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Garnat-sur-Engièvre
Rural municipality · 03230 · Auvergne-Rhône-Alpes
👥 Population
653
2023 · INSEE
🏠 Median price /m²
1 750 €
📈 115% since 2015
💰 Gross yield
5.9 %
rent / purchase price
⚡ Avg. energy rating
F
🔴 36.3 % energy sieves (F-G) (F-G)
🎯 Investment score Good
Garnat-sur-Engièvre — Score 61/100.
61
💰 Yield94
🌳 Quality of life61
📊 Dynamism51
💸 Affordability94
🛡️ Safety14
⚡ Energy rating28
🏠 Property prices
DVF · 3 Transactions · Garnat-sur-Engièvre
🏢 Apt. /m²
1 750 €
🏡 House /m²
712 €
📋 Transactions
3
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.65 €/m²
monthly
💰 Gross yield
5.9 %
⏳ Payback period
16.9 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
81.6 %
🏖️ Secondary homes
6.6 %
🚪 Vacant homes
11.8 %
🏢 Apartments
2.6 %
97.4 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
16
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
38.230 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
62.340 %
🏘️ Housing tax
24.190 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
9.020 %
🌾 Land tax (unbuilt) REI
2.34 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
653
2023
📐 Area
18.73 km²
35 inh/km²
💶 Median income
21 670 €
📊 Median age
47.3 yrs
29.9% under 30
💼 Activity rate
74.6 %
ages 15-64
📉 Unemployment rate
9.1 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
109
SIRENE database 2026
✨ 2024 creations
6
+0.0% vs 2023
📊 2023 creations
6
💼 Economic density
167
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Dompierre Sept Fons
À 12.04 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Moulins
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Moulins Communauté
EPCI
📍 Rail access
Average
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
9
📋 Commerce
3
📋 Enseignement
1
🏥 Sante
3
⚽ Sport
9
⚡ Energy performance
22 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
27.3 %
27.3 %
D
18.2 %
18.2 %
E
18.2 %
18.2 %
F
31.8 %
31.8 %
G
4.5 %
36.3 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
⚠️ Natural and technological risks
Géorisques API · 4 risks identified
Par une crue à débordement lent de cours d'eau
Rupture de barrage
Inondation
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 388 analyses · SIVOM SOLOGNE BOURBONNAISE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
388
🎯 Municipalities with a similar score
Same region, score close to
Saint-Martin-d'Hères
38400
61/100
37 695 Inhabitants
Bourg-lès-Valence
26500
61/100
19 992 Inhabitants
La Motte-Servolex
73290
61/100
12 067 Inhabitants
Le Teil
07400
61/100
8 726 Inhabitants
Saint-Geoire-en-Valdaine
38620
61/100
2 392 Inhabitants
Malataverne
26780
61/100
2 258 Inhabitants
Pont-de-Vaux
01190
61/100
2 204 Inhabitants
Grane
26400
61/100
2 204 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Beaulon | 5.3 km | 21/100 | 1 649 |
| Bourbon-Lancy | 7.2 km | 54/100 | 4 674 |
| Cronat | 10.0 km | 49/100 | 506 |
| Dompierre-sur-Besbre | 11.3 km | 53/100 | 2 959 |
| Chevagnes | 8.7 km | 59/100 | 630 |
| Diou | 13.5 km | 49/100 | 1 343 |
| Thiel-sur-Acolin | 14.0 km | 57/100 | 1 027 |
| Charrin | 19.1 km | 48/100 | 605 |
❓ Frequently asked questions about Garnat-sur-Engièvre
What is the price per m² in Garnat-sur-Engièvre? ▶
The median price per m² in Garnat-sur-Engièvre is 1 750 €.
What is the rental yield in Garnat-sur-Engièvre? ▶
The gross rental yield in Garnat-sur-Engièvre is 5.9%.
Is Garnat-sur-Engièvre a good real estate investment? ▶
Garnat-sur-Engièvre has a ScorCity score of 61/100, making it an interesting investment.
What is the average energy rating in Garnat-sur-Engièvre? ▶
The most common energy rating class in Garnat-sur-Engièvre is F.
What are the natural risks in Garnat-sur-Engièvre? ▶
4 risks are identified in Garnat-sur-Engièvre: Par une crue à débordement lent de cours d'eau, Rupture de barrage, Inondation.