View of Gannat, 03 — real-estate investment analysis Wikimedia Commons CC BY-SA

Gannat

Medium city · 03800 · Auvergne-Rhône-Alpes

👥 Population
5 610
2023 · INSEE
🏠 Median price /m²
2 139 €
📈 54% since 2015
💰 Gross yield
5.0 %
rent / purchase price
⚡ Avg. energy rating
D
🔴 32.8 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Gannat — Score 38/100.

Why this score? This score is penalized mainly by improvable safety statistics (18/100) and a weak rental yield (23/100).
38
💰 Yield23
🌳 Quality of life66
📊 Dynamism62
💸 Affordability38
🛡️ Safety18
⚡ Energy rating29
🧮 Simulate your rental yield

🏠 Property prices

DVF · 38 Transactions · Gannat

🏢 Apt. /m²
2 139 €
🏡 House /m²
1 368 €
📋 Transactions
38
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.87 €/m²
monthly
💰 Gross yield
5.0 %
⏳ Payback period
20.1 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
83.3 %
🏖️ Secondary homes
3.0 %
🚪 Vacant homes
13.7 %
🏢 Apartments
23.4 %
76.1 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
257
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
44.690 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
89.900 %
🏘️ Housing tax
24.080 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.780 %
🌾 Land tax (unbuilt) REI
0.56 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
5 610
2023
📐 Area
36.77 km²
153 inh/km²
💶 Median income
20 770 €
📊 Median age
46.1 yrs
31.5% under 30
💼 Activity rate
76.2 %
ages 15-64
📉 Unemployment rate
12.5 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
17.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
1 199
SIRENE database 2026
✨ 2024 creations
109
+17.2% vs 2023
📊 2023 creations
93
💼 Economic density
214
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Gannat
À 2.62 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Gannat
Main hub
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Saint-Pourçain Sioule Limagne
EPCI
📍 Rail access
Good
Station distance

🎓 Education

National Education API

📚 Schools
1
🏫 Middle schools
2
🎓 High schools
🎯 Brevet exam (2021)Brevet (DNB) — French middle school exam. The rate shown is the average across public and private middle schools in the municipality, latest published session.
80.2 %
Average pass rate · 3 middle schools

📊 Niveau social des établissements

Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.

🏫 Middle school IPS
Middle schoolSectorIPS
COLLEGE PRIVE SAINTE PROCULEprivé sous contrat106.9
COLLEGE JOSEPH HENNEQUINpublic103.3

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
3
🔬 Laboratories
1
🏥 Établissements de santé
10
Source FINESS
👵 EHPAD
1
💊 Pharmacies
3

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
111
📋 Commerce
68
📋 Enseignement
12
🏥 Sante
67
🚆 Transport
3
⚽ Sport
25
🎭 Culture
2

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Escroqueries et fraudes aux moyens de paiement549.60 ‰6.3 ‰+52 % vs moy.
Destructions et dégradations volontaires458.00 ‰7.2 ‰Dans la moyenne
Vols sans violence contre des personnes295.20 ‰7.3 ‰-29 % vs moy.
Violences physiques intrafamiliales274.80 ‰4.2 ‰Dans la moyenne
Violences sexuelles254.50 ‰2.4 ‰+88 % vs moy.
Violences physiques hors cadre familial203.60 ‰4.0 ‰Dans la moyenne
Cambriolages de logement164.90 ‰7.5 ‰-35 % vs moy.
Usage de stupéfiants142.50 ‰8.4 ‰-70 % vs moy.
Vols de véhicule50.90 ‰2.4 ‰-62 % vs moy.

⚡ Energy performance

61 DPE · ADEME

📊 Energy rating distribution
A
9.8 %
9.8 %
B
6.6 %
C
8.2 %
8.2 %
D
24.6 %
24.6 %
E
18.0 %
18.0 %
F
23.0 %
23.0 %
G
9.8 %
9.8 %

32.8 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 4 protected monuments

BuildingEra
église12e siècle
château14e siècle
église12e siècle;14e siècle;15e siècle
église12e siècle;14e siècle;19e siècle

⚠️ Natural and technological risks

Géorisques API · 3 risks identified

Feu de forêt
Transport de marchandises dangereuses
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 4 033 analyses · SIVOM SIOULE ET BOUBLE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
4 033

⚡ EV charging stations

IRVE

🔌 Stations
12
⚡ Charge points
38
🚀 Incl. fast charging
6

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Vensat 5.0 km 53/100 569
Saint-Bonnet-de-Rochefort 6.0 km 56/100 713
Jenzat 7.2 km 57/100 517
Aigueperse 9.7 km 46/100 2 665
Artonne 10.5 km 49/100 912
Ébreuil 7.6 km 32/100 1 306
Jozerand 10.2 km 46/100 553
Escurolles 8.9 km 62/100 804

❓ Frequently asked questions about Gannat

What is the price per m² in Gannat?

The median price per m² in Gannat is 2 139 €.

What is the rental yield in Gannat?

The gross rental yield in Gannat is 5.0%.

Is Gannat a good real estate investment?

Gannat has a ScorCity score of 38/100, making it a risky investment.

What is the average energy rating in Gannat?

The most common energy rating class in Gannat is D.

What are the natural risks in Gannat?

3 risks are identified in Gannat: Feu de forêt, Transport de marchandises dangereuses, Séisme.