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Naves
Rural municipality · 03330 · Auvergne-Rhône-Alpes
👥 Population
146
2023 · INSEE
🏠 Median price /m²
1 511 €
📈 7% since 2015
💰 Gross yield
6.8 %
rent / purchase price
⚡ Avg. energy rating
D
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Naves — Score 51/100.
51
💰 Yield53
🌳 Quality of life64
📊 Dynamism51
💸 Affordability65
🛡️ Safety14
⚡ Energy rating58
🏠 Property prices
DVF · 7 Transactions · Naves
🏡 House /m²
1 511 €
📋 Transactions
7
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.57 €/m²
monthly
💰 Gross yield
6.8 %
⏳ Payback period
14.7 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
52.5 %
🏖️ Secondary homes
17.0 %
🚪 Vacant homes
30.5 %
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
29.080 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
68.870 %
🏘️ Housing tax
19.830 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
17.230 %
🌾 Land tax (unbuilt) REI
3.30 %
🏢 CFE
28.18 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
146
2023
📐 Area
8.17 km²
18 inh/km²
💶 Median income
22 190 €
📊 Median age
51.5 yrs
22.0% under 30
💼 Activity rate
75.9 %
ages 15-64
📉 Unemployment rate
11.7 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
35
SIRENE database 2026
✨ 2024 creations
2
-50.0% vs 2023
📊 2023 creations
4
💼 Economic density
240
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Saint-Bonnet-de-Rochefort
À 3.64 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Saint-Pourçain Sioule Limagne
EPCI
📍 Rail access
Good
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
4
⚽ Sport
2
⚡ Energy performance
2 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
100.0 %
100.0 %
E
0.0 %
F
0.0 %
G
0.0 %
0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 1 protected monuments
| Building | Era |
|---|---|
| château | 14e siècle;15e siècle |
⚠️ Natural and technological risks
Géorisques API · 1 risks identified
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 186 analyses · SIVOM SIOULE ET BOUBLE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
186
🎯 Municipalities with a similar score
Same region, score close to
Lyon
69000
51/100
519 127 Inhabitants
Lyon 9e
69009
51/100
53 567 Inhabitants
Thonon-les-Bains
74200
51/100
37 928 Inhabitants
Villefranche-sur-Saône
69400
51/100
36 172 Inhabitants
Lyon 2e
69002
51/100
29 981 Inhabitants
Décines-Charpieu
69150
51/100
29 877 Inhabitants
Lyon 1er
69001
51/100
28 717 Inhabitants
Valserhône
01200
51/100
16 712 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Saint-Bonnet-de-Rochefort | 3.7 km | 56/100 | 713 |
| Bellenaves | 5.1 km | 33/100 | 983 |
| Chantelle | 7.7 km | 50/100 | 1 131 |
| Ébreuil | 7.9 km | 32/100 | 1 306 |
| Jenzat | 6.8 km | 57/100 | 517 |
| Gannat | 9.6 km | 38/100 | 5 610 |
| Étroussat | 9.6 km | 40/100 | 649 |
| Vensat | 14.1 km | 53/100 | 569 |
❓ Frequently asked questions about Naves
What is the price per m² in Naves? ▶
The median price per m² in Naves is 1 511 €.
What is the rental yield in Naves? ▶
The gross rental yield in Naves is 6.8%.
Is Naves a good real estate investment? ▶
Naves has a ScorCity score of 51/100, making it a moderate investment.
What is the average energy rating in Naves? ▶
The most common energy rating class in Naves is D.
What are the natural risks in Naves? ▶
1 risks are identified in Naves: Séisme.