View of Monistrol-sur-Loire, 43 — real-estate investment analysis Wikimedia Commons CC BY-SA

Monistrol-sur-Loire

Medium city · 43120 · Auvergne-Rhône-Alpes

👥 Population
8 823
2023 · INSEE
🏠 Median price /m²
2 216 €
📈 11% since 2015
💰 Gross yield
5.2 %
rent / purchase price
⚡ Avg. energy rating
D
🔴 26.8 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Monistrol-sur-Loire — Score 42/100.

Why this score? This score is penalized mainly by improvable safety statistics (24/100) and a weak rental yield (26/100).
42
💰 Yield26
🌳 Quality of life63
📊 Dynamism60
💸 Affordability35
🛡️ Safety24
⚡ Energy rating58
🧮 Simulate your rental yield

🏠 Property prices

DVF · 29 Transactions · Monistrol-sur-Loire

🏢 Apt. /m²
2 216 €
🏡 House /m²
2 162 €
📋 Transactions
29
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Le Puy-en-Velay1 690 €1 901 €47418 540
Monistrol-sur-Loire2 216 €2 162 €968 823
Yssingeaux4 412 €1 805 €1047 415
Brioude1 603 €1 399 €986 527
Aurec-sur-Loire2 235 €2 174 €776 164
Sainte-Sigolène1 286 €1 764 €726 097

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
9.59 €/m²
monthly
💰 Gross yield
5.2 %
⏳ Payback period
19.3 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
86.3 %
🏖️ Secondary homes
4.0 %
🚪 Vacant homes
9.7 %
🏢 Apartments
30.2 %
69.7 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B2
Low tension
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
435
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
45.390 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
121.750 %
🏘️ Housing tax
22.430 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
11.380 %
🌾 Land tax (unbuilt) REI
68.23 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
8 823
2023
📐 Area
47.91 km²
184 inh/km²
💶 Median income
24 070 €
📊 Median age
43.6 yrs
34.3% under 30
💼 Activity rate
77.9 %
ages 15-64
📉 Unemployment rate
6.3 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
9.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
2 027
SIRENE database 2026
✨ 2024 creations
178
+13.4% vs 2023
📊 2023 creations
157
💼 Economic density
230
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Bas - Monistrol-sur-Loire
À 3.83 km · Segment B
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Saint-Étienne
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Marches du Velay-Rochebaron
EPCI
📍 Rail access
Good
Station distance

🎓 Education

National Education API

📚 Schools
🏫 Middle schools
2
🎓 High schools
2
🏆 Baccalaureate results
High schoolTypePass rateHonorsV.A.
LYCEE NOTRE DAME DU CHATEAUprivé sous contrat97.0 %-1.0
LYCEE LEONARD DE VINCIpublic97.0 %-1.0
🎯 Brevet exam (2021)Brevet (DNB) — French middle school exam. The rate shown is the average across public and private middle schools in the municipality, latest published session.
93.1 %
Average pass rate · 3 middle schools

📊 Niveau social des établissements

Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.

🏫 Middle school IPS
Middle schoolSectorIPS
COLLEGE LE MONTEILpublic113.5
COLLEGE PRIVE NOTRE DAME DU CHATEAUprivé sous contrat106.0

🏥 Healthcare

BPE · FINESS

🏥 Hospitals
2
💊 Pharmacies
3
🔬 Laboratories
1
🏥 Établissements de santé
23
Source FINESS
👵 EHPAD
1
💊 Pharmacies
3

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
203
📋 Commerce
87
📋 Enseignement
13
🏥 Sante
107
🚆 Transport
3
⚽ Sport
32
🎭 Culture
4

🏛️ Public services

Public Service Directory API · 4 services

CategoryQtyExamples
📋 service public4Point information jeunesse - Monistrol-sur-Loire, Service de gestion comptable (SGC) - Monistrol-sur-Loire, Point-justice du Château des Evêques de Monistrol-sur-Loire

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Escroqueries et fraudes aux moyens de paiement728.20 ‰6.3 ‰+30 % vs moy.
Destructions et dégradations volontaires546.10 ‰7.2 ‰Dans la moyenne
Cambriolages de logement4610.20 ‰7.5 ‰+36 % vs moy.
Vols sans violence contre des personnes354.00 ‰7.3 ‰-45 % vs moy.
Violences physiques hors cadre familial293.30 ‰4.0 ‰-18 % vs moy.
Violences sexuelles242.70 ‰2.4 ‰Dans la moyenne
Violences physiques intrafamiliales222.50 ‰4.2 ‰-40 % vs moy.
Usage de stupéfiants171.90 ‰8.4 ‰-77 % vs moy.
Usage de stupéfiants (AFD)121.40 ‰7.5 ‰-81 % vs moy.
Vols dans les véhicules80.90 ‰5.2 ‰-83 % vs moy.
Vols de véhicule70.80 ‰2.4 ‰-67 % vs moy.
Vols d'accessoires sur véhicules60.70 ‰3.7 ‰-81 % vs moy.

⚡ Energy performance

190 DPE · ADEME

📊 Energy rating distribution
A
1.1 %
B
15.8 %
15.8 %
C
10.0 %
10.0 %
D
25.8 %
25.8 %
E
20.5 %
20.5 %
F
22.1 %
22.1 %
G
4.7 %

26.8 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 3 protected monuments

BuildingEra
château18e siècle;4e quart 19e siècle
église12e siècle;17e siècle;1er quart 19e siècle
château14e siècle;15e siècle;17e siècle

⚠️ Natural and technological risks

Géorisques API · 8 risks identified

Transport de marchandises dangereuses
Radon
Rupture de barrage
Tempête et grains (vent)
Phénomène lié à l'atmosphère
Par ruissellement et coulée de boue
Inondation
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 10 058 analyses · COMMUNAUTE DE COMMUNES MARCHES DU VELAY ROCHEBARON

⚗️ Physicochemistry
✅ Compliant
📋 analyses
10 058

⚡ EV charging stations

IRVE

🔌 Stations
8
⚡ Charge points
22
🚀 Incl. fast charging
2

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
La Chapelle-d'Aurec 4.9 km 34/100 1 115
Les Villettes 5.0 km 44/100 1 450
Sainte-Sigolène 5.7 km 65/100 6 097
La Séauve-sur-Semène 5.2 km 46/100 1 456
Pont-Salomon 7.2 km 62/100 1 875
Saint-Maurice-de-Lignon 7.9 km 41/100 2 688
Malvalette 8.6 km 34/100 887
Aurec-sur-Loire 9.1 km 41/100 6 164

❓ Frequently asked questions about Monistrol-sur-Loire

What is the price per m² in Monistrol-sur-Loire?

The median price per m² in Monistrol-sur-Loire is 2 216 €.

What is the rental yield in Monistrol-sur-Loire?

The gross rental yield in Monistrol-sur-Loire is 5.2%.

Is Monistrol-sur-Loire a good real estate investment?

Monistrol-sur-Loire has a ScorCity score of 42/100, making it a moderate investment.

What is the average energy rating in Monistrol-sur-Loire?

The most common energy rating class in Monistrol-sur-Loire is D.

What are the natural risks in Monistrol-sur-Loire?

8 risks are identified in Monistrol-sur-Loire: Transport de marchandises dangereuses, Radon, Rupture de barrage.