Wikimedia Commons CC BY-SA
Payrac
Rural municipality · 46350 · Occitanie
👥 Population
669
2023 · INSEE
🏠 Median price /m²
3 390 €
📈 78% since 2015
💰 Gross yield
3.8 %
rent / purchase price
⚡ Avg. energy rating
D
✅ 5.9 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Payrac — Score 50/100.
50
💰 Yield58
🌳 Quality of life51
📊 Dynamism52
💸 Affordability53
🛡️ Safety14
⚡ Energy rating64
🏠 Property prices
DVF · 2 Transactions · Payrac
🏢 Apt. /m²
3 390 €
🏡 House /m²
1 770 €
📋 Transactions
2
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Cahors | 1 807 € | 1 883 € | 462 | 20 050 |
| Figeac | 1 823 € | 1 748 € | 201 | 9 793 |
| Gourdon | 1 465 € | 1 542 € | 104 | 4 206 |
| Pradines | 1 985 € | 2 072 € | 57 | 3 617 |
| Gramat | 1 455 € | 1 746 € | 73 | 3 512 |
| Saint-Céré | 2 800 € | 1 407 € | 64 | 3 429 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
10.63 €/m²
monthly
💰 Gross yield
3.8 %
⏳ Payback period
26.6 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
62.8 %
🏖️ Secondary homes
25.5 %
🚪 Vacant homes
11.7 %
🏢 Apartments
4.2 %
88.9 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
19
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
51.190 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
379.610 %
🏘️ Housing tax
23.130 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.330 %
🌾 Land tax (unbuilt) REI
6.80 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
669
2023
📐 Area
19.66 km²
34 inh/km²
💶 Median income
20 520 €
📊 Median age
56.4 yrs
23.0% under 30
💼 Activity rate
76.4 %
ages 15-64
📉 Unemployment rate
13.1 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
216
SIRENE database 2026
✨ 2024 creations
22
+46.7% vs 2023
📊 2023 creations
15
💼 Economic density
323
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Gourdon
À 8.16 km · Segment B
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Gourdon
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Causses et Vallée de la Dordogne
EPCI
📍 Rail access
Good
Station distance
🏥 Healthcare
BPE · FINESS
💊 Pharmacies
1
🏥 Établissements de santé
4
Source FINESS
💊 Pharmacies
1
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
22
📋 Commerce
8
📋 Enseignement
1
🏥 Sante
20
🚆 Transport
1
⚽ Sport
6
🎭 Culture
3
🏛️ Public services
Public Service Directory API · 1 services
| Category | Qty | Examples |
|---|---|---|
| 📋 service public | 1 | Brigade de gendarmerie - Payrac |
⚡ Energy performance
17 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
5.9 %
C
11.8 %
11.8 %
D
52.9 %
52.9 %
E
23.5 %
23.5 %
F
5.9 %
G
0.0 %
5.9 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 1 protected monuments
| Building | Era |
|---|---|
| église | — |
⚠️ Natural and technological risks
Géorisques API · 7 risks identified
Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines)
Eboulement ou chutes de pierres et de blocs
Feu de forêt
Glissement de terrain
Mouvement de terrain
Tassements différentiels
Transport de marchandises dangereuses
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 1 903 analyses · SAUR FRANCE 46
⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 903
🎯 Municipalities with a similar score
Same region, score close to
Blagnac
31700
50/100
27 604 Inhabitants
Castelnau-le-Lez
34170
50/100
26 058 Inhabitants
Castelsarrasin
82100
50/100
14 343 Inhabitants
Seysses
31600
50/100
10 539 Inhabitants
Mazamet
81200
50/100
10 085 Inhabitants
Saint-Lys
31470
50/100
9 892 Inhabitants
Aureilhan
65800
50/100
8 031 Inhabitants
Merville
31330
50/100
6 760 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Le Vigan-en-Quercy | 5.8 km | 28/100 | 1 535 |
| Lanzac | 8.6 km | 59/100 | 563 |
| Pinsac | 8.8 km | 37/100 | 769 |
| Gourdon | 9.5 km | 57/100 | 4 206 |
| Saint-Julien-de-Lampon | 10.3 km | 45/100 | 660 |
| Souillac | 13.6 km | 46/100 | 3 192 |
| Pechs-de-l'Espérance | 13.0 km | 39/100 | 796 |
| Payrignac | 10.3 km | 48/100 | 651 |
❓ Frequently asked questions about Payrac
What is the price per m² in Payrac? ▶
The median price per m² in Payrac is 3 390 €.
What is the rental yield in Payrac? ▶
The gross rental yield in Payrac is 3.8%.
Is Payrac a good real estate investment? ▶
Payrac has a ScorCity score of 50/100, making it a moderate investment.
What is the average energy rating in Payrac? ▶
The most common energy rating class in Payrac is D.
What are the natural risks in Payrac? ▶
7 risks are identified in Payrac: Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines), Eboulement ou chutes de pierres et de blocs, Feu de forêt.