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Germigny-sur-Loire
Rural municipality · 58320 · Bourgogne-Franche-Comté
👥 Population
738
2023 · INSEE
🏠 Median price /m²
1 333 €
📈 3% since 2015
💰 Gross yield
7.7 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 28.9 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Germigny-sur-Loire — Score 47/100.
Why this score? This score is penalized mainly by improvable safety statistics (14/100) and an energy-inefficient housing stock (22/100).
47
💰 Yield65
🌳 Quality of life46
📊 Dynamism52
💸 Affordability73
🛡️ Safety14
⚡ Energy rating22
🏠 Property prices
DVF · 19 Transactions · Germigny-sur-Loire
🏡 House /m²
1 333 €
📋 Transactions
19
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Nevers | 1 312 € | 1 422 € | 758 | 33 085 |
| Cosne-Cours-sur-Loire | 1 554 € | 1 267 € | 227 | 9 733 |
| Varennes-Vauzelles | 1 333 € | 1 585 € | 104 | 9 146 |
| Decize | 784 € | 1 158 € | 107 | 4 932 |
| La Charité-sur-Loire | 1 515 € | 1 258 € | 93 | 4 705 |
| Fourchambault | 1 357 € | 865 € | 68 | 3 992 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.59 €/m²
monthly
💰 Gross yield
7.7 %
⏳ Payback period
12.9 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
87.0 %
🏖️ Secondary homes
4.1 %
🚪 Vacant homes
8.9 %
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B2
Low tension
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
42.940 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
103.590 %
🏘️ Housing tax
23.610 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
6.500 %
🌾 Land tax (unbuilt) REI
60.43 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
738
2023
📐 Area
18.89 km²
39 inh/km²
💶 Median income
22 720 €
📊 Median age
43.1 yrs
32.2% under 30
💼 Activity rate
79.8 %
ages 15-64
📉 Unemployment rate
5.9 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
119
SIRENE database 2026
✨ 2024 creations
13
+30.0% vs 2023
📊 2023 creations
10
💼 Economic density
161
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Pougues-les-Eaux
À 3.49 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Nevers
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA de Nevers
EPCI
📍 Rail access
Good
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
11
📋 Enseignement
1
⚽ Sport
3
⚡ Energy performance
45 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
8.9 %
8.9 %
D
28.9 %
28.9 %
E
33.3 %
33.3 %
F
11.1 %
11.1 %
G
17.8 %
17.8 %
28.9 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 11 652 analyses · AGGLOMERATION DE NEVERS
⚗️ Physicochemistry
✅ Compliant
📋 analyses
11 652
🎯 Municipalities with a similar score
Same region, score close to
Torcy
71210
47/100
2 678 Inhabitants
Rioz
70190
47/100
2 398 Inhabitants
Véron
89510
47/100
1 849 Inhabitants
Épervans
71380
47/100
1 667 Inhabitants
Jussey
70500
47/100
1 558 Inhabitants
Saint-Martin-du-Tertre
89100
47/100
1 536 Inhabitants
Sermoise-sur-Loire
58000
47/100
1 486 Inhabitants
Lamarche-sur-Saône
21760
47/100
1 382 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Pougues-les-Eaux | 3.5 km | 65/100 | 2 401 |
| Beffes | 4.2 km | 62/100 | 602 |
| Jouet-sur-l'Aubois | 4.7 km | 45/100 | 1 303 |
| Cours-les-Barres | 6.1 km | 56/100 | 1 021 |
| Garchizy | 5.0 km | 73/100 | 3 648 |
| Marseilles-lès-Aubigny | 4.5 km | 54/100 | 645 |
| La Marche | 8.0 km | 55/100 | 509 |
| Fourchambault | 7.5 km | 50/100 | 3 992 |
❓ Frequently asked questions about Germigny-sur-Loire
What is the price per m² in Germigny-sur-Loire? ▶
The median price per m² in Germigny-sur-Loire is 1 333 €.
What is the rental yield in Germigny-sur-Loire? ▶
The gross rental yield in Germigny-sur-Loire is 7.7%.
Is Germigny-sur-Loire a good real estate investment? ▶
Germigny-sur-Loire has a ScorCity score of 47/100, making it a moderate investment.
What is the average energy rating in Germigny-sur-Loire? ▶
The most common energy rating class in Germigny-sur-Loire is E.