Wikimedia Commons CC BY-SA
Saint-Michel-de-Bannières
Rural municipality · 46110 · Occitanie
👥 Population
354
2023 · INSEE
🏠 Median price /m²
9 336 €
📈 539% since 2015
💰 Gross yield
1.0 %
rent / purchase price
⚡ Avg. energy rating
A
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Low
Saint-Michel-de-Bannières — Score 36/100.
Why this score? This score is penalized mainly by a weak rental yield (1/100) and a high purchase price for the area (1/100).
36
💰 Yield1
🌳 Quality of life85
📊 Dynamism51
💸 Affordability1
🛡️ Safety14
⚡ Energy rating90
🏠 Property prices
DVF · 13 Transactions · Saint-Michel-de-Bannières
🏡 House /m²
9 336 €
📋 Transactions
13
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Cahors | 1 807 € | 1 883 € | 462 | 20 050 |
| Figeac | 1 823 € | 1 748 € | 201 | 9 793 |
| Gourdon | 1 465 € | 1 542 € | 104 | 4 206 |
| Pradines | 1 985 € | 2 072 € | 57 | 3 617 |
| Gramat | 1 455 € | 1 746 € | 73 | 3 512 |
| Saint-Céré | 2 800 € | 1 407 € | 64 | 3 429 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.11 €/m²
monthly
💰 Gross yield
1.0 %
⏳ Payback period
95.9 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
63.1 %
🏖️ Secondary homes
29.5 %
🚪 Vacant homes
7.4 %
🏢 Apartments
1.5 %
95.9 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
9
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
46.790 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
300.430 %
🏘️ Housing tax
21.110 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.330 %
🌾 Land tax (unbuilt) REI
134.00 %
🏢 CFE
27.36 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
354
2023
📐 Area
7.74 km²
46 inh/km²
💶 Median income
20 580 €
📊 Median age
48.6 yrs
26.2% under 30
💼 Activity rate
77.6 %
ages 15-64
📉 Unemployment rate
9.8 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
111
SIRENE database 2026
✨ 2024 creations
6
-40.0% vs 2023
📊 2023 creations
10
💼 Economic density
314
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Vayrac
À 3.35 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Biars-sur-Cère - Saint-Céré
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Causses et Vallée de la Dordogne
EPCI
📍 Rail access
Good
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
9
📋 Commerce
1
📋 Enseignement
1
🏥 Sante
4
⚽ Sport
4
⚡ Energy performance
5 DPE · ADEME
📊 Energy rating distribution
A
40.0 %
40.0 %
B
0.0 %
C
20.0 %
20.0 %
D
20.0 %
20.0 %
E
20.0 %
20.0 %
F
0.0 %
G
0.0 %
0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 1 protected monuments
| Building | Era |
|---|---|
| église paroissiale | 12e siècle;15e siècle |
⚠️ Natural and technological risks
Géorisques API · 7 risks identified
Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines)
Eboulement ou chutes de pierres et de blocs
Feu de forêt
Glissement de terrain
Mouvement de terrain
Rupture de barrage
Tassements différentiels
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 426 analyses · SAUR FRANCE 46
⚗️ Physicochemistry
✅ Compliant
📋 analyses
426
🎯 Municipalities with a similar score
Same region, score close to
Pérols
34470
36/100
9 615 Inhabitants
Pignan
34570
36/100
8 431 Inhabitants
Caussade
82300
36/100
6 803 Inhabitants
Aimargues
30470
36/100
5 705 Inhabitants
Florensac
34510
36/100
5 254 Inhabitants
Lescure-d'Albigeois
81380
36/100
4 590 Inhabitants
Leucate
11370
36/100
4 562 Inhabitants
Saint-Aunès
34130
36/100
4 530 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Vayrac | 3.6 km | 57/100 | 1 266 |
| Bétaille | 5.9 km | 40/100 | 1 058 |
| Meyssac | 8.2 km | 38/100 | 1 310 |
| Le Vignon-en-Quercy | 6.0 km | 29/100 | 955 |
| Martel | 7.5 km | 25/100 | 1 637 |
| Puybrun | 10.1 km | 44/100 | 984 |
| Alvignac | 15.3 km | 39/100 | 699 |
| Cressensac-Sarrazac | 11.5 km | 28/100 | 1 165 |
❓ Frequently asked questions about Saint-Michel-de-Bannières
What is the price per m² in Saint-Michel-de-Bannières? ▶
The median price per m² in Saint-Michel-de-Bannières is 9 336 €.
What is the rental yield in Saint-Michel-de-Bannières? ▶
The gross rental yield in Saint-Michel-de-Bannières is 1.0%.
Is Saint-Michel-de-Bannières a good real estate investment? ▶
Saint-Michel-de-Bannières has a ScorCity score of 36/100, making it a risky investment.
What is the average energy rating in Saint-Michel-de-Bannières? ▶
The most common energy rating class in Saint-Michel-de-Bannières is A.
What are the natural risks in Saint-Michel-de-Bannières? ▶
7 risks are identified in Saint-Michel-de-Bannières: Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines), Eboulement ou chutes de pierres et de blocs, Feu de forêt.