View of Le Puy-en-Velay, 43 — real-estate investment analysis Wikimedia Commons CC BY-SA

Le Puy-en-Velay

Medium city · 43000 · Auvergne-Rhône-Alpes

👥 Population
18 540
2023 · INSEE
🏠 Median price /m²
1 690 €
📈 12% since 2015
💰 Gross yield
6.6 %
rent / purchase price
⚡ Avg. energy rating
D
🔴 19.4 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Le Puy-en-Velay — Score 57/100.

57
💰 Yield49
🌳 Quality of life84
📊 Dynamism97
💸 Affordability57
🛡️ Safety4
⚡ Energy rating59
🧮 Simulate your rental yield

🏠 Property prices

DVF · 408 Transactions · Le Puy-en-Velay

🏢 Apt. /m²
1 690 €
🏡 House /m²
1 901 €
📋 Transactions
408
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Le Puy-en-Velay1 690 €1 901 €47418 540
Monistrol-sur-Loire2 216 €2 162 €968 823
Yssingeaux4 412 €1 805 €1047 415
Brioude1 603 €1 399 €986 527
Aurec-sur-Loire2 235 €2 174 €776 164
Sainte-Sigolène1 286 €1 764 €726 097

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
9.27 €/m²
monthly
💰 Gross yield
6.6 %
⏳ Payback period
15.2 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
83.0 %
🏖️ Secondary homes
4.8 %
🚪 Vacant homes
12.3 %
🏢 Apartments
77.4 %
21.1 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
1 897
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
53.290 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
201.400 %
🏘️ Housing tax
32.030 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
10.690 %
🌾 Land tax (unbuilt) REI
49.80 %
🏢 CFE
27.70 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
18 540
2023
📐 Area
16.84 km²
1101 inh/km²
💶 Median income
20 480 €
📊 Median age
42.7 yrs
35.6% under 30
💼 Activity rate
71.3 %
ages 15-64
📉 Unemployment rate
15.2 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
21.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
5 754
SIRENE database 2026
✨ 2024 creations
480
+3.0% vs 2023
📊 2023 creations
466
💼 Economic density
310
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Le Puy-en-Velay
À 1.66 km · Segment B
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Le Puy-en-Velay
Main hub
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA du Puy-en-Velay
EPCI
📍 Rail access
Excellent
Station distance

🎓 Education

National Education API

📚 Schools
2
🏫 Middle schools
5
🎓 High schools
4
🏆 Baccalaureate results
High schoolTypePass rateHonorsV.A.
LYCEE ST-JACQUES DE COMPOSTELLEprivé sous contrat100.0 %+2.0
LYCEE SAINT-JACQUES DE COMPOSTELLE (GENERAL ET TECHNO.)privé sous contrat96.0 %-1.0
LYCEE SIMONE WEILpublic94.0 %-3.0
LYCEE CHARLES ET ADRIEN DUPUY (GENERAL ET TECHNO.)public93.0 %-4.0
🎯 Brevet exam (2021)Brevet (DNB) — French middle school exam. The rate shown is the average across public and private middle schools in the municipality, latest published session.
84.6 %
Average pass rate · 8 middle schools

📊 Niveau social des établissements

Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.

🏫 Middle school IPS
Middle schoolSectorIPS
COLLEGE PRIVE SAINT REGISprivé sous contrat107.7
COLLEGE PRIVE SAINT LOUISprivé sous contrat105.8
COLLEGE LA FAYETTEpublic104.2
COLLEGE PRIVE SAINT JACQUES DE COMPOSTELLEprivé sous contrat103.5
COLLEGE JULES VALLESpublic101.4

🏥 Healthcare

BPE · FINESS

🏥 Hospitals
6
💊 Pharmacies
9
🔬 Laboratories
2
🏥 Établissements de santé
100
Source FINESS
👵 EHPAD
7
💊 Pharmacies
9

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
469
📋 Commerce
256
📋 Enseignement
43
🏥 Sante
334
🚆 Transport
14
⚽ Sport
72
🎭 Culture
20

