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Effiat
Rural municipality · 63260 · Auvergne-Rhône-Alpes
👥 Population
1 124
2023 · INSEE
🏠 Median price /m²
1 958 €
📈 21% since 2015
💰 Gross yield
5.3 %
rent / purchase price
⚡ Avg. energy rating
E
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Effiat — Score 40/100.
Why this score? This score is penalized mainly by improvable safety statistics (14/100) and a weak rental yield (27/100).
40
💰 Yield27
🌳 Quality of life53
📊 Dynamism51
💸 Affordability45
🛡️ Safety14
⚡ Energy rating58
🏠 Property prices
DVF · 2 Transactions · Effiat
🏢 Apt. /m²
1 958 €
🏡 House /m²
1 667 €
📋 Transactions
2
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Clermont-Ferrand | 2 276 € | 2 412 € | 2366 | 146 351 |
| Cournon-d'Auvergne | 2 089 € | 2 364 € | 225 | 19 951 |
| Riom | 2 410 € | 2 334 € | 283 | 18 820 |
| Chamalières | 2 357 € | 3 409 € | 355 | 17 509 |
| Issoire | 1 877 € | 2 156 € | 269 | 15 115 |
| Pont-du-Château | 3 784 € | 2 504 € | 123 | 12 412 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.57 €/m²
monthly
💰 Gross yield
5.3 %
⏳ Payback period
19.0 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
86.3 %
🏖️ Secondary homes
2.7 %
🚪 Vacant homes
11.0 %
🏢 Apartments
3.8 %
96.2 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
36.460 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
114.460 %
🏘️ Housing tax
19.690 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
9.180 %
🌾 Land tax (unbuilt) REI
18.10 %
🏢 CFE
25.93 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
1 124
2023
📐 Area
20.14 km²
56 inh/km²
💶 Median income
23 700 €
📊 Median age
43.6 yrs
31.4% under 30
💼 Activity rate
79.6 %
ages 15-64
📉 Unemployment rate
4.0 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
174
SIRENE database 2026
✨ 2024 creations
12
+0.0% vs 2023
📊 2023 creations
12
💼 Economic density
155
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Aigueperse
À 6.72 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Clermont-Ferrand
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Plaine Limagne
EPCI
📍 Rail access
Good
Station distance
🏥 Healthcare
FINESS
🏥 Établissements de santé
1
👵 EHPAD
1
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
17
📋 Commerce
1
📋 Enseignement
1
🏥 Sante
2
⚽ Sport
5
⚡ Energy performance
3 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
33.3 %
33.3 %
E
66.7 %
66.7 %
F
0.0 %
G
0.0 %
0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 4 protected monuments
| Building | Era |
|---|---|
| château | 15e siècle;16e siècle;1ère moitié 17e siècle |
| église | 17e siècle |
| château | 17e siècle |
| hospice | 17e siècle |
⚠️ Natural and technological risks
Géorisques API · 10 risks identified
Transport de marchandises dangereuses
Tassements différentiels
Tempête et grains (vent)
Feu de forêt
Mouvement de terrain
Phénomène lié à l'atmosphère
Radon
Inondation
Séisme
Par ruissellement et coulée de boue
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 440 analyses · SYNDICAT MIXTE DE SIOULE ET MORGE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
440
⚡ EV charging stations
IRVE
🔌 Stations
8
⚡ Charge points
64
🚀 Incl. fast charging
8
🎯 Municipalities with a similar score
Same region, score close to
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📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Saint-Clément-de-Régnat | 4.6 km | 42/100 | 516 |
| Biozat | 4.8 km | 49/100 | 933 |
| Bussières-et-Pruns | 4.7 km | 63/100 | 512 |
| Villeneuve-les-Cerfs | 4.4 km | 47/100 | 514 |
| Thuret | 7.2 km | 36/100 | 911 |
| Cognat-Lyonne | 8.1 km | 39/100 | 706 |
| Aigueperse | 6.4 km | 46/100 | 2 665 |
| Saint-André-le-Coq | 9.1 km | 55/100 | 578 |
❓ Frequently asked questions about Effiat
What is the price per m² in Effiat? ▶
The median price per m² in Effiat is 1 958 €.
What is the rental yield in Effiat? ▶
The gross rental yield in Effiat is 5.3%.
Is Effiat a good real estate investment? ▶
Effiat has a ScorCity score of 40/100, making it a moderate investment.
What is the average energy rating in Effiat? ▶
The most common energy rating class in Effiat is E.
What are the natural risks in Effiat? ▶
10 risks are identified in Effiat: Transport de marchandises dangereuses, Tassements différentiels, Tempête et grains (vent).