View of Saint-Gal-sur-Sioule, 63 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Gal-sur-Sioule

Rural municipality · 63440 · Auvergne-Rhône-Alpes

👥 Population
148
2023 · INSEE
🏠 Median price /m²
523 €
📈 -30% since 2015
💰 Gross yield
17.4 %
rent / purchase price
⚡ Avg. energy rating
G
🔴 100.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Saint-Gal-sur-Sioule — Score 42/100.

Why this score? This score is penalized mainly by an energy-inefficient housing stock (5/100) and improvable safety statistics (14/100).
42
💰 Yield45
🌳 Quality of life69
📊 Dynamism51
💸 Affordability69
🛡️ Safety14
⚡ Energy rating5
🧮 Simulate your rental yield

🏠 Property prices

DVF · 4 Transactions · Saint-Gal-sur-Sioule

🏢 Apt. /m²
523 €
🏡 House /m²
1 434 €
📋 Transactions
4
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Clermont-Ferrand2 276 €2 412 €2366146 351
Cournon-d'Auvergne2 089 €2 364 €22519 951
Riom2 410 €2 334 €28318 820
Chamalières2 357 €3 409 €35517 509
Issoire1 877 €2 156 €26915 115
Pont-du-Château3 784 €2 504 €12312 412

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
7.57 €/m²
monthly
💰 Gross yield
17.4 %
⏳ Payback period
5.8 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
47.3 %
🏖️ Secondary homes
40.0 %
Highly touristic market
🚪 Vacant homes
12.7 %
🏢 Apartments
0.6 %
98.8 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
49.710 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
118.910 %
🏘️ Housing tax
20.400 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
17.880 %
🌾 Land tax (unbuilt) REI
1.18 %
🏢 CFE
0.64 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
148
2023
📐 Area
9.54 km²
16 inh/km²
💶 Median income
20 330 €
📊 Median age
48.6 yrs
25.5% under 30
💼 Activity rate
81.3 %
ages 15-64
📉 Unemployment rate
18.9 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
49
SIRENE database 2026
✨ 2024 creations
1
-66.7% vs 2023
📊 2023 creations
3
💼 Economic density
331
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Bellenaves
À 11.48 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Combrailles Sioule et Morge
EPCI
📍 Rail access
Average
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
4
⚽ Sport
2
🎭 Culture
1

⚡ Energy performance

1 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
0.0 %
E
0.0 %
F
0.0 %
G
100.0 %
100.0 %

100.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 11 risks identified

Tempête et grains (vent)
Rupture de barrage
Tassements différentiels
Feu de forêt
Mouvement de terrain
Par une crue torrentielle ou à montée rapide de cours d'eau
Phénomène lié à l'atmosphère
Radon
Inondation
Séisme
Par ruissellement et coulée de boue

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 189 analyses · SYNDICAT MIXTE DE SIOULE ET MORGE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
189

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Servant 6.3 km 43/100 558
Ébreuil 6.0 km 32/100 1 306
Menat 8.3 km 48/100 547
Montcel 11.5 km 50/100 550
Charbonnières-les-Vieilles 13.2 km 58/100 1 170
Bellenaves 12.6 km 33/100 983
Jozerand 12.3 km 46/100 553
Combronde 14.9 km 59/100 2 138

❓ Frequently asked questions about Saint-Gal-sur-Sioule

What is the price per m² in Saint-Gal-sur-Sioule?

The median price per m² in Saint-Gal-sur-Sioule is 523 €.

What is the rental yield in Saint-Gal-sur-Sioule?

The gross rental yield in Saint-Gal-sur-Sioule is 17.4%.

Is Saint-Gal-sur-Sioule a good real estate investment?

Saint-Gal-sur-Sioule has a ScorCity score of 42/100, making it a moderate investment.

What is the average energy rating in Saint-Gal-sur-Sioule?

The most common energy rating class in Saint-Gal-sur-Sioule is G.

What are the natural risks in Saint-Gal-sur-Sioule?

11 risks are identified in Saint-Gal-sur-Sioule: Tempête et grains (vent), Rupture de barrage, Tassements différentiels.