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Bernac
Rural municipality · 81150 · Occitanie
👥 Population
186
2023 · INSEE
🏠 Median price /m²
1 851 €
📈 5% since 2015
💰 Gross yield
6.6 %
rent / purchase price
⚡ Avg. energy rating
E
✅ 9.5 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Bernac — Score 57/100.
57
💰 Yield50
🌳 Quality of life60
📊 Dynamism100
💸 Affordability50
🛡️ Safety14
⚡ Energy rating72
🏠 Property prices
DVF · 5 Transactions · Bernac
🏡 House /m²
1 851 €
📋 Transactions
5
📈 Price per m² evolution (2020 — 2022)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Albi | 2 471 € | 1 953 € | 781 | 51 290 |
| Castres | 2 167 € | 1 668 € | 808 | 42 505 |
| Gaillac | 2 734 € | 2 000 € | 254 | 16 162 |
| Graulhet | 1 265 € | 1 482 € | 237 | 13 129 |
| Lavaur | 2 032 € | 2 329 € | 196 | 10 965 |
| Mazamet | 2 324 € | 1 108 € | 206 | 10 085 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
10.22 €/m²
monthly
💰 Gross yield
6.6 %
⏳ Payback period
15.1 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
77.8 %
🏖️ Secondary homes
3.9 %
🚪 Vacant homes
18.3 %
🏢 Apartments
1.9 %
98.1 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
49.230 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
148.420 %
🏘️ Housing tax
21.910 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
11.120 %
🌾 Land tax (unbuilt) REI
21.60 %
🏢 CFE
33.76 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
186
2023
📐 Area
5.59 km²
33 inh/km²
💶 Median income
24 090 €
📊 Median age
44.0 yrs
28.6% under 30
💼 Activity rate
77.6 %
ages 15-64
📉 Unemployment rate
4.4 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
62
SIRENE database 2026
✨ 2024 creations
7
+75.0% vs 2023
📊 2023 creations
4
💼 Economic density
333
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Marssac-sur-Tarn
À 4.24 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Albi
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Gaillac-Graulhet
EPCI
📍 Rail access
Good
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
3
📋 Enseignement
1
🏥 Sante
2
⚽ Sport
1
⚡ Energy performance
116 DPE · ADEME
📊 Energy rating distribution
A
2.6 %
B
9.5 %
9.5 %
C
20.7 %
20.7 %
D
26.7 %
26.7 %
E
31.0 %
31.0 %
F
7.8 %
G
1.7 %
9.5 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
⚠️ Natural and technological risks
Géorisques API · 5 risks identified
Mouvement de terrain
Phénomène lié à l'atmosphère
Tempête et grains (vent)
Transport de marchandises dangereuses
Inondation
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 184 analyses · SMAEP DU GAILLACOIS
⚗️ Physicochemistry
✅ Compliant
📋 analyses
184
🎯 Municipalities with a similar score
Same region, score close to
Montpellier
34000
57/100
310 240 Inhabitants
Narbonne
11100
57/100
57 587 Inhabitants
Albi
81000
57/100
51 290 Inhabitants
Fonsorbes
31470
57/100
12 954 Inhabitants
La Grand-Combe
30110
57/100
4 783 Inhabitants
Gourdon
46300
57/100
4 206 Inhabitants
Maureilhan
34370
57/100
2 495 Inhabitants
Montcuq-en-Quercy-Blanc
46800
57/100
1 816 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Labastide-de-Lévis | 3.6 km | 43/100 | 971 |
| Marssac-sur-Tarn | 4.6 km | 61/100 | 3 518 |
| Castelnau-de-Lévis | 3.4 km | 39/100 | 1 603 |
| Terssac | 4.6 km | 42/100 | 1 195 |
| Villeneuve-sur-Vère | 6.0 km | 45/100 | 528 |
| Florentin | 7.5 km | 28/100 | 762 |
| Lagrave | 7.5 km | 60/100 | 2 305 |
| Senouillac | 6.1 km | 44/100 | 1 123 |
❓ Frequently asked questions about Bernac
What is the price per m² in Bernac? ▶
The median price per m² in Bernac is 1 851 €.
What is the rental yield in Bernac? ▶
The gross rental yield in Bernac is 6.6%.
Is Bernac a good real estate investment? ▶
Bernac has a ScorCity score of 57/100, making it an interesting investment.
What is the average energy rating in Bernac? ▶
The most common energy rating class in Bernac is E.
What are the natural risks in Bernac? ▶
5 risks are identified in Bernac: Mouvement de terrain, Phénomène lié à l'atmosphère, Tempête et grains (vent).