View of Lavault-Sainte-Anne, 03 — real-estate investment analysis Wikimedia Commons CC BY-SA

Lavault-Sainte-Anne

Rural municipality · 03100 · Auvergne-Rhône-Alpes

👥 Population
1 139
2023 · INSEE
🏠 Median price /m²
270 €
📈 -77% since 2015
💰 Gross yield
41.4 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 28.6 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Lavault-Sainte-Anne — Score 57/100.

57
💰 Yield100
🌳 Quality of life30
📊 Dynamism51
💸 Affordability100
🛡️ Safety9
⚡ Energy rating23
🧮 Simulate your rental yield

🏠 Property prices

DVF · 1 Transactions · Lavault-Sainte-Anne

🏢 Apt. /m²
270 €
🏡 House /m²
1 411 €
📋 Transactions
1
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
9.31 €/m²
monthly
💰 Gross yield
41.4 %
⏳ Payback period
2.4 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
88.0 %
🏖️ Secondary homes
1.8 %
🚪 Vacant homes
10.1 %
🏢 Apartments
3.0 %
97.0 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B2
Low tension
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
27
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
44.760 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
97.420 %
🏘️ Housing tax
26.040 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
7.120 %
🌾 Land tax (unbuilt) REI
4.54 %
🏢 CFE
31.36 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
1 139
2023
📐 Area
9.07 km²
126 inh/km²
💶 Median income
23 460 €
📊 Median age
51.7 yrs
26.7% under 30
💼 Activity rate
77.9 %
ages 15-64
📉 Unemployment rate
9.9 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
137
SIRENE database 2026
✨ 2024 creations
13
+62.5% vs 2023
📊 2023 creations
8
💼 Economic density
120
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Montluçon Rimard
À 2.98 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Montluçon
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Montluçon Communauté
EPCI
📍 Rail access
Good
Station distance

🏥 Healthcare

FINESS

🏥 Établissements de santé
3
👵 EHPAD
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
7
📋 Commerce
1
📋 Enseignement
1
🏥 Sante
8
⚽ Sport
4

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Cambriolages de logement916.00 ‰7.5 ‰+113 % vs moy.

⚡ Energy performance

683 DPE · ADEME

📊 Energy rating distribution
A
0.1 %
B
3.5 %
C
7.6 %
D
29.1 %
29.1 %
E
30.9 %
30.9 %
F
18.4 %
18.4 %
G
10.2 %
10.2 %

28.6 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 3 protected monuments

BuildingEra
château15e siècle;18e siècle;3e quart 19e siècle
hôpital1er quart 20e siècle
égliseMoyen Age;16e siècle

⚠️ Natural and technological risks

Géorisques API · 4 risks identified

Par une crue à débordement lent de cours d'eau
Rupture de barrage
Inondation
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 417 analyses · SIVOM REGION MINIERE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
417

⚡ EV charging stations

IRVE

🔌 Stations
2
⚡ Charge points
4
🚀 Incl. fast charging
0

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Montluçon 3.7 km 71/100 33 147
Villebret 4.4 km 63/100 1 335
Lignerolles 4.3 km 49/100 760
Désertines 5.6 km 62/100 4 259
Prémilhat 4.4 km 43/100 2 540
Néris-les-Bains 5.9 km 76/100 2 368
Saint-Victor 8.9 km 38/100 2 100
Domérat 8.2 km 42/100 8 622

❓ Frequently asked questions about Lavault-Sainte-Anne

What is the price per m² in Lavault-Sainte-Anne?

The median price per m² in Lavault-Sainte-Anne is 270 €.

What is the rental yield in Lavault-Sainte-Anne?

The gross rental yield in Lavault-Sainte-Anne is 41.4%.

Is Lavault-Sainte-Anne a good real estate investment?

Lavault-Sainte-Anne has a ScorCity score of 57/100, making it an interesting investment.

What is the average energy rating in Lavault-Sainte-Anne?

The most common energy rating class in Lavault-Sainte-Anne is E.

What are the natural risks in Lavault-Sainte-Anne?

4 risks are identified in Lavault-Sainte-Anne: Par une crue à débordement lent de cours d'eau, Rupture de barrage, Inondation.