View of Saint-Angel, 03 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Angel

Rural municipality · 03170 · Auvergne-Rhône-Alpes

👥 Population
738
2023 · INSEE
🏠 Median price /m²
1 393 €
📈 148% since 2015
💰 Gross yield
8.0 %
rent / purchase price
⚡ Avg. energy rating
E
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Saint-Angel — Score 50/100.

50
💰 Yield68
🌳 Quality of life28
📊 Dynamism51
💸 Affordability70
🛡️ Safety14
⚡ Energy rating58
🧮 Simulate your rental yield

🏠 Property prices

DVF · 10 Transactions · Saint-Angel

🏡 House /m²
1 393 €
📋 Transactions
10
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
9.31 €/m²
monthly
💰 Gross yield
8.0 %
⏳ Payback period
12.5 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
90.3 %
🏖️ Secondary homes
2.3 %
🚪 Vacant homes
7.4 %
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
6
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
34.390 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
74.580 %
🏘️ Housing tax
26.380 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
12.660 %
🌾 Land tax (unbuilt) REI
0.47 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
738
2023
📐 Area
25.52 km²
29 inh/km²
💶 Median income
24 690 €
📊 Median age
47.8 yrs
26.0% under 30
💼 Activity rate
74.2 %
ages 15-64
📉 Unemployment rate
9.1 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
119
SIRENE database 2026
✨ 2024 creations
7
-36.4% vs 2023
📊 2023 creations
11
💼 Economic density
161
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Montluçon Rimard
À 6.84 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Montluçon
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Commentry Montmarault Néris Communauté
EPCI
📍 Rail access
Good
Station distance

🏥 Healthcare

BPE · FINESS

🏥 Hospitals
1
🏥 Établissements de santé
2
Source FINESS

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
10
📋 Enseignement
1
🏥 Sante
3
⚽ Sport
3

⚡ Energy performance

2 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
0.0 %
E
100.0 %
100.0 %
F
0.0 %
G
0.0 %

0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 2 risks identified

Transport de marchandises dangereuses
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 228 analyses · SIVOM REGION MINIERE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
228

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Chamblet 3.4 km 51/100 1 074
Néris-les-Bains 6.0 km 76/100 2 368
Verneix 6.0 km 41/100 574
Désertines 5.4 km 62/100 4 259
Malicorne 7.8 km 57/100 763
Montluçon 6.9 km 71/100 33 147
Saint-Victor 7.7 km 38/100 2 100
Estivareilles 9.2 km 67/100 1 119

❓ Frequently asked questions about Saint-Angel

What is the price per m² in Saint-Angel?

The median price per m² in Saint-Angel is 1 393 €.

What is the rental yield in Saint-Angel?

The gross rental yield in Saint-Angel is 8.0%.

Is Saint-Angel a good real estate investment?

Saint-Angel has a ScorCity score of 50/100, making it a moderate investment.

What is the average energy rating in Saint-Angel?

The most common energy rating class in Saint-Angel is E.

What are the natural risks in Saint-Angel?

2 risks are identified in Saint-Angel: Transport de marchandises dangereuses, Séisme.