View of Saint-Martin-des-Lais, 03 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Martin-des-Lais

Rural municipality · 03230 · Auvergne-Rhône-Alpes

👥 Population
122
2023 · INSEE
🏠 Median price /m²
1 558 €
📈 -81% since 2015
💰 Gross yield
6.7 %
rent / purchase price
⚡ Avg. energy rating
✅ 0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Saint-Martin-des-Lais — Score 44/100.

Why this score? This score is penalized mainly by improvable safety statistics (14/100) and a limited quality of life (33/100).
44
💰 Yield50
🌳 Quality of life33
📊 Dynamism50
💸 Affordability63
🛡️ Safety14
⚡ Energy rating50
🧮 Simulate your rental yield

🏠 Property prices

DVF · 3 Transactions · Saint-Martin-des-Lais

🏡 House /m²
1 558 €
📋 Transactions
3
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.65 €/m²
monthly
💰 Gross yield
6.7 %
⏳ Payback period
15.0 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
75.5 %
🏖️ Secondary homes
10.9 %
🚪 Vacant homes
13.6 %
🏢 Apartments
1.4 %
97.3 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
28.580 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
61.760 %
🏘️ Housing tax
21.240 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
7.050 %
🌾 Land tax (unbuilt) REI
2.46 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
122
2023
📐 Area
18.24 km²
7 inh/km²
💶 Median income
22 140 €
📊 Median age
45.7 yrs
25.8% under 30
💼 Activity rate
79.7 %
ages 15-64
📉 Unemployment rate
4.8 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
63
SIRENE database 2026
✨ 2024 creations
5
-16.7% vs 2023
📊 2023 creations
6
💼 Economic density
516
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Dompierre Sept Fons
À 17.10 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Bourbon-Lancy
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Moulins Communauté
EPCI
📍 Rail access
Average
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
1
⚽ Sport
1

⚠️ Natural and technological risks

Géorisques API · 4 risks identified

Par une crue à débordement lent de cours d'eau
Rupture de barrage
Inondation
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 234 analyses · SIVOM SOLOGNE BOURBONNAISE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
234

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Garnat-sur-Engièvre 5.1 km 61/100 653
Cronat 5.8 km 49/100 506
Beaulon 10.4 km 21/100 1 649
Bourbon-Lancy 10.3 km 54/100 4 674
Chevagnes 10.8 km 59/100 630
Charrin 14.1 km 48/100 605
Fours 15.4 km 60/100 582
Dompierre-sur-Besbre 16.3 km 53/100 2 959

❓ Frequently asked questions about Saint-Martin-des-Lais

What is the price per m² in Saint-Martin-des-Lais?

The median price per m² in Saint-Martin-des-Lais is 1 558 €.

What is the rental yield in Saint-Martin-des-Lais?

The gross rental yield in Saint-Martin-des-Lais is 6.7%.

Is Saint-Martin-des-Lais a good real estate investment?

Saint-Martin-des-Lais has a ScorCity score of 44/100, making it a moderate investment.

What are the natural risks in Saint-Martin-des-Lais?

4 risks are identified in Saint-Martin-des-Lais: Par une crue à débordement lent de cours d'eau, Rupture de barrage, Inondation.