View of Saint-Michel, 16 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Michel

Small town · 16470 · Nouvelle-Aquitaine

👥 Population
3 196
2023 · INSEE
🏠 Median price /m²
1 629 €
📈 -3% since 2015
💰 Gross yield
8.0 %
rent / purchase price
⚡ Avg. energy rating
D
🟠 12.5 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Saint-Michel — Score 54/100.

54
💰 Yield68
🌳 Quality of life49
📊 Dynamism54
💸 Affordability59
🛡️ Safety21
⚡ Energy rating62
🧮 Simulate your rental yield

🏠 Property prices

DVF · 10 Transactions · Saint-Michel

🏢 Apt. /m²
1 629 €
🏡 House /m²
1 852 €
📋 Transactions
10
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Angoulême2 049 €1 742 €81341 908
Cognac2 375 €1 813 €36118 532
Soyaux1 892 €1 586 €13410 087
La Couronne15 724 €1 840 €967 765
Saint-Yrieix-sur-Charente2 300 €1 784 €1177 539
Ruelle-sur-Touvre1 807 €1 667 €977 408

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
10.85 €/m²
monthly
💰 Gross yield
8.0 %
⏳ Payback period
12.5 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
90.5 %
🏖️ Secondary homes
1.8 %
🚪 Vacant homes
7.6 %
🏢 Apartments
33.5 %
66.0 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B2
Low tension
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
258
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
53.830 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
91.580 %
🏘️ Housing tax
19.900 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
10.300 %
🌾 Land tax (unbuilt) REI
38.61 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
3 196
2023
📐 Area
2.49 km²
1284 inh/km²
💶 Median income
21 170 €
📊 Median age
48.9 yrs
29.1% under 30
💼 Activity rate
77.4 %
ages 15-64
📉 Unemployment rate
14.3 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
15.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
450
SIRENE database 2026
✨ 2024 creations
39
-4.9% vs 2023
📊 2023 creations
41
💼 Economic density
141
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
La Couronne
À 4.01 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Angoulême
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA du Grand Angoulême
EPCI
📍 Rail access
Good
Station distance

📊 Niveau social des établissements

Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.

🏫 Middle school IPS
Middle schoolSectorIPS
COLLEGE PUYGRELIERpublic102.7

🏥 Healthcare

BPE · FINESS

🏥 Hospitals
3
💊 Pharmacies
2
🏥 Établissements de santé
13
Source FINESS
👵 EHPAD
2
💊 Pharmacies
2

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
39
📋 Commerce
10
📋 Enseignement
3
🏥 Sante
26
🚆 Transport
1
⚽ Sport
7

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Destructions et dégradations volontaires4112.80 ‰7.2 ‰+78 % vs moy.
Vols sans violence contre des personnes206.30 ‰7.3 ‰Dans la moyenne
Cambriolages de logement1911.20 ‰7.5 ‰+49 % vs moy.
Violences physiques hors cadre familial165.00 ‰4.0 ‰+25 % vs moy.
Escroqueries et fraudes aux moyens de paiement154.70 ‰6.3 ‰-25 % vs moy.
Vols dans les véhicules92.80 ‰5.2 ‰-46 % vs moy.
Violences sexuelles72.20 ‰2.4 ‰Dans la moyenne

⚡ Energy performance

48 DPE · ADEME

📊 Energy rating distribution
A
8.3 %
8.3 %
B
2.1 %
C
10.4 %
10.4 %
D
41.7 %
41.7 %
E
25.0 %
25.0 %
F
12.5 %
12.5 %
G
0.0 %

12.5 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 1 protected monuments

BuildingEra
église1ère moitié 12e siècle

⚠️ Natural and technological risks

Géorisques API · 4 risks identified

Eboulement ou chutes de pierres et de blocs
Mouvement de terrain
Transport de marchandises dangereuses
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 995 analyses · S.E.M.E.A.

⚗️ Physicochemistry
✅ Compliant
📋 analyses
995

⚡ EV charging stations

IRVE

🔌 Stations
6
⚡ Charge points
12
🚀 Incl. fast charging
6

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
La Couronne 3.4 km 29/100 7 765
Angoulême 2.7 km 57/100 41 908
Linars 3.4 km 61/100 2 115
Fléac 4.4 km 42/100 3 861
Saint-Yrieix-sur-Charente 4.8 km 47/100 7 539
Nersac 3.8 km 61/100 2 246
Trois-Palis 4.9 km 44/100 944
Puymoyen 5.6 km 59/100 2 403

❓ Frequently asked questions about Saint-Michel

What is the price per m² in Saint-Michel?

The median price per m² in Saint-Michel is 1 629 €.

What is the rental yield in Saint-Michel?

The gross rental yield in Saint-Michel is 8.0%.

Is Saint-Michel a good real estate investment?

Saint-Michel has a ScorCity score of 54/100, making it a moderate investment.

What is the average energy rating in Saint-Michel?

The most common energy rating class in Saint-Michel is D.

What are the natural risks in Saint-Michel?

4 risks are identified in Saint-Michel: Eboulement ou chutes de pierres et de blocs, Mouvement de terrain, Transport de marchandises dangereuses.