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Cognat-Lyonne
Rural municipality · 03110 · Auvergne-Rhône-Alpes
👥 Population
706
2023 · INSEE
🏠 Median price /m²
2 097 €
📈 81% since 2015
💰 Gross yield
5.1 %
rent / purchase price
⚡ Avg. energy rating
D
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Low
Cognat-Lyonne — Score 39/100.
Why this score? This score is penalized mainly by improvable safety statistics (14/100) and a weak rental yield (24/100).
39
💰 Yield24
🌳 Quality of life41
📊 Dynamism51
💸 Affordability39
🛡️ Safety14
⚡ Energy rating74
🏠 Property prices
DVF · 13 Transactions · Cognat-Lyonne
🏡 House /m²
2 097 €
📋 Transactions
13
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.92 €/m²
monthly
💰 Gross yield
5.1 %
⏳ Payback period
19.6 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
86.1 %
🏖️ Secondary homes
1.5 %
🚪 Vacant homes
12.3 %
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
16
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
39.230 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
85.870 %
🏘️ Housing tax
28.510 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
15.600 %
🏢 CFE
28.63 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
706
2023
📐 Area
12.59 km²
56 inh/km²
💶 Median income
22 770 €
📊 Median age
45.3 yrs
31.9% under 30
💼 Activity rate
76.3 %
ages 15-64
📉 Unemployment rate
5.1 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
129
SIRENE database 2026
✨ 2024 creations
11
-21.4% vs 2023
📊 2023 creations
14
💼 Economic density
183
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Gannat
À 7.49 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Vichy
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Vichy Communauté
EPCI
📍 Rail access
Good
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
12
📋 Commerce
2
📋 Enseignement
1
🏥 Sante
5
⚽ Sport
2
⚡ Energy performance
4 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
25.0 %
25.0 %
D
50.0 %
50.0 %
E
25.0 %
25.0 %
F
0.0 %
G
0.0 %
0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 2 protected monuments
| Building | Era |
|---|---|
| château | 15e siècle;2e moitié 16e siècle;1ère moitié 17e si |
| église | 12e siècle |
⚠️ Natural and technological risks
Géorisques API · 2 risks identified
Transport de marchandises dangereuses
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 258 analyses · SIVOM SIOULE ET BOUBLE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
258
⚡ EV charging stations
IRVE
🔌 Stations
2
⚡ Charge points
4
🚀 Incl. fast charging
0
🎯 Municipalities with a similar score
Same region, score close to
Crest
26400
39/100
8 658 Inhabitants
Varces-Allières-et-Risset
38760
39/100
8 542 Inhabitants
Sorbiers
42290
39/100
8 116 Inhabitants
Saint-Marcellin
38160
39/100
7 700 Inhabitants
Ugine
73400
39/100
7 154 Inhabitants
Chabeuil
26120
39/100
6 833 Inhabitants
Saint-Alban-Leysse
73230
39/100
6 734 Inhabitants
Lezoux
63190
39/100
6 528 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Biozat | 3.3 km | 49/100 | 933 |
| Espinasse-Vozelle | 3.5 km | 52/100 | 995 |
| Saint-Pont | 5.1 km | 67/100 | 689 |
| Escurolles | 4.5 km | 62/100 | 804 |
| Serbannes | 4.0 km | 55/100 | 854 |
| Vendat | 6.6 km | 37/100 | 2 292 |
| Brugheas | 6.4 km | 39/100 | 1 564 |
| Effiat | 8.1 km | 40/100 | 1 124 |
❓ Frequently asked questions about Cognat-Lyonne
What is the price per m² in Cognat-Lyonne? ▶
The median price per m² in Cognat-Lyonne is 2 097 €.
What is the rental yield in Cognat-Lyonne? ▶
The gross rental yield in Cognat-Lyonne is 5.1%.
Is Cognat-Lyonne a good real estate investment? ▶
Cognat-Lyonne has a ScorCity score of 39/100, making it a risky investment.
What is the average energy rating in Cognat-Lyonne? ▶
The most common energy rating class in Cognat-Lyonne is D.
What are the natural risks in Cognat-Lyonne? ▶
2 risks are identified in Cognat-Lyonne: Transport de marchandises dangereuses, Séisme.