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Saint-Victor
Small town · 03410 · Auvergne-Rhône-Alpes
👥 Population
2 100
2023 · INSEE
🏠 Median price /m²
25 550 €
📈 1529% since 2015
💰 Gross yield
0.4 %
rent / purchase price
⚡ Avg. energy rating
D
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Low
Saint-Victor — Score 38/100.
Why this score? This score is penalized mainly by a weak rental yield (0/100) and a high purchase price for the area (0/100).
38
💰 Yield0
🌳 Quality of life57
📊 Dynamism52
💸 Affordability0
🛡️ Safety83
⚡ Energy rating58
🏠 Property prices
DVF · 1 Transactions · Saint-Victor
🏢 Apt. /m²
25 550 €
🏡 House /m²
1 338 €
📋 Transactions
1
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
9.31 €/m²
monthly
💰 Gross yield
0.4 %
⏳ Payback period
228.7 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
90.6 %
🏖️ Secondary homes
1.2 %
🚪 Vacant homes
8.2 %
🏢 Apartments
5.7 %
93.5 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B2
Low tension
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
59
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
36.070 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
61.580 %
🏘️ Housing tax
20.710 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
8.010 %
🏢 CFE
31.36 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
2 100
2023
📐 Area
23.09 km²
91 inh/km²
💶 Median income
24 700 €
📊 Median age
48.2 yrs
27.5% under 30
💼 Activity rate
70.6 %
ages 15-64
📉 Unemployment rate
7.9 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
410
SIRENE database 2026
✨ 2024 creations
38
+65.2% vs 2023
📊 2023 creations
23
💼 Economic density
195
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Les Trillers
À 2.93 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Montluçon
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Montluçon Communauté
EPCI
📍 Rail access
Good
Station distance
🏥 Healthcare
BPE · FINESS
💊 Pharmacies
1
🏥 Établissements de santé
1
Source FINESS
💊 Pharmacies
1
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
43
📋 Commerce
11
📋 Enseignement
1
🏥 Sante
8
⚽ Sport
12
🎭 Culture
6
🛡️ Safety
SSMSI · SSMSI · Ministry of the Interior
| Indicator | Incidents | Rate ‰ | Nat. average | Gap |
|---|---|---|---|---|
| Escroqueries et fraudes aux moyens de paiement | 15 | 7.10 ‰ | 6.3 ‰ | Dans la moyenne |
| Destructions et dégradations volontaires | 13 | 6.20 ‰ | 7.2 ‰ | Dans la moyenne |
⚡ Energy performance
1 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
100.0 %
100.0 %
E
0.0 %
F
0.0 %
G
0.0 %
0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 1 protected monuments
| Building | Era |
|---|---|
| église | 15e siècle |
⚠️ Natural and technological risks
Géorisques API · 5 risks identified
Par une crue à débordement lent de cours d'eau
Rupture de barrage
Transport de marchandises dangereuses
Inondation
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 6 956 analyses · SIVOM RIVE GAUCHE DU CHER
⚗️ Physicochemistry
✅ Compliant
📋 analyses
6 956
⚡ EV charging stations
IRVE
🔌 Stations
32
⚡ Charge points
150
🚀 Incl. fast charging
28
🎯 Municipalities with a similar score
Same region, score close to
Voreppe
38340
38/100
9 922 Inhabitants
Chaponost
69630
38/100
9 382 Inhabitants
Évian-les-Bains
74500
38/100
9 267 Inhabitants
Seyssins
38180
38/100
8 092 Inhabitants
Tignieu-Jameyzieu
38230
38/100
8 031 Inhabitants
Claix
38640
38/100
7 836 Inhabitants
Jonage
69330
38/100
6 144 Inhabitants
Gannat
03800
38/100
5 610 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Désertines | 3.8 km | 62/100 | 4 259 |
| Estivareilles | 4.3 km | 67/100 | 1 119 |
| Montluçon | 5.2 km | 71/100 | 33 147 |
| Vaux | 4.8 km | 54/100 | 1 165 |
| Domérat | 5.2 km | 42/100 | 8 622 |
| Verneix | 5.6 km | 41/100 | 574 |
| Lavault-Sainte-Anne | 8.9 km | 57/100 | 1 139 |
| Saint-Angel | 7.6 km | 50/100 | 738 |
❓ Frequently asked questions about Saint-Victor
What is the price per m² in Saint-Victor? ▶
The median price per m² in Saint-Victor is 25 550 €.
What is the rental yield in Saint-Victor? ▶
The gross rental yield in Saint-Victor is 0.4%.
Is Saint-Victor a good real estate investment? ▶
Saint-Victor has a ScorCity score of 38/100, making it a risky investment.
What is the average energy rating in Saint-Victor? ▶
The most common energy rating class in Saint-Victor is D.
What are the natural risks in Saint-Victor? ▶
5 risks are identified in Saint-Victor: Par une crue à débordement lent de cours d'eau, Rupture de barrage, Transport de marchandises dangereuses.