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Champagne-sur-Oise

Medium city · 95660 · Île-de-France

👥 Population
5 036
2023 · INSEE
🏠 Median price /m²
19 143 €
📈 513% since 2015
💰 Gross yield
1.1 %
rent / purchase price
⚡ Avg. energy rating
D
🔴 33.4 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Champagne-sur-Oise — Score 24/100.

Why this score? This score is penalized mainly by a high purchase price for the area (0/100) and a weak rental yield (1/100).
24
💰 Yield1
🌳 Quality of life55
📊 Dynamism56
💸 Affordability0
🛡️ Safety24
⚡ Energy rating20
🧮 Simulate your rental yield

🏠 Property prices

DVF · 8 Transactions · Champagne-sur-Oise

🏢 Apt. /m²
19 143 €
🏡 House /m²
3 208 €
📋 Transactions
8
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Argenteuil3 437 €3 875 €967106 130
Cergy3 224 €2 878 €57170 906
Sarcelles1 985 €3 125 €30059 173
Garges-lès-Gonesse2 312 €3 258 €19041 791
Franconville3 000 €4 000 €41937 754
Bezons3 875 €4 573 €28236 434

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
17.64 €/m²
monthly
💰 Gross yield
1.1 %
⏳ Payback period
90.4 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
91.3 %
🏖️ Secondary homes
0.9 %
🚪 Vacant homes
7.8 %
🏢 Apartments
25.8 %
73.9 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
A
Strong tension
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
Yes
Rent control possible

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
38.340 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
101.470 %
🏘️ Housing tax
25.510 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
10.380 %
🏢 CFE
27.50 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
5 036
2023
📐 Area
9.48 km²
531 inh/km²
💶 Median income
27 340 €
📊 Median age
38.3 yrs
38.1% under 30
💼 Activity rate
78.9 %
ages 15-64
📉 Unemployment rate
9.4 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
8.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
906
SIRENE database 2026
✨ 2024 creations
86
-1.1% vs 2023
📊 2023 creations
87
💼 Economic density
180
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Champagne-sur-Oise
À 1.47 km · Segment B
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Paris
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC du Haut Val d'Oise
EPCI
📍 Rail access
Excellent
Station distance

🎓 Education

National Education API

📚 Schools
1
🏫 Middle schools
🎓 High schools

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🏥 Établissements de santé
1
Source FINESS
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
98
📋 Commerce
9
📋 Enseignement
5
🏥 Sante
33
🚆 Transport
19
⚽ Sport
11
🎭 Culture
2

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Vols d'accessoires sur véhicules397.70 ‰3.7 ‰+108 % vs moy.
Escroqueries et fraudes aux moyens de paiement306.00 ‰6.3 ‰Dans la moyenne
Destructions et dégradations volontaires275.40 ‰7.2 ‰-25 % vs moy.
Vols sans violence contre des personnes234.60 ‰7.3 ‰-37 % vs moy.
Violences physiques intrafamiliales204.00 ‰4.2 ‰Dans la moyenne
Cambriolages de logement178.10 ‰7.5 ‰Dans la moyenne
Vols dans les véhicules132.60 ‰5.2 ‰-50 % vs moy.
Vols de véhicule132.60 ‰2.4 ‰Dans la moyenne
Violences physiques hors cadre familial71.40 ‰4.0 ‰-65 % vs moy.

⚡ Energy performance

33 DPE · ADEME

📊 Energy rating distribution
A
3.0 %
B
0.0 %
C
9.1 %
9.1 %
D
30.3 %
30.3 %
E
24.2 %
24.2 %
F
27.3 %
27.3 %
G
6.1 %

33.4 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 3 protected monuments

BuildingEra
église13e siècle;16e siècle
hôtel-Dieu;manoir2e moitié 13e siècle;15e siècle
calvaire monumental16e siècle

⚠️ Natural and technological risks

Géorisques API · 2 risks identified

Transport de marchandises dangereuses
Inondation

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 2 144 analyses · CEG

⚗️ Physicochemistry
✅ Compliant
📋 analyses
2 144

⚡ EV charging stations

IRVE

🔌 Stations
8
⚡ Charge points
20
🚀 Incl. fast charging
2

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Ronquerolles 2.7 km 48/100 907
Mours 2.6 km 30/100 1 693
Chambly 3.5 km 41/100 9 959
Parmain 3.1 km 34/100 5 655
L'Isle-Adam 4.2 km 48/100 12 493
Persan 2.9 km 38/100 14 359
Belle-Église 4.9 km 40/100 730
Le Mesnil-en-Thelle 5.0 km 37/100 2 439

❓ Frequently asked questions about Champagne-sur-Oise

What is the price per m² in Champagne-sur-Oise?

The median price per m² in Champagne-sur-Oise is 19 143 €.

What is the rental yield in Champagne-sur-Oise?

The gross rental yield in Champagne-sur-Oise is 1.1%.

Is Champagne-sur-Oise a good real estate investment?

Champagne-sur-Oise has a ScorCity score of 24/100, making it a risky investment.

What is the average energy rating in Champagne-sur-Oise?

The most common energy rating class in Champagne-sur-Oise is D.

What are the natural risks in Champagne-sur-Oise?

2 risks are identified in Champagne-sur-Oise: Transport de marchandises dangereuses, Inondation.