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Terjat
Rural municipality · 03420 · Auvergne-Rhône-Alpes
👥 Population
180
2023 · INSEE
🏠 Median price /m²
432 €
📈 -74% since 2015
💰 Gross yield
21.2 %
rent / purchase price
⚡ Avg. energy rating
—
✅ 0 % energy sieves (F-G) (F-G)
🎯 Investment score Good
Terjat — Score 67/100.
67
💰 Yield98
🌳 Quality of life67
📊 Dynamism51
💸 Affordability99
🛡️ Safety14
⚡ Energy rating50
🏠 Property prices
DVF · 7 Transactions · Terjat
🏡 House /m²
432 €
📋 Transactions
7
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
7.62 €/m²
monthly
💰 Gross yield
21.2 %
⏳ Payback period
4.7 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
62.7 %
🏖️ Secondary homes
16.1 %
🚪 Vacant homes
21.2 %
🏢 Apartments
2.9 %
97.1 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
38.460 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
68.930 %
🏘️ Housing tax
21.350 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
7.120 %
🌾 Land tax (unbuilt) REI
7.52 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
180
2023
📐 Area
17.89 km²
10 inh/km²
💶 Median income
18 610 €
📊 Median age
49.4 yrs
26.6% under 30
💼 Activity rate
76.7 %
ages 15-64
📉 Unemployment rate
9.0 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
68
SIRENE database 2026
✨ 2024 creations
5
+400.0% vs 2023
📊 2023 creations
1
💼 Economic density
378
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Commentry
À 12.86 km · Segment B
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Montluçon
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Montluçon Communauté
EPCI
📍 Rail access
Average
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
3
📋 Enseignement
1
🏥 Sante
1
⚽ Sport
3
🏛️ Public services
Public Service Directory API · 1 services
| Category | Qty | Examples |
|---|---|---|
| 📋 service public | 1 | Mairie - Terjat |
⚠️ Natural and technological risks
Géorisques API · 1 risks identified
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 495 analyses · MONTLUÇON COMMUNAUTÉ - EDCH
⚗️ Physicochemistry
✅ Compliant
📋 analyses
495
🎯 Municipalities with a similar score
Same region, score close to
Saint-Étienne
42000
67/100
173 136 Inhabitants
Aurillac
15000
67/100
26 214 Inhabitants
Firminy
42700
67/100
17 060 Inhabitants
Puy-Guillaume
63290
67/100
2 630 Inhabitants
Chandon
42190
67/100
1 423 Inhabitants
Saint-Denis-de-Cabanne
42750
67/100
1 246 Inhabitants
Estivareilles
03190
67/100
1 119 Inhabitants
Villechenève
69770
67/100
922 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Marcillat-en-Combraille | 5.1 km | 56/100 | 900 |
| Villebret | 6.6 km | 63/100 | 1 335 |
| Lignerolles | 8.5 km | 49/100 | 760 |
| Durdat-Larequille | 7.4 km | 52/100 | 1 280 |
| Lavault-Sainte-Anne | 10.5 km | 57/100 | 1 139 |
| Néris-les-Bains | 10.9 km | 76/100 | 2 368 |
| Teillet-Argenty | 9.5 km | 64/100 | 555 |
| Pionsat | 11.9 km | 53/100 | 1 042 |
❓ Frequently asked questions about Terjat
What is the price per m² in Terjat? ▶
The median price per m² in Terjat is 432 €.
What is the rental yield in Terjat? ▶
The gross rental yield in Terjat is 21.2%.
Is Terjat a good real estate investment? ▶
Terjat has a ScorCity score of 67/100, making it an interesting investment.
What are the natural risks in Terjat? ▶
1 risks are identified in Terjat: Séisme.