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Saint-Germain-de-Salles
Rural municipality · 03140 · Auvergne-Rhône-Alpes
👥 Population
434
2023 · INSEE
🏠 Median price /m²
3 345 €
📈 201% since 2015
💰 Gross yield
3.2 %
rent / purchase price
⚡ Avg. energy rating
A
✅ 8.3 % energy sieves (F-G) (F-G)
🎯 Investment score Low
Saint-Germain-de-Salles — Score 34/100.
Why this score? This score is penalized mainly by a weak rental yield (7/100) and a high purchase price for the area (14/100).
34
💰 Yield7
🌳 Quality of life50
📊 Dynamism52
💸 Affordability14
🛡️ Safety14
⚡ Energy rating82
🏠 Property prices
DVF · 19 Transactions · Saint-Germain-de-Salles
🏡 House /m²
3 345 €
📋 Transactions
19
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.92 €/m²
monthly
💰 Gross yield
3.2 %
⏳ Payback period
31.3 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
77.7 %
🏖️ Secondary homes
12.2 %
🚪 Vacant homes
10.2 %
🏢 Apartments
1.6 %
98.4 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
34.160 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
62.010 %
🏘️ Housing tax
17.870 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
16.380 %
🌾 Land tax (unbuilt) REI
21.30 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
434
2023
📐 Area
11.72 km²
37 inh/km²
💶 Median income
22 420 €
📊 Median age
48.5 yrs
27.9% under 30
💼 Activity rate
74.9 %
ages 15-64
📉 Unemployment rate
13.8 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
89
SIRENE database 2026
✨ 2024 creations
9
+125.0% vs 2023
📊 2023 creations
4
💼 Economic density
205
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Saint-Bonnet-de-Rochefort
À 7.83 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Saint-Pourçain Sioule Limagne
EPCI
📍 Rail access
Good
Station distance
🎓 Education
National Education API
📚 Schools
1
🏫 Middle schools
—
🎓 High schools
—
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
5
📋 Commerce
2
📋 Enseignement
1
⚽ Sport
4
🎭 Culture
1
⚡ Energy performance
12 DPE · ADEME
📊 Energy rating distribution
A
41.7 %
41.7 %
B
0.0 %
C
8.3 %
8.3 %
D
8.3 %
8.3 %
E
33.3 %
33.3 %
F
0.0 %
G
8.3 %
8.3 %
8.3 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 1 protected monuments
| Building | Era |
|---|---|
| château | 1ère moitié 16e siècle |
⚠️ Natural and technological risks
Géorisques API · 4 risks identified
Par une crue torrentielle ou à montée rapide de cours d'eau
Rupture de barrage
Inondation
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 241 analyses · SIVOM SIOULE ET BOUBLE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
241
🎯 Municipalities with a similar score
Same region, score close to
Reignier-Ésery
74930
34/100
8 464 Inhabitants
La Verpillière
38290
34/100
7 786 Inhabitants
Saint-Bonnet-de-Mure
69720
34/100
6 984 Inhabitants
La Balme-de-Sillingy
74330
34/100
5 336 Inhabitants
Saint-Marcellin-en-Forez
42680
34/100
5 116 Inhabitants
Plateau d'Hauteville
01110
34/100
4 857 Inhabitants
Chabanière
69440
34/100
4 323 Inhabitants
Beauvallon
69700
34/100
4 260 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Étroussat | 3.9 km | 40/100 | 649 |
| Jenzat | 3.6 km | 57/100 | 517 |
| Escurolles | 6.1 km | 62/100 | 804 |
| Broût-Vernet | 5.5 km | 27/100 | 1 217 |
| Saint-Pont | 6.5 km | 67/100 | 689 |
| Chantelle | 7.8 km | 50/100 | 1 131 |
| Bayet | 8.8 km | 55/100 | 672 |
| Saint-Bonnet-de-Rochefort | 7.7 km | 56/100 | 713 |
❓ Frequently asked questions about Saint-Germain-de-Salles
What is the price per m² in Saint-Germain-de-Salles? ▶
The median price per m² in Saint-Germain-de-Salles is 3 345 €.
What is the rental yield in Saint-Germain-de-Salles? ▶
The gross rental yield in Saint-Germain-de-Salles is 3.2%.
Is Saint-Germain-de-Salles a good real estate investment? ▶
Saint-Germain-de-Salles has a ScorCity score of 34/100, making it a risky investment.
What is the average energy rating in Saint-Germain-de-Salles? ▶
The most common energy rating class in Saint-Germain-de-Salles is A.
What are the natural risks in Saint-Germain-de-Salles? ▶
4 risks are identified in Saint-Germain-de-Salles: Par une crue torrentielle ou à montée rapide de cours d'eau, Rupture de barrage, Inondation.