View of Garchizy, 58 — real-estate investment analysis Wikimedia Commons CC BY-SA

Garchizy

Small town · 58600 · Bourgogne-Franche-Comté

👥 Population
3 648
2023 · INSEE
🏠 Median price /m²
681 €
📈 -50% since 2015
💰 Gross yield
16.7 %
rent / purchase price
⚡ Avg. energy rating
E
🟠 12.5 % energy sieves (F-G) (F-G)
🎯 Investment score Good

Garchizy — Score 73/100.

73
💰 Yield96
🌳 Quality of life38
📊 Dynamism55
💸 Affordability95
🛡️ Safety62
⚡ Energy rating75
🧮 Simulate your rental yield

🏠 Property prices

DVF · 9 Transactions · Garchizy

🏢 Apt. /m²
681 €
🏡 House /m²
1 154 €
📋 Transactions
9
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Nevers1 312 €1 422 €75833 085
Cosne-Cours-sur-Loire1 554 €1 267 €2279 733
Varennes-Vauzelles1 333 €1 585 €1049 146
Decize784 €1 158 €1074 932
La Charité-sur-Loire1 515 €1 258 €934 705
Fourchambault1 357 €865 €683 992

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
9.46 €/m²
monthly
💰 Gross yield
16.7 %
⏳ Payback period
6.0 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
90.2 %
🏖️ Secondary homes
1.4 %
🚪 Vacant homes
8.4 %
🏢 Apartments
11.3 %
87.1 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B2
Low tension
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
176
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
44.430 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
150.610 %
🏘️ Housing tax
29.000 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
6.500 %
🌾 Land tax (unbuilt) REI
2.61 %
🏢 CFE
27.65 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
3 648
2023
📐 Area
16.55 km²
220 inh/km²
💶 Median income
21 640 €
📊 Median age
43.1 yrs
35.1% under 30
💼 Activity rate
72.3 %
ages 15-64
📉 Unemployment rate
8.3 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
13.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
458
SIRENE database 2026
✨ 2024 creations
42
-17.6% vs 2023
📊 2023 creations
51
💼 Economic density
126
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Garchizy
À 0.67 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Nevers
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA de Nevers
EPCI
📍 Rail access
Excellent
Station distance

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🏥 Établissements de santé
4
Source FINESS
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
54
📋 Commerce
2
📋 Enseignement
2
🏥 Sante
30
🚆 Transport
1
⚽ Sport
8

🏛️ Public services

Public Service Directory API · 1 services

CategoryQtyExamples
📋 service public1Mairie - Garchizy

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Escroqueries et fraudes aux moyens de paiement226.00 ‰6.3 ‰Dans la moyenne
Cambriolages de logement179.50 ‰7.5 ‰+27 % vs moy.
Destructions et dégradations volontaires174.70 ‰7.2 ‰-35 % vs moy.
Violences physiques intrafamiliales102.70 ‰4.2 ‰-36 % vs moy.
Vols sans violence contre des personnes82.20 ‰7.3 ‰-70 % vs moy.

⚡ Energy performance

96 DPE · ADEME

📊 Energy rating distribution
A
10.4 %
10.4 %
B
25.0 %
25.0 %
C
5.2 %
D
19.8 %
19.8 %
E
27.1 %
27.1 %
F
9.4 %
9.4 %
G
3.1 %

12.5 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 1 protected monuments

BuildingEra
église

⚠️ Natural and technological risks

Géorisques API · 1 risks identified

Transport de marchandises dangereuses

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 1 114 analyses · AGGLOMERATION DE NEVERS

⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 114

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Fourchambault 3.2 km 50/100 3 992
Pougues-les-Eaux 3.5 km 65/100 2 401
Varennes-Vauzelles 3.9 km 56/100 9 146
Germigny-sur-Loire 5.0 km 47/100 738
Marzy 6.5 km 65/100 3 623
Cours-les-Barres 5.3 km 56/100 1 021
Parigny-les-Vaux 7.3 km 22/100 964
Chaulgnes 9.0 km 31/100 1 500

❓ Frequently asked questions about Garchizy

What is the price per m² in Garchizy?

The median price per m² in Garchizy is 681 €.

What is the rental yield in Garchizy?

The gross rental yield in Garchizy is 16.7%.

Is Garchizy a good real estate investment?

Garchizy has a ScorCity score of 73/100, making it an excellent choice.

What is the average energy rating in Garchizy?

The most common energy rating class in Garchizy is E.

What are the natural risks in Garchizy?

1 risks are identified in Garchizy: Transport de marchandises dangereuses.