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Saint-Martin-des-Lais
Rural municipality · 03230 · Auvergne-Rhône-Alpes
👥 Population
122
2023 · INSEE
🏠 Median price /m²
1 558 €
📈 -81% since 2015
💰 Gross yield
6.7 %
rent / purchase price
⚡ Avg. energy rating
—
✅ 0 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Saint-Martin-des-Lais — Score 44/100.
Why this score? This score is penalized mainly by improvable safety statistics (14/100) and a limited quality of life (33/100).
44
💰 Yield50
🌳 Quality of life33
📊 Dynamism50
💸 Affordability63
🛡️ Safety14
⚡ Energy rating50
🏠 Property prices
DVF · 3 Transactions · Saint-Martin-des-Lais
🏡 House /m²
1 558 €
📋 Transactions
3
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.65 €/m²
monthly
💰 Gross yield
6.7 %
⏳ Payback period
15.0 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
75.5 %
🏖️ Secondary homes
10.9 %
🚪 Vacant homes
13.6 %
🏢 Apartments
1.4 %
97.3 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
28.580 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
61.760 %
🏘️ Housing tax
21.240 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
7.050 %
🌾 Land tax (unbuilt) REI
2.46 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
122
2023
📐 Area
18.24 km²
7 inh/km²
💶 Median income
22 140 €
📊 Median age
45.7 yrs
25.8% under 30
💼 Activity rate
79.7 %
ages 15-64
📉 Unemployment rate
4.8 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
63
SIRENE database 2026
✨ 2024 creations
5
-16.7% vs 2023
📊 2023 creations
6
💼 Economic density
516
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Dompierre Sept Fons
À 17.10 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Bourbon-Lancy
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Moulins Communauté
EPCI
📍 Rail access
Average
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
1
⚽ Sport
1
⚠️ Natural and technological risks
Géorisques API · 4 risks identified
Par une crue à débordement lent de cours d'eau
Rupture de barrage
Inondation
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 234 analyses · SIVOM SOLOGNE BOURBONNAISE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
234
🎯 Municipalities with a similar score
Same region, score close to
Saint-Genis-Laval
69230
44/100
21 212 Inhabitants
Sallanches
74700
44/100
17 319 Inhabitants
Brignais
69530
44/100
12 503 Inhabitants
Craponne
69290
44/100
12 084 Inhabitants
Corbas
69960
44/100
11 315 Inhabitants
Cranves-Sales
74380
44/100
7 762 Inhabitants
Tullins
38210
44/100
7 624 Inhabitants
Saint-Péray
07130
44/100
7 580 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Garnat-sur-Engièvre | 5.1 km | 61/100 | 653 |
| Cronat | 5.8 km | 49/100 | 506 |
| Beaulon | 10.4 km | 21/100 | 1 649 |
| Bourbon-Lancy | 10.3 km | 54/100 | 4 674 |
| Chevagnes | 10.8 km | 59/100 | 630 |
| Charrin | 14.1 km | 48/100 | 605 |
| Fours | 15.4 km | 60/100 | 582 |
| Dompierre-sur-Besbre | 16.3 km | 53/100 | 2 959 |
❓ Frequently asked questions about Saint-Martin-des-Lais
What is the price per m² in Saint-Martin-des-Lais? ▶
The median price per m² in Saint-Martin-des-Lais is 1 558 €.
What is the rental yield in Saint-Martin-des-Lais? ▶
The gross rental yield in Saint-Martin-des-Lais is 6.7%.
Is Saint-Martin-des-Lais a good real estate investment? ▶
Saint-Martin-des-Lais has a ScorCity score of 44/100, making it a moderate investment.
What are the natural risks in Saint-Martin-des-Lais? ▶
4 risks are identified in Saint-Martin-des-Lais: Par une crue à débordement lent de cours d'eau, Rupture de barrage, Inondation.