View of Saint-Germain-du-Bel-Air, 46 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Germain-du-Bel-Air

Rural municipality · 46310 · Occitanie

👥 Population
624
2023 · INSEE
🏠 Median price /m²
2 268 €
📈 48% since 2015
💰 Gross yield
4.7 %
rent / purchase price
⚡ Avg. energy rating
E
🟠 12.5 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Saint-Germain-du-Bel-Air — Score 36/100.

Why this score? This score is penalized mainly by improvable safety statistics (14/100) and a weak rental yield (19/100).
36
💰 Yield19
🌳 Quality of life47
📊 Dynamism52
💸 Affordability33
🛡️ Safety14
⚡ Energy rating65
🧮 Simulate your rental yield

🏠 Property prices

DVF · 16 Transactions · Saint-Germain-du-Bel-Air

🏡 House /m²
2 268 €
📋 Transactions
16
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Cahors1 807 €1 883 €46220 050
Figeac1 823 €1 748 €2019 793
Gourdon1 465 €1 542 €1044 206
Pradines1 985 €2 072 €573 617
Gramat1 455 €1 746 €733 512
Saint-Céré2 800 €1 407 €643 429

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.97 €/m²
monthly
💰 Gross yield
4.7 %
⏳ Payback period
21.1 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
65.5 %
🏖️ Secondary homes
23.1 %
🚪 Vacant homes
11.4 %
🏢 Apartments
6.1 %
93.2 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
18
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
49.800 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
347.570 %
🏘️ Housing tax
20.200 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.670 %
🌾 Land tax (unbuilt) REI
134.00 %
🏢 CFE
30.75 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
624
2023
📐 Area
21.41 km²
29 inh/km²
💶 Median income
21 780 €
📊 Median age
58.1 yrs
23.3% under 30
💼 Activity rate
75.1 %
ages 15-64
📉 Unemployment rate
11.3 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
161
SIRENE database 2026
✨ 2024 creations
6
-53.8% vs 2023
📊 2023 creations
13
💼 Economic density
258
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Dégagnac
À 7.51 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Gourdon
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Quercy - Bouriane
EPCI
📍 Rail access
Good
Station distance

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🏥 Établissements de santé
2
Source FINESS
👵 EHPAD
1
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
13
📋 Commerce
3
📋 Enseignement
1
🏥 Sante
12
⚽ Sport
8
🎭 Culture
1

⚡ Energy performance

8 DPE · ADEME

📊 Energy rating distribution
A
12.5 %
12.5 %
B
0.0 %
C
12.5 %
12.5 %
D
12.5 %
12.5 %
E
50.0 %
50.0 %
F
12.5 %
12.5 %
G
0.0 %

12.5 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 6 risks identified

Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines)
Eboulement ou chutes de pierres et de blocs
Feu de forêt
Glissement de terrain
Mouvement de terrain
Tassements différentiels

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 1 100 analyses · MAIRIE DE SAINT GERMAIN DU BEL AIR

⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 100

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Le Vigan-en-Quercy 10.8 km 28/100 1 535
Gourdon 11.5 km 57/100 4 206
Dégagnac 9.5 km 55/100 642
Catus 12.1 km 53/100 921
Espère 15.5 km 53/100 963
Payrignac 14.9 km 48/100 651
Montfaucon 12.2 km 37/100 584
Payrac 16.6 km 50/100 669

❓ Frequently asked questions about Saint-Germain-du-Bel-Air

What is the price per m² in Saint-Germain-du-Bel-Air?

The median price per m² in Saint-Germain-du-Bel-Air is 2 268 €.

What is the rental yield in Saint-Germain-du-Bel-Air?

The gross rental yield in Saint-Germain-du-Bel-Air is 4.7%.

Is Saint-Germain-du-Bel-Air a good real estate investment?

Saint-Germain-du-Bel-Air has a ScorCity score of 36/100, making it a risky investment.

What is the average energy rating in Saint-Germain-du-Bel-Air?

The most common energy rating class in Saint-Germain-du-Bel-Air is E.

What are the natural risks in Saint-Germain-du-Bel-Air?

6 risks are identified in Saint-Germain-du-Bel-Air: Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines), Eboulement ou chutes de pierres et de blocs, Feu de forêt.