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Septfonds
Small town · 82240 · Occitanie
👥 Population
2 261
2023 · INSEE
🏠 Median price /m²
1 412 €
📈 -14% since 2015
💰 Gross yield
8.2 %
rent / purchase price
⚡ Avg. energy rating
A
🔴 25.0 % energy sieves (F-G) (F-G)
🎯 Investment score Good
Septfonds — Score 62/100.
62
💰 Yield70
🌳 Quality of life37
📊 Dynamism53
💸 Affordability70
🛡️ Safety57
⚡ Energy rating82
🏠 Property prices
DVF · 1 Transactions · Septfonds
🏢 Apt. /m²
1 412 €
🏡 House /m²
1 635 €
📋 Transactions
1
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montauban | 2 124 € | 2 311 € | 1011 | 62 945 |
| Castelsarrasin | 2 472 € | 1 644 € | 265 | 14 343 |
| Moissac | 1 979 € | 1 598 € | 210 | 13 419 |
| Caussade | 3 509 € | 1 629 € | 118 | 6 803 |
| Montech | 1 892 € | 2 227 € | 103 | 6 663 |
| Nègrepelisse | 1 667 € | 2 320 € | 102 | 5 917 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
9.67 €/m²
monthly
💰 Gross yield
8.2 %
⏳ Payback period
12.2 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
81.7 %
🏖️ Secondary homes
6.4 %
🚪 Vacant homes
11.9 %
🏢 Apartments
14.1 %
85.1 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
63.370 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
226.570 %
🏘️ Housing tax
21.230 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
14.530 %
🌾 Land tax (unbuilt) REI
1.05 %
🏢 CFE
0.21 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
2 261
2023
📐 Area
27.23 km²
83 inh/km²
💶 Median income
20 290 €
📊 Median age
50.1 yrs
27.9% under 30
💼 Activity rate
70.3 %
ages 15-64
📉 Unemployment rate
16.1 %
2021 census
🎯 Poverty rateⓘShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
18.0 %
60% FILOSOFI threshold
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
485
SIRENE database 2026
✨ 2024 creations
35
-14.6% vs 2023
📊 2023 creations
41
💼 Economic density
215
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Caussade
À 7.21 km · Segment B
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Montauban
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC du Quercy Caussadais
EPCI
📍 Rail access
Good
Station distance
🏥 Healthcare
BPE · FINESS
💊 Pharmacies
1
🏥 Établissements de santé
2
Source FINESS
👵 EHPAD
1
💊 Pharmacies
1
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
45
📋 Commerce
11
📋 Enseignement
2
🏥 Sante
24
🚆 Transport
1
⚽ Sport
10
🎭 Culture
1
🛡️ Safety
SSMSI · SSMSI · Ministry of the Interior
| Indicator | Incidents | Rate ‰ | Nat. average | Gap |
|---|---|---|---|---|
| Destructions et dégradations volontaires | 23 | 10.20 ‰ | 7.2 ‰ | +42 % vs moy. |
| Escroqueries et fraudes aux moyens de paiement | 11 | 4.90 ‰ | 6.3 ‰ | -22 % vs moy. |
| Violences physiques intrafamiliales | 10 | 4.40 ‰ | 4.2 ‰ | Dans la moyenne |
| Vols sans violence contre des personnes | 6 | 2.70 ‰ | 7.3 ‰ | -63 % vs moy. |
⚡ Energy performance
12 DPE · ADEME
📊 Energy rating distribution
A
33.3 %
33.3 %
B
8.3 %
8.3 %
C
25.0 %
25.0 %
D
0.0 %
E
8.3 %
8.3 %
F
25.0 %
25.0 %
G
0.0 %
25.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 3 protected monuments
| Building | Era |
|---|---|
| dolmen | Néolithique |
| camp de concentration;monument | 2e quart 20e siècle |
| cimetière;camp de concentration | 2e quart 20e siècle |
⚠️ Natural and technological risks
Géorisques API · 5 risks identified
Mouvement de terrain
Par une crue à débordement lent de cours d'eau
Tassements différentiels
Transport de marchandises dangereuses
Inondation
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 496 analyses · SAUR FRANCE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
496
🎯 Municipalities with a similar score
Same region, score close to
Rabastens
81800
62/100
5 867 Inhabitants
Vic-en-Bigorre
65500
62/100
4 845 Inhabitants
Mazères
09270
62/100
3 852 Inhabitants
Saint-Julien-les-Rosiers
30340
62/100
3 533 Inhabitants
Biars-sur-Cère
46130
62/100
1 957 Inhabitants
Lédenon
30210
62/100
1 685 Inhabitants
La Tour-sur-Orb
34260
62/100
1 350 Inhabitants
Branoux-les-Taillades
30110
62/100
1 278 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Saint-Cirq | 5.5 km | 49/100 | 558 |
| Monteils | 4.6 km | 45/100 | 1 379 |
| Montricoux | 8.0 km | 32/100 | 1 172 |
| Puylaroque | 8.7 km | 42/100 | 719 |
| Caussade | 6.7 km | 36/100 | 6 803 |
| Montalzat | 8.7 km | 35/100 | 663 |
| Bioule | 10.7 km | 34/100 | 1 201 |
| Saint-Antonin-Noble-Val | 9.5 km | 34/100 | 1 949 |
❓ Frequently asked questions about Septfonds
What is the price per m² in Septfonds? ▶
The median price per m² in Septfonds is 1 412 €.
What is the rental yield in Septfonds? ▶
The gross rental yield in Septfonds is 8.2%.
Is Septfonds a good real estate investment? ▶
Septfonds has a ScorCity score of 62/100, making it an interesting investment.
What is the average energy rating in Septfonds? ▶
The most common energy rating class in Septfonds is A.
What are the natural risks in Septfonds? ▶
5 risks are identified in Septfonds: Mouvement de terrain, Par une crue à débordement lent de cours d'eau, Tassements différentiels.