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Sermoise-sur-Loire
Rural municipality · 58000 · Bourgogne-Franche-Comté
👥 Population
1 486
2023 · INSEE
🏠 Median price /m²
1 500 €
📈 26% since 2015
💰 Gross yield
7.3 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 30.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Sermoise-sur-Loire — Score 47/100.
Why this score? This score is penalized mainly by improvable safety statistics (14/100) and an energy-inefficient housing stock (17/100).
47
💰 Yield60
🌳 Quality of life64
📊 Dynamism52
💸 Affordability65
🛡️ Safety14
⚡ Energy rating17
🏠 Property prices
DVF · 2 Transactions · Sermoise-sur-Loire
🏢 Apt. /m²
1 500 €
🏡 House /m²
1 264 €
📋 Transactions
2
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Nevers | 1 312 € | 1 422 € | 758 | 33 085 |
| Cosne-Cours-sur-Loire | 1 554 € | 1 267 € | 227 | 9 733 |
| Varennes-Vauzelles | 1 333 € | 1 585 € | 104 | 9 146 |
| Decize | 784 € | 1 158 € | 107 | 4 932 |
| La Charité-sur-Loire | 1 515 € | 1 258 € | 93 | 4 705 |
| Fourchambault | 1 357 € | 865 € | 68 | 3 992 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
9.13 €/m²
monthly
💰 Gross yield
7.3 %
⏳ Payback period
13.7 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
90.4 %
🏖️ Secondary homes
1.1 %
🚪 Vacant homes
8.5 %
🏢 Apartments
7.9 %
87.5 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B2
Low tension
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
59
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
43.270 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
109.840 %
🏘️ Housing tax
24.830 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
6.500 %
🌾 Land tax (unbuilt) REI
2.61 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
1 486
2023
📐 Area
25.13 km²
59 inh/km²
💶 Median income
23 700 €
📊 Median age
50.0 yrs
28.7% under 30
💼 Activity rate
73.4 %
ages 15-64
📉 Unemployment rate
7.4 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
275
SIRENE database 2026
✨ 2024 creations
21
-4.5% vs 2023
📊 2023 creations
22
💼 Economic density
185
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Nevers
À 5.55 km · Segment A
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Nevers
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA de Nevers
EPCI
📍 Rail access
Good
Station distance
🏥 Healthcare
FINESS
🏥 Établissements de santé
1
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
29
📋 Commerce
3
📋 Enseignement
2
🏥 Sante
10
⚽ Sport
4
🎭 Culture
1
⚡ Energy performance
30 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
3.3 %
D
23.3 %
23.3 %
E
43.3 %
43.3 %
F
26.7 %
26.7 %
G
3.3 %
30.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 1 protected monuments
| Building | Era |
|---|---|
| château | 3e quart 18e siècle |
⚠️ Natural and technological risks
Géorisques API · 4 risks identified
Glissement de terrain
Mouvement de terrain
Rupture de barrage
Transport de marchandises dangereuses
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 24 694 analyses · AGGLOMERATION DE NEVERS AFF
🧪 Bacteriology
✅ Compliant
⚗️ Physicochemistry
✅ Compliant
📋 analyses
24 694
🎯 Municipalities with a similar score
Same region, score close to
Torcy
71210
47/100
2 678 Inhabitants
Rioz
70190
47/100
2 398 Inhabitants
Véron
89510
47/100
1 849 Inhabitants
Épervans
71380
47/100
1 667 Inhabitants
Jussey
70500
47/100
1 558 Inhabitants
Saint-Martin-du-Tertre
89100
47/100
1 536 Inhabitants
Lamarche-sur-Saône
21760
47/100
1 382 Inhabitants
Égriselles-le-Bocage
89500
47/100
1 381 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Nevers | 5.0 km | 64/100 | 33 085 |
| Challuy | 3.9 km | 22/100 | 1 453 |
| Chevenon | 4.7 km | 58/100 | 635 |
| Saint-Éloi | 5.6 km | 63/100 | 2 296 |
| Magny-Cours | 6.4 km | 67/100 | 1 432 |
| Coulanges-lès-Nevers | 8.0 km | 64/100 | 3 688 |
| Sauvigny-les-Bois | 6.9 km | 58/100 | 1 409 |
| Saint-Parize-le-Châtel | 10.1 km | 54/100 | 1 227 |
❓ Frequently asked questions about Sermoise-sur-Loire
What is the price per m² in Sermoise-sur-Loire? ▶
The median price per m² in Sermoise-sur-Loire is 1 500 €.
What is the rental yield in Sermoise-sur-Loire? ▶
The gross rental yield in Sermoise-sur-Loire is 7.3%.
Is Sermoise-sur-Loire a good real estate investment? ▶
Sermoise-sur-Loire has a ScorCity score of 47/100, making it a moderate investment.
What is the average energy rating in Sermoise-sur-Loire? ▶
The most common energy rating class in Sermoise-sur-Loire is E.
What are the natural risks in Sermoise-sur-Loire? ▶
4 risks are identified in Sermoise-sur-Loire: Glissement de terrain, Mouvement de terrain, Rupture de barrage.