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Saint-Germain-du-Puy
Small town · 18390 · Centre-Val de Loire
👥 Population
4 779
2023 · INSEE
🏠 Median price /m²
4 605 €
📈 248% since 2015
💰 Gross yield
2.9 %
rent / purchase price
⚡ Avg. energy rating
D
🔴 26.7 % energy sieves (F-G) (F-G)
🎯 Investment score Low
Saint-Germain-du-Puy — Score 26/100.
Why this score? This score is penalized mainly by a weak rental yield (5/100) and improvable safety statistics (5/100).
26
💰 Yield5
🌳 Quality of life65
📊 Dynamism58
💸 Affordability6
🛡️ Safety5
⚡ Energy rating30
🏠 Property prices
DVF · 3 Transactions · Saint-Germain-du-Puy
🏢 Apt. /m²
4 605 €
🏡 House /m²
1 758 €
📋 Transactions
3
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Bourges | 1 716 € | 1 786 € | 1186 | 64 186 |
| Vierzon | 1 245 € | 1 054 € | 582 | 25 068 |
| Saint-Amand-Montrond | 1 667 € | 1 122 € | 250 | 9 899 |
| Saint-Doulchard | 1 583 € | 1 762 € | 141 | 9 647 |
| Saint-Florent-sur-Cher | 1 250 € | 1 316 € | 100 | 6 463 |
| Mehun-sur-Yèvre | 1 020 € | 1 485 € | 129 | 6 380 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
11.2 €/m²
monthly
💰 Gross yield
2.9 %
⏳ Payback period
34.3 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
94.9 %
🏖️ Secondary homes
0.7 %
🚪 Vacant homes
4.4 %
🏢 Apartments
19.5 %
80.3 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B2
Low tension
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
566
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
46.530 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
81.260 %
🏘️ Housing tax
19.160 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
10.450 %
🏢 CFE
25.89 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
4 779
2023
📐 Area
22.04 km²
217 inh/km²
💶 Median income
21 990 €
📊 Median age
47.3 yrs
30.8% under 30
💼 Activity rate
75.1 %
ages 15-64
📉 Unemployment rate
12.5 %
2021 census
🎯 Poverty rateⓘShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
12.0 %
60% FILOSOFI threshold
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
777
SIRENE database 2026
✨ 2024 creations
53
-3.6% vs 2023
📊 2023 creations
55
💼 Economic density
163
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Saint-Germain-du-Puy
À 1.54 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Bourges
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Bourges Plus
EPCI
📍 Rail access
Excellent
Station distance
🎓 Education
National Education API
📚 Schools
—
🏫 Middle schools
1
🎓 High schools
—
🎯 Brevet exam (2021)ⓘBrevet (DNB) — French middle school exam. The rate shown is the average across public and private middle schools in the municipality, latest published session.
82.4 %
Average pass rate · 1 middle school
📊 Niveau social des établissements
Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.
🏫 Middle school IPS
| Middle school | Sector | IPS |
|---|---|---|
| COLLEGE JEAN ROSTAND | public | 98.1 |
🏥 Healthcare
BPE · FINESS
💊 Pharmacies
2
🏥 Établissements de santé
4
Source FINESS
💊 Pharmacies
2
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
78
📋 Commerce
72
📋 Enseignement
4
🏥 Sante
24
🚆 Transport
3
⚽ Sport
22
🛡️ Safety
SSMSI · SSMSI · Ministry of the Interior
| Indicator | Incidents | Rate ‰ | Nat. average | Gap |
|---|---|---|---|---|
| Destructions et dégradations volontaires | 78 | 16.30 ‰ | 7.2 ‰ | +126 % vs moy. |
| Cambriolages de logement | 59 | 24.10 ‰ | 7.5 ‰ | +221 % vs moy. |
| Vols sans violence contre des personnes | 43 | 9.00 ‰ | 7.3 ‰ | +23 % vs moy. |
| Escroqueries et fraudes aux moyens de paiement | 32 | 6.70 ‰ | 6.3 ‰ | Dans la moyenne |
| Vols dans les véhicules | 25 | 5.20 ‰ | 5.2 ‰ | Dans la moyenne |
| Violences physiques hors cadre familial | 20 | 4.20 ‰ | 4.0 ‰ | Dans la moyenne |
| Vols de véhicule | 15 | 3.10 ‰ | 2.4 ‰ | +29 % vs moy. |
| Violences physiques intrafamiliales | 14 | 2.90 ‰ | 4.2 ‰ | -31 % vs moy. |
| Usage de stupéfiants | 10 | 2.10 ‰ | 8.4 ‰ | -75 % vs moy. |
| Usage de stupéfiants (AFD) | 7 | 1.50 ‰ | 7.5 ‰ | -80 % vs moy. |
⚡ Energy performance
30 DPE · ADEME
📊 Energy rating distribution
A
10.0 %
10.0 %
B
3.3 %
C
6.7 %
D
26.7 %
26.7 %
E
26.7 %
26.7 %
F
20.0 %
20.0 %
G
6.7 %
26.7 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
⚠️ Natural and technological risks
Géorisques API · 5 risks identified
Mouvement de terrain
Phénomène lié à l'atmosphère
Transport de marchandises dangereuses
Risque industriel
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 1 905 analyses · COMMUNAUTE D'AGGLOMERATION BOURGES
⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 905
⚡ EV charging stations
IRVE
🔌 Stations
20
⚡ Charge points
104
🚀 Incl. fast charging
14
🎯 Municipalities with a similar score
Same region, score close to
Azay-le-Rideau
37190
26/100
3 438 Inhabitants
Dordives
45680
26/100
3 277 Inhabitants
Courmemin
41230
26/100
502 Inhabitants
Villefrancœur
41330
26/100
416 Inhabitants
Lion-en-Sullias
45600
26/100
382 Inhabitants
Écluzelles
28500
26/100
162 Inhabitants
Chanceaux-près-Loches
37600
26/100
109 Inhabitants
La Chapelle-Orthemale
36500
26/100
100 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Moulins-sur-Yèvre | 3.7 km | 44/100 | 850 |
| Fussy | 5.6 km | 29/100 | 1 891 |
| Pigny | 6.5 km | 56/100 | 966 |
| Vignoux-sous-les-Aix | 8.2 km | 63/100 | 708 |
| Sainte-Solange | 6.4 km | 47/100 | 1 111 |
| Soye-en-Septaine | 8.6 km | 52/100 | 582 |
| Bourges | 7.3 km | 68/100 | 64 186 |
| Saint-Georges-sur-Moulon | 9.6 km | 62/100 | 728 |
❓ Frequently asked questions about Saint-Germain-du-Puy
What is the price per m² in Saint-Germain-du-Puy? ▶
The median price per m² in Saint-Germain-du-Puy is 4 605 €.
What is the rental yield in Saint-Germain-du-Puy? ▶
The gross rental yield in Saint-Germain-du-Puy is 2.9%.
Is Saint-Germain-du-Puy a good real estate investment? ▶
Saint-Germain-du-Puy has a ScorCity score of 26/100, making it a risky investment.
What is the average energy rating in Saint-Germain-du-Puy? ▶
The most common energy rating class in Saint-Germain-du-Puy is D.
What are the natural risks in Saint-Germain-du-Puy? ▶
5 risks are identified in Saint-Germain-du-Puy: Mouvement de terrain, Phénomène lié à l'atmosphère, Transport de marchandises dangereuses.