View of Diou, 03 — real-estate investment analysis Wikimedia Commons CC BY-SA

Diou

Rural municipality · 03290 · Auvergne-Rhône-Alpes

👥 Population
1 343
2023 · INSEE
🏠 Median price /m²
4 159 €
📈 613% since 2015
💰 Gross yield
2.0 %
rent / purchase price
⚡ Avg. energy rating
F
🔴 43.8 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Diou — Score 49/100.

Why this score? This score is penalized mainly by improvable safety statistics (10/100) and an energy-inefficient housing stock (12/100).
49
💰 Yield71
🌳 Quality of life50
📊 Dynamism52
💸 Affordability87
🛡️ Safety10
⚡ Energy rating12
🧮 Simulate your rental yield

🏠 Property prices

DVF · 5 Transactions · Diou

🏢 Apt. /m²
4 159 €
🏡 House /m²
989 €
📋 Transactions
5
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
6.86 €/m²
monthly
💰 Gross yield
2.0 %
⏳ Payback period
50.5 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
78.7 %
🏖️ Secondary homes
7.0 %
🚪 Vacant homes
14.3 %
🏢 Apartments
7.9 %
92.1 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
48
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
33.340 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
57.900 %
🏘️ Housing tax
18.920 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.460 %
🌾 Land tax (unbuilt) REI
18.47 %
🏢 CFE
25.94 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
1 343
2023
📐 Area
25.76 km²
52 inh/km²
💶 Median income
21 080 €
📊 Median age
52.4 yrs
24.7% under 30
💼 Activity rate
75.5 %
ages 15-64
📉 Unemployment rate
12.0 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
210
SIRENE database 2026
✨ 2024 creations
22
+15.8% vs 2023
📊 2023 creations
19
💼 Economic density
156
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Gilly-sur-Loire
À 3.38 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Dompierre-sur-Besbre
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Entr'Allier Besbre et Loire
EPCI
📍 Rail access
Good
Station distance

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🏥 Établissements de santé
2
Source FINESS
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
15
📋 Commerce
3
📋 Enseignement
2
🏥 Sante
9
⚽ Sport
8
🎭 Culture
1

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Escroqueries et fraudes aux moyens de paiement96.70 ‰6.3 ‰Dans la moyenne

⚡ Energy performance

80 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
2.5 %
C
3.8 %
D
16.2 %
16.2 %
E
33.8 %
33.8 %
F
35.0 %
35.0 %
G
8.8 %
8.8 %

43.8 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 4 risks identified

Par une crue à débordement lent de cours d'eau
Rupture de barrage
Inondation
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 994 analyses · SIVOM SOLOGNE BOURBONNAISE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
994

⚡ EV charging stations

IRVE

🔌 Stations
10
⚡ Charge points
20
🚀 Incl. fast charging
3

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Saligny-sur-Roudon 6.7 km 50/100 641
Dompierre-sur-Besbre 5.0 km 53/100 2 959
Pierrefitte-sur-Loire 5.4 km 51/100 506
Beaulon 8.8 km 21/100 1 649
Bourbon-Lancy 10.7 km 54/100 4 674
Saint-Léon 13.1 km 43/100 530
Chalmoux 11.2 km 61/100 639
Garnat-sur-Engièvre 13.5 km 61/100 653

❓ Frequently asked questions about Diou

What is the price per m² in Diou?

The median price per m² in Diou is 4 159 €.

What is the rental yield in Diou?

The gross rental yield in Diou is 2.0%.

Is Diou a good real estate investment?

Diou has a ScorCity score of 49/100, making it a moderate investment.

What is the average energy rating in Diou?

The most common energy rating class in Diou is F.

What are the natural risks in Diou?

4 risks are identified in Diou: Par une crue à débordement lent de cours d'eau, Rupture de barrage, Inondation.