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Saint-Étienne

Metropolis · 42000 · Auvergne-Rhône-Alpes

👥 Population
173 136
2023 · INSEE
🏠 Median price /m²
1 346 €
📈 1% since 2015
💰 Gross yield
8.8 %
rent / purchase price
⚡ Avg. energy rating
D
✅ 9.7 % energy sieves (F-G) (F-G)
🎯 Investment score Good

Saint-Étienne — Score 67/100.

67
💰 Yield75
🌳 Quality of life80
📊 Dynamism100
💸 Affordability73
🛡️ Safety9
⚡ Energy rating62
🧮 Simulate your rental yield

🏠 Property prices

DVF · 3 286 Transactions · Saint-Étienne

🏢 Apt. /m²
1 346 €
🏡 House /m²
2 131 €
📋 Transactions
3 286
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Saint-Étienne1 346 €2 131 €3566173 136
Saint-Chamond1 438 €2 330 €41835 646
Roanne1 469 €1 730 €93235 409
Firminy1 176 €2 059 €25017 060
Montbrison2 088 €2 258 €24016 123
Saint-Just-Saint-Rambert2 319 €2 875 €18915 764

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
9.88 €/m²
monthly
💰 Gross yield
8.8 %
⏳ Payback period
11.4 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
85.3 %
🏖️ Secondary homes
2.3 %
🚪 Vacant homes
12.5 %
🏢 Apartments
86.9 %
10.8 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B2
Low tension
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
19 521
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
48.160 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
86.570 %
🏘️ Housing tax
34.760 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
8.300 %
🌾 Land tax (unbuilt) REI
48.62 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
173 136
2023
📐 Area
80.03 km²
2163 inh/km²
💶 Median income
19 010 €
📊 Median age
37.4 yrs
40.8% under 30
💼 Activity rate
68.0 %
ages 15-64
📉 Unemployment rate
19.6 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
28.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
40 589
SIRENE database 2026
✨ 2024 creations
4 113
+16.6% vs 2023
📊 2023 creations
3 528
💼 Economic density
234
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Saint-Étienne Le Clapier
À 1.71 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Saint-Étienne
Main hub
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
Saint-Étienne Métropole
EPCI
📍 Rail access
Excellent
Station distance

🎓 Education

National Education API

📚 Schools
14
🏫 Middle schools
18
🎓 High schools
9
🏆 Baccalaureate results
High schoolTypePass rateHonorsV.A.
LYCEE SAINT PAULprivé sous contrat99.0 %+0.0
EXTERNAT SAINT MICHELprivé sous contrat99.0 %+0.0
LYCEE JEAN MONNETpublic97.0 %+1.0
LYCEE LA SALESIENNE (GENERAL ET TECHNO.)privé sous contrat96.0 %+0.0
LYCEE TEZENAS DU MONTCELprivé sous contrat95.0 %-1.0
LYCEE CLAUDE FAURIELpublic92.0 %-5.0
LYCEE ETIENNE MIMARDpublic90.0 %-6.0
LYCEE HONORE D'URFEpublic89.0 %-4.0
LYCEE LA SALLE SAINT LOUIS SAINTE BARBEprivé sous contrat87.0 %-9.0
🎯 Brevet exam (2021)Brevet (DNB) — French middle school exam. The rate shown is the average across public and private middle schools in the municipality, latest published session.
84.0 %
Average pass rate · 25 middle schools

📊 Niveau social des établissements

Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.

🏫 Middle school IPS
Middle schoolSectorIPS
COLLEGE PRIVE EXTERNAT SAINT MICHELprivé sous contrat116.6
COLLEGE PRIVE SAINT PAULprivé sous contrat114.4
COLLEGE PRIVE LES CHARTREUX SAINTE FAMILLEprivé sous contrat114.2
COLLEGE PRIVE NOTRE DAME D ESPERANCEprivé sous contrat107.9
COLLEGE LES CHAMPSpublic102.1
COLLEGE PRIVE TEZENAS DU MONTCELprivé sous contrat94.1
COLLEGE LE PORTAIL ROUGEpublic93.4
COLLEGE GAMBETTApublic90.5
COLLEGE PRIVE ENSEMBLE SCOLAIRE LA SALLEprivé sous contrat89.5
COLLEGE ARISTIDE BRIANDpublic89.0
COLLEGE CLAUDE FAURIELpublic86.9
COLLEGE PRIVE SAINTE MARIEprivé sous contrat83.8
COLLEGE HONORE D URFEpublic83.7
COLLEGE PRIVE LES MARISTES ST ETIENNEprivé sous contrat83.6
COLLEGE PUITS DE LA LOIREpublic74.7
COLLEGE JEAN DASTEpublic70.9
COLLEGE MARC SEGUINpublic69.1
COLLEGE JULES VALLESpublic62.6

🏥 Healthcare

BPE · FINESS

🏥 Hospitals
3
💊 Pharmacies
47
🔬 Laboratories
9
🏥 Établissements de santé
329
Source FINESS
👵 EHPAD
23
💊 Pharmacies
47

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
3109
📋 Commerce
1153
📋 Enseignement
242
🏥 Sante
1745
🚆 Transport
81
⚽ Sport
289
🎭 Culture
62

🏛️ Public services

Public Service Directory API · 14 services

CategoryQtyExamples
📋 service public9Université Saint-Étienne - Jean-Monnet - Cap Avenir, France services - Saint-Étienne (itinérant) - UDAF, Service de la publicité foncière et de l'enregistrement (SPFE) - Saint-Etienne
🏛️ Préfecture, sous-préfecture2Service de l'action territoriale - Loire, Service des migrations et de l'intégration - Loire
📋 Service déconcentré1Groupement de gendarmerie départementale - Loire
📋 Établissement public1Centre régional de pharmacovigilance - Saint-Etienne
📋 Association d'utilité publique1Société d'aménagement foncier et d'établissement rural (Safer) - Loire

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Vols sans violence contre des personnes2 64315.30 ‰7.3 ‰+110 % vs moy.
Destructions et dégradations volontaires2 62715.20 ‰7.2 ‰+111 % vs moy.
Vols dans les véhicules1 84510.70 ‰5.2 ‰+106 % vs moy.
Usage de stupéfiants1 4188.20 ‰8.4 ‰Dans la moyenne
Escroqueries et fraudes aux moyens de paiement1 2167.00 ‰6.3 ‰Dans la moyenne
Usage de stupéfiants (AFD)1 1356.60 ‰7.5 ‰Dans la moyenne
Cambriolages de logement1 0059.90 ‰7.5 ‰+32 % vs moy.
Vols violents sans arme7654.40 ‰1.0 ‰+340 % vs moy.
Violences physiques hors cadre familial7504.30 ‰4.0 ‰Dans la moyenne
Violences physiques intrafamiliales6803.90 ‰4.2 ‰Dans la moyenne
Vols d'accessoires sur véhicules6333.70 ‰3.7 ‰Dans la moyenne
Vols de véhicule4872.80 ‰2.4 ‰+17 % vs moy.
Violences sexuelles2621.50 ‰2.4 ‰-38 % vs moy.
Trafic de stupéfiants1050.60 ‰2.2 ‰-73 % vs moy.
Vols avec armes460.30 ‰0.6 ‰-50 % vs moy.

⚡ Energy performance

1 584 DPE · ADEME

📊 Energy rating distribution
A
0.5 %
B
1.7 %
C
15.8 %
15.8 %
D
40.5 %
40.5 %
E
31.8 %
31.8 %
F
8.2 %
8.2 %
G
1.5 %

9.7 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 40 protected monuments

BuildingEra
monument20e siècle
kiosque3e quart 19e siècle;1er quart 20e siècle
maison16e siècle
chapelle1ère moitié 18e siècle
immeuble1er quart 20e siècle
usine d'armes;usine de cycles4e quart 19e siècle;1er quart 20e siècle
immeuble2e quart 20e siècle
bourse1er quart 20e siècle
immeuble1er quart 20e siècle
immeuble1er quart 20e siècle

⚠️ Natural and technological risks

Géorisques API · 19 risks identified

Tempête et grains (vent)
Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines)
Eboulement ou chutes de pierres et de blocs
Effondrements localisés
Engins de guerre
Glissement de terrain
Glissements ou mouvements de pente
Tassements
Tassements différentiels
Affaissement minier
Mouvement de terrain
Par une crue torrentielle ou à montée rapide de cours d'eau
Par une crue à débordement lent de cours d'eau
Phénomène lié à l'atmosphère
Radon
Rupture de barrage
Inondation
Séisme
Risque industriel

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 114 974 analyses · SAUR

⚗️ Physicochemistry
✅ Compliant
📋 analyses
114 974

⚡ EV charging stations

IRVE

🔌 Stations
523
⚡ Charge points
3998
🚀 Incl. fast charging
121

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
La Ricamarie 2.2 km 62/100 8 039
Roche-la-Molière 3.0 km 54/100 9 843
Le Chambon-Feugerolles 4.3 km 47/100 12 314
Saint-Genest-Lerpt 4.3 km 49/100 6 181
Villars 5.0 km 62/100 7 664
Saint-Priest-en-Jarez 5.6 km 44/100 6 471
Saint-Romain-les-Atheux 6.7 km 40/100 956
L'Étrat 7.8 km 47/100 2 879

❓ Frequently asked questions about Saint-Étienne

What is the price per m² in Saint-Étienne?

The median price per m² in Saint-Étienne is 1 346 €.

What is the rental yield in Saint-Étienne?

The gross rental yield in Saint-Étienne is 8.8%.

Is Saint-Étienne a good real estate investment?

Saint-Étienne has a ScorCity score of 67/100, making it an interesting investment.

What is the average energy rating in Saint-Étienne?

The most common energy rating class in Saint-Étienne is D.

What are the natural risks in Saint-Étienne?

19 risks are identified in Saint-Étienne: Tempête et grains (vent), Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines), Eboulement ou chutes de pierres et de blocs.