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Désertines
Small town · 03630 · Auvergne-Rhône-Alpes
👥 Population
4 259
2023 · INSEE
🏠 Median price /m²
789 €
📈 -31% since 2015
💰 Gross yield
15.7 %
rent / purchase price
⚡ Avg. energy rating
D
🔴 39.5 % energy sieves (F-G) (F-G)
🎯 Investment score Good
Désertines — Score 62/100.
62
💰 Yield95
🌳 Quality of life35
📊 Dynamism58
💸 Affordability93
🛡️ Safety50
⚡ Energy rating19
🏠 Property prices
DVF · 11 Transactions · Désertines
🏢 Apt. /m²
789 €
🏡 House /m²
1 224 €
📋 Transactions
11
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
10.35 €/m²
monthly
💰 Gross yield
15.7 %
⏳ Payback period
6.4 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
86.3 %
🏖️ Secondary homes
1.4 %
🚪 Vacant homes
12.3 %
🏢 Apartments
14.5 %
85.0 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B2
Low tension
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
199
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
46.100 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
110.190 %
🏘️ Housing tax
26.760 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
8.900 %
🏢 CFE
31.36 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
4 259
2023
📐 Area
8.26 km²
516 inh/km²
💶 Median income
22 100 €
📊 Median age
51.0 yrs
26.4% under 30
💼 Activity rate
76.4 %
ages 15-64
📉 Unemployment rate
12.1 %
2021 census
🎯 Poverty rateⓘShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
14.0 %
60% FILOSOFI threshold
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
553
SIRENE database 2026
✨ 2024 creations
51
-1.9% vs 2023
📊 2023 creations
52
💼 Economic density
130
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Montluçon Rimard
À 2.62 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Montluçon
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Montluçon Communauté
EPCI
📍 Rail access
Good
Station distance
🎓 Education
National Education API
📚 Schools
—
🏫 Middle schools
1
🎓 High schools
—
🎯 Brevet exam (2021)ⓘBrevet (DNB) — French middle school exam. The rate shown is the average across public and private middle schools in the municipality, latest published session.
84.5 %
Average pass rate · 1 middle school
📊 Niveau social des établissements
Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.
🏫 Middle school IPS
| Middle school | Sector | IPS |
|---|---|---|
| COLLEGE MARIE CURIE | public | 97.5 |
🏥 Healthcare
BPE · FINESS
💊 Pharmacies
2
🏥 Établissements de santé
7
Source FINESS
👵 EHPAD
1
💊 Pharmacies
2
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
46
📋 Commerce
13
📋 Enseignement
6
🏥 Sante
61
🚆 Transport
1
⚽ Sport
17
🛡️ Safety
SSMSI · SSMSI · Ministry of the Interior
| Indicator | Incidents | Rate ‰ | Nat. average | Gap |
|---|---|---|---|---|
| Escroqueries et fraudes aux moyens de paiement | 28 | 6.60 ‰ | 6.3 ‰ | Dans la moyenne |
| Cambriolages de logement | 26 | 10.40 ‰ | 7.5 ‰ | +39 % vs moy. |
| Destructions et dégradations volontaires | 23 | 5.40 ‰ | 7.2 ‰ | -25 % vs moy. |
| Vols sans violence contre des personnes | 16 | 3.80 ‰ | 7.3 ‰ | -48 % vs moy. |
| Violences physiques intrafamiliales | 7 | 1.60 ‰ | 4.2 ‰ | -62 % vs moy. |
| Violences sexuelles | 5 | 1.20 ‰ | 2.4 ‰ | -50 % vs moy. |
⚡ Energy performance
81 DPE · ADEME
📊 Energy rating distribution
A
1.2 %
B
7.4 %
C
6.2 %
D
25.9 %
25.9 %
E
19.8 %
19.8 %
F
25.9 %
25.9 %
G
13.6 %
13.6 %
39.5 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
⚠️ Natural and technological risks
Géorisques API · 7 risks identified
Rupture de barrage
Par une crue à débordement lent de cours d'eau
Transport de marchandises dangereuses
Effet toxique
Risque industriel
Inondation
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 1 942 analyses · MONTLUÇON COMMUNAUTÉ - EDCH
⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 942
⚡ EV charging stations
IRVE
🔌 Stations
2
⚡ Charge points
4
🚀 Incl. fast charging
0
🎯 Municipalities with a similar score
Same region, score close to
Oyonnax
01100
62/100
22 480 Inhabitants
Guilherand-Granges
07500
62/100
11 235 Inhabitants
La Ricamarie
42150
62/100
8 039 Inhabitants
Villars
42390
62/100
7 664 Inhabitants
Varennes-sur-Allier
03150
62/100
3 549 Inhabitants
Saint-Éloy-les-Mines
63700
62/100
3 480 Inhabitants
Lapalisse
03120
62/100
3 138 Inhabitants
Panissières
42360
62/100
2 911 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Montluçon | 2.1 km | 71/100 | 33 147 |
| Saint-Victor | 3.8 km | 38/100 | 2 100 |
| Lavault-Sainte-Anne | 5.6 km | 57/100 | 1 139 |
| Estivareilles | 7.5 km | 67/100 | 1 119 |
| Saint-Angel | 5.4 km | 50/100 | 738 |
| Verneix | 6.9 km | 41/100 | 574 |
| Néris-les-Bains | 7.4 km | 76/100 | 2 368 |
| Domérat | 6.3 km | 42/100 | 8 622 |
❓ Frequently asked questions about Désertines
What is the price per m² in Désertines? ▶
The median price per m² in Désertines is 789 €.
What is the rental yield in Désertines? ▶
The gross rental yield in Désertines is 15.7%.
Is Désertines a good real estate investment? ▶
Désertines has a ScorCity score of 62/100, making it an interesting investment.
What is the average energy rating in Désertines? ▶
The most common energy rating class in Désertines is D.
What are the natural risks in Désertines? ▶
7 risks are identified in Désertines: Rupture de barrage, Par une crue à débordement lent de cours d'eau, Transport de marchandises dangereuses.