 2015
💰 Gross yield
7.9 %
rent / purchase price
⚡ Avg. energy rating
F
🔴 55.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Champagnac — Score 41/100.
Why this score? This score is penalized mainly by an energy-inefficient housing stock (12/100) and improvable safety statistics (14/100).
41
💰 Yield53
🌳 Quality of life30
📊 Dynamism52
💸 Affordability77
🛡️ Safety14
⚡ Energy rating12
🏠 Property prices
DVF · 4 Transactions · Champagnac
🏢 Apt. /m²
1 065 €
🏡 House /m²
1 233 €
📋 Transactions
4
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Aurillac | 1 500 € | 1 714 € | 556 | 26 214 |
| Saint-Flour | 1 339 € | 1 528 € | 74 | 6 391 |
| Arpajon-sur-Cère | 1 576 € | 1 508 € | 78 | 6 361 |
| Ytrac | — € | 1 917 € | 52 | 4 339 |
| Mauriac | 2 326 € | 1 278 € | 64 | 3 449 |
| Riom-ès-Montagnes | 723 € | 1 047 € | 42 | 2 405 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
7.01 €/m²
monthly
💰 Gross yield
7.9 %
⏳ Payback period
12.7 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
68.8 %
🏖️ Secondary homes
17.2 %
🚪 Vacant homes
14.0 %
🏢 Apartments
8.2 %
90.5 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
23
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
52.180 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
235.110 %
🏘️ Housing tax
34.490 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
11.500 %
🌾 Land tax (unbuilt) REI
34.37 %
🏢 CFE
0.58 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
1 020
2023
📐 Area
27.57 km²
37 inh/km²
💶 Median income
19 890 €
📊 Median age
49.9 yrs
27.7% under 30
💼 Activity rate
68.7 %
ages 15-64
📉 Unemployment rate
11.0 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
198
SIRENE database 2026
✨ 2024 creations
22
+100.0% vs 2023
📊 2023 creations
11
💼 Economic density
194
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Ussel
À 22.18 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Bort-les-Orgues
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Sumène - Artense
EPCI
📍 Rail access
Average
Station distance
🏥 Healthcare
BPE · FINESS
💊 Pharmacies
1
🏥 Établissements de santé
1
Source FINESS
💊 Pharmacies
1
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
12
📋 Commerce
3
📋 Enseignement
1
🏥 Sante
1
🚆 Transport
1
⚽ Sport
8
⚡ Energy performance
20 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
15.0 %
15.0 %
C
0.0 %
D
10.0 %
10.0 %
E
20.0 %
20.0 %
F
40.0 %
40.0 %
G
15.0 %
15.0 %
55.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 2 protected monuments
| Building | Era |
|---|---|
| croix de cimetière | 16e siècle |
| église | 12e siècle;13e siècle;15e siècle;16e siècle |
⚠️ Natural and technological risks
Géorisques API · 7 risks identified
Affaissement minier
Eboulement ou chutes de pierres et de blocs
Effondrements localisés
Feu de forêt
Mouvement de terrain
Radon
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 1 492 analyses · SYNDICAT DES EAUX DU FONT MARILHOU
⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 492
🎯 Municipalities with a similar score
Same region, score close to
Belleville-en-Beaujolais
69220
41/100
14 016 Inhabitants
Tarare
69170
41/100
10 893 Inhabitants
Passy
74190
41/100
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Aubière
63170
41/100
10 459 Inhabitants
Vif
38450
41/100
8 530 Inhabitants
Feurs
42110
41/100
8 367 Inhabitants
Fontaines-sur-Saône
69270
41/100
6 957 Inhabitants
Entrelacs
73410
41/100
6 461 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Ydes | 4.7 km | 55/100 | 1 641 |
| Sarroux - Saint Julien | 8.3 km | 52/100 | 866 |
| Liginiac | 7.4 km | 44/100 | 651 |
| Saignes | 7.4 km | 49/100 | 835 |
| Bort-les-Orgues | 7.3 km | 61/100 | 2 483 |
| Vebret | 9.4 km | 55/100 | 516 |
| Saint-Exupéry-les-Roches | 15.8 km | 47/100 | 591 |
| Neuvic | 11.5 km | 42/100 | 1 567 |
❓ Frequently asked questions about Champagnac
What is the price per m² in Champagnac? ▶
The median price per m² in Champagnac is 1 065 €.
What is the rental yield in Champagnac? ▶
The gross rental yield in Champagnac is 7.9%.
Is Champagnac a good real estate investment? ▶
Champagnac has a ScorCity score of 41/100, making it a moderate investment.
What is the average energy rating in Champagnac? ▶
The most common energy rating class in Champagnac is F.
What are the natural risks in Champagnac? ▶
7 risks are identified in Champagnac: Affaissement minier, Eboulement ou chutes de pierres et de blocs, Effondrements localisés.