🏛️ Public services

Public Service Directory API · 7 services

CategoryQtyExamples
📋 service public3Point-justice de l'association justice et Partage du Puy-en-Velay, Bureau de l'éducation routière (BER) - Haute-Loire, Point conseil budget - Espace solidarité passerelle - Le Puy-en-Velay
📋 Association d'utilité publique2Service de santé au travail de la Haute-Loire - Le Puy-en-Velay, Conseil d'architecture, d'urbanisme et de l'environnement (CAUE) - Haute-Loire
📋 Ordre professionnel1Ordre des avocats - Barreau du Puy-en-Velay
📋 Établissement public1Atelier Canopé 43 - Le Puy-en-Velay

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Usage de stupéfiants36719.80 ‰8.4 ‰+136 % vs moy.
Destructions et dégradations volontaires23712.80 ‰7.2 ‰+78 % vs moy.
Usage de stupéfiants (AFD)19110.30 ‰7.5 ‰+37 % vs moy.
Vols sans violence contre des personnes1759.40 ‰7.3 ‰+29 % vs moy.
Violences physiques hors cadre familial1628.70 ‰4.0 ‰+117 % vs moy.
Violences physiques intrafamiliales1136.10 ‰4.2 ‰+45 % vs moy.
Escroqueries et fraudes aux moyens de paiement1005.40 ‰6.3 ‰Dans la moyenne
Violences sexuelles633.40 ‰2.4 ‰+42 % vs moy.
Trafic de stupéfiants583.10 ‰2.2 ‰+41 % vs moy.
Cambriolages de logement252.00 ‰7.5 ‰-73 % vs moy.
Vols dans les véhicules251.30 ‰5.2 ‰-75 % vs moy.
Vols violents sans arme181.00 ‰1.0 ‰Dans la moyenne
Vols d'accessoires sur véhicules140.80 ‰3.7 ‰-78 % vs moy.
Vols de véhicule110.60 ‰2.4 ‰-75 % vs moy.

⚡ Energy performance

644 DPE · ADEME

📊 Energy rating distribution
A
0.2 %
B
7.9 %
C
14.8 %
14.8 %
D
32.8 %
32.8 %
E
25.0 %
25.0 %
F
14.3 %
14.3 %
G
5.1 %

19.4 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 86 protected monuments

BuildingEra
fontainedébut 20e siècle
église14e siècle;15e siècle
prison4e quart 19e siècle
église14e siècle;19e siècle
église17e siècle
hôtel14e siècle;2e moitié 16e siècle;1ère moitié 17e si
hôtel
maison17e siècle
hôtel-Dieu12e siècle;4e quart 15e siècle;16e siècle;17e sièc
édifice fortifié13e siècle

⚠️ Natural and technological risks

Géorisques API · 12 risks identified

Transport de marchandises dangereuses
Eboulement ou chutes de pierres et de blocs
Glissement de terrain
Tassements différentiels
Tempête et grains (vent)
Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines)
Mouvement de terrain
Phénomène lié à l'atmosphère
Radon
Inondation
Séisme
Par ruissellement et coulée de boue

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 27 747 analyses · DIRECTION EAU ET ASSAINISSEMENT (CAPEV)

⚗️ Physicochemistry
✅ Compliant
📋 analyses
27 747

⚡ EV charging stations

IRVE

🔌 Stations
25
⚡ Charge points
59
🚀 Incl. fast charging
6

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Aiguilhe 2.9 km 35/100 1 498
Brives-Charensac 2.6 km 57/100 4 244
Chadrac 3.6 km 55/100 2 542
Vals-près-le-Puy 2.7 km 47/100 3 395
Le Monteil 4.4 km 35/100 691
Coubon 4.1 km 48/100 3 140
Espaly-Saint-Marcel 3.7 km 33/100 3 585
Cussac-sur-Loire 5.0 km 34/100 1 653

❓ Frequently asked questions about Le Puy-en-Velay

What is the price per m² in Le Puy-en-Velay?

The median price per m² in Le Puy-en-Velay is 1 690 €.

What is the rental yield in Le Puy-en-Velay?

The gross rental yield in Le Puy-en-Velay is 6.6%.

Is Le Puy-en-Velay a good real estate investment?

Le Puy-en-Velay has a ScorCity score of 57/100, making it an interesting investment.

What is the average energy rating in Le Puy-en-Velay?

The most common energy rating class in Le Puy-en-Velay is D.

What are the natural risks in Le Puy-en-Velay?

12 risks are identified in Le Puy-en-Velay: Transport de marchandises dangereuses, Eboulement ou chutes de pierres et de blocs, Glissement de terrain.