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Bellac
Small town · 87300 · Nouvelle-Aquitaine
👥 Population
3 537
2023 · INSEE
🏠 Median price /m²
2 129 €
📈 146% since 2015
💰 Gross yield
4.5 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 23.6 % energy sieves (F-G) (F-G)
🎯 Investment score Low
Bellac — Score 37/100.
Why this score? This score is penalized mainly by a weak rental yield (17/100) and improvable safety statistics (20/100).
37
💰 Yield17
🌳 Quality of life74
📊 Dynamism57
💸 Affordability38
🛡️ Safety20
⚡ Energy rating30
🏠 Property prices
DVF · 11 Transactions · Bellac
🏢 Apt. /m²
2 129 €
🏡 House /m²
1 056 €
📋 Transactions
11
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Limoges | 1 739 € | 1 893 € | 2262 | 129 937 |
| Saint-Junien | 2 405 € | 1 603 € | 189 | 11 415 |
| Panazol | 1 886 € | 1 962 € | 144 | 11 342 |
| Couzeix | 2 407 € | 1 947 € | 169 | 10 195 |
| Isle | 1 738 € | 1 905 € | 87 | 7 995 |
| Saint-Yrieix-la-Perche | 2 212 € | 1 500 € | 151 | 6 830 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.02 €/m²
monthly
💰 Gross yield
4.5 %
⏳ Payback period
22.1 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
74.0 %
🏖️ Secondary homes
7.4 %
🚪 Vacant homes
18.7 %
🏢 Apartments
32.4 %
65.8 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
48.270 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
112.820 %
🏘️ Housing tax
29.570 %
Secondary homes
🌾 Land tax (unbuilt) REI
53.92 %
🏢 CFE
27.30 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
3 537
2023
📐 Area
24.50 km²
144 inh/km²
💶 Median income
19 850 €
📊 Median age
55.9 yrs
23.8% under 30
💼 Activity rate
64.8 %
ages 15-64
📉 Unemployment rate
14.4 %
2021 census
🎯 Poverty rateⓘShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
21.0 %
60% FILOSOFI threshold
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
771
SIRENE database 2026
✨ 2024 creations
60
+7.1% vs 2023
📊 2023 creations
56
💼 Economic density
218
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Bellac
À 2.86 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Bellac
Main hub
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Haut Limousin en Marche
EPCI
📍 Rail access
Good
Station distance
📊 Niveau social des établissements
Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.
🏫 Middle school IPS
| Middle school | Sector | IPS |
|---|---|---|
| COLLEGE LOUIS JOUVET | public | 87.4 |
🏥 Healthcare
BPE · FINESS
🏥 Hospitals
1
💊 Pharmacies
3
🔬 Laboratories
1
🏥 Établissements de santé
19
Source FINESS
🚑 Hôpitaux / cliniques
1
👵 EHPAD
1
💊 Pharmacies
3
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
73
📋 Commerce
48
📋 Enseignement
7
🏥 Sante
85
🚆 Transport
1
⚽ Sport
23
🎭 Culture
4
🏛️ Public services
Public Service Directory API · 2 services
| Category | Qty | Examples |
|---|---|---|
| 📋 service public | 2 | Service de gestion comptable (SGC) - Bellac, Mission locale pour l'insertion professionnelle et sociale des jeunes (16-25 ans) - Bellac |
🛡️ Safety
SSMSI · SSMSI · Ministry of the Interior
| Indicator | Incidents | Rate ‰ | Nat. average | Gap |
|---|---|---|---|---|
| Destructions et dégradations volontaires | 51 | 14.40 ‰ | 7.2 ‰ | +100 % vs moy. |
| Violences physiques hors cadre familial | 24 | 6.80 ‰ | 4.0 ‰ | +70 % vs moy. |
| Escroqueries et fraudes aux moyens de paiement | 23 | 6.50 ‰ | 6.3 ‰ | Dans la moyenne |
| Violences physiques intrafamiliales | 17 | 4.80 ‰ | 4.2 ‰ | Dans la moyenne |
| Vols sans violence contre des personnes | 12 | 3.40 ‰ | 7.3 ‰ | -53 % vs moy. |
| Violences sexuelles | 10 | 2.80 ‰ | 2.4 ‰ | +17 % vs moy. |
| Usage de stupéfiants | 6 | 1.70 ‰ | 8.4 ‰ | -80 % vs moy. |
⚡ Energy performance
106 DPE · ADEME
📊 Energy rating distribution
A
2.8 %
B
1.9 %
C
12.3 %
12.3 %
D
24.5 %
24.5 %
E
34.9 %
34.9 %
F
17.0 %
17.0 %
G
6.6 %
23.6 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 3 protected monuments
| Building | Era |
|---|---|
| église | 12e siècle;15e siècle |
| hôtel | 4e quart 18e siècle |
| pont | 13e siècle;14e siècle |
⚠️ Natural and technological risks
Géorisques API · 8 risks identified
Transport de marchandises dangereuses
Foudre
Neige et pluies verglaçantes
Par une crue torrentielle ou à montée rapide de cours d'eau
Phénomène lié à l'atmosphère
Radon
Tempête et grains (vent)
Inondation
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 5 715 analyses · AGUR
⚗️ Physicochemistry
✅ Compliant
📋 analyses
5 715
⚡ EV charging stations
IRVE
🔌 Stations
15
⚡ Charge points
90
🚀 Incl. fast charging
10
🎯 Municipalities with a similar score
Same region, score close to
Capbreton
40130
37/100
9 184 Inhabitants
Mauléon
79700
37/100
8 573 Inhabitants
Jaunay-Marigny
86130
37/100
7 528 Inhabitants
Chauvigny
86300
37/100
7 007 Inhabitants
Ciboure
64500
37/100
5 951 Inhabitants
Saint-Savin
33920
37/100
3 582 Inhabitants
Saint-Médard-d'Eyrans
33650
37/100
3 409 Inhabitants
Saint-Ciers-sur-Gironde
33820
37/100
3 175 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Peyrat-de-Bellac | 3.1 km | 52/100 | 1 059 |
| Blond | 5.4 km | 30/100 | 674 |
| Le Dorat | 12.4 km | 47/100 | 1 529 |
| Cieux | 13.4 km | 45/100 | 1 003 |
| Chamboret | 12.0 km | 58/100 | 782 |
| Val d'Issoire | 10.3 km | 60/100 | 1 076 |
| Javerdat | 16.6 km | 62/100 | 733 |
| Peyrilhac | 16.6 km | 56/100 | 1 365 |
❓ Frequently asked questions about Bellac
What is the price per m² in Bellac? ▶
The median price per m² in Bellac is 2 129 €.
What is the rental yield in Bellac? ▶
The gross rental yield in Bellac is 4.5%.
Is Bellac a good real estate investment? ▶
Bellac has a ScorCity score of 37/100, making it a risky investment.
What is the average energy rating in Bellac? ▶
The most common energy rating class in Bellac is E.
What are the natural risks in Bellac? ▶
8 risks are identified in Bellac: Transport de marchandises dangereuses, Foudre, Neige et pluies verglaçantes.