View of Saint-Pont, 03 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Pont

Rural municipality · 03110 · Auvergne-Rhône-Alpes

👥 Population
689
2023 · INSEE
🏠 Median price /m²
3 829 €
📈 261% since 2015
💰 Gross yield
3.5 %
rent / purchase price
⚡ Avg. energy rating
B
🔴 16.7 % energy sieves (F-G) (F-G)
🎯 Investment score Good

Saint-Pont — Score 67/100.

67
💰 Yield99
🌳 Quality of life42
📊 Dynamism50
💸 Affordability98
🛡️ Safety14
⚡ Energy rating80
🧮 Simulate your rental yield

🏠 Property prices

DVF · 2 Transactions · Saint-Pont

🏢 Apt. /m²
3 829 €
🏡 House /m²
508 €
📋 Transactions
2
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
11.05 €/m²
monthly
💰 Gross yield
3.5 %
⏳ Payback period
28.9 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
87.0 %
🏖️ Secondary homes
7.2 %
🚪 Vacant homes
5.8 %
🏢 Apartments
0.6 %
99.4 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
33.730 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
75.660 %
🏘️ Housing tax
24.100 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
15.600 %
🌾 Land tax (unbuilt) REI
34.69 %
🏢 CFE
28.63 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
689
2023
📐 Area
12.47 km²
55 inh/km²
💶 Median income
23 790 €
📊 Median age
39.2 yrs
35.2% under 30
💼 Activity rate
84.3 %
ages 15-64
📉 Unemployment rate
5.9 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
119
SIRENE database 2026
✨ 2024 creations
20
+150.0% vs 2023
📊 2023 creations
8
💼 Economic density
173
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Gannat
À 9.37 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Vichy
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Vichy Communauté
EPCI
📍 Rail access
Good
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
10
📋 Enseignement
1
🏥 Sante
3
⚽ Sport
3

⚡ Energy performance

6 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
33.3 %
33.3 %
C
16.7 %
16.7 %
D
33.3 %
33.3 %
E
0.0 %
F
16.7 %
16.7 %
G
0.0 %

16.7 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 2 protected monuments

BuildingEra
église11e siècle;12e siècle;19e siècle
château17e siècle;18e siècle

⚠️ Natural and technological risks

Géorisques API · 1 risks identified

Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 184 analyses · SIVOM SIOULE ET BOUBLE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
184

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Escurolles 2.4 km 62/100 804
Broût-Vernet 4.9 km 27/100 1 217
Cognat-Lyonne 5.1 km 39/100 706
Espinasse-Vozelle 4.1 km 52/100 995
Vendat 4.2 km 37/100 2 292
Biozat 8.2 km 49/100 933
Serbannes 7.3 km 55/100 854
Saint-Rémy-en-Rollat 7.6 km 55/100 1 774

❓ Frequently asked questions about Saint-Pont

What is the price per m² in Saint-Pont?

The median price per m² in Saint-Pont is 3 829 €.

What is the rental yield in Saint-Pont?

The gross rental yield in Saint-Pont is 3.5%.

Is Saint-Pont a good real estate investment?

Saint-Pont has a ScorCity score of 67/100, making it an interesting investment.

What is the average energy rating in Saint-Pont?

The most common energy rating class in Saint-Pont is B.

What are the natural risks in Saint-Pont?

1 risks are identified in Saint-Pont: Séisme